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<br /> , TOGETHER WITH aU�hc improvement�nuw ur h�r�ulirr crrr��d un Ihe pru�x ny.un�l:dl ru�rmcn�..:ippunrnunccti,
<br /> ' , and fizturc�now ar hereafter a part��i the pru�xrty. All roplucemenl.unJ;►Jdili��m +hidl ulu�tk c�►venJ by Ihi.Sccun�y
<br /> , d Insltumem. All of the faregaing i+refrrred io in ihi.Srcuriry In,trument u.thc"1'rapeny."
<br /> � � BORROWER COVENANTS�h�t Bam►wcr iti luwiully xi�ed uf�hr���atc hrrehy cunveyrd und hu+Ihr righi���Erum _ _.
<br /> ' � ' and convey thc Propeny und that thc Pn►pcny i+uncncumlkrcd,except tur encumhrunrr.uf rccord. Wirr�wcr wurrunt�und
<br /> � ' , will defend generally the tiUe to the Property again.t ull claim.r unJ drmand�.tiuMjrrl lu any encumhrun�r.ul rec�i�J. ��`�'"-��
<br /> " • THIS SECURITY INSTRUMENT canbincs uniform rovcnunts 1'ur na�iunul ux und non-unifurm cuvenuntx with � -°'' �'� .� ^
<br /> __ " _.�;•,_ limi�ed e:.riution�Ay juriediction u►con+�iwtc a unifum�+c�;unty in.irum��nt cnvcring rrul pr��xny. �:.--.
<br /> °' '"" UNIFURM COVENANTS. Borrowcr und Lrndcr cuvcnant und ugrrc a,toUuw+: t'��v^��
<br /> � ' " L Payment of Principal and laterest;Prepayment and l.ate Char�es. Burcowcr.hull prumpily pay whrn Jur�hc � "��`�
<br /> � ' principul of und intercst on the debt cvidenced by�hc Note und any prepaymcnt anJ laic churge+dur unikr Ihr Note. � ;"�"'-=_.---:°�°
<br /> ' �� � , 2. Funds for Taxes and lnsurance. Subjcct to upplicublc luw or tu a writtrn waivrr by l.cndrr.R��rrowrr.hall puy to ` `°"-
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<br /> ' Lender on the day manthly paymenty are due undcr thc Notc,until 11x Notc ix puid in full,a+um l"FwiJ.."1 ti�r: lul ycarly ;��:�---�_..
<br /> ° tuxes und assessment+which muy uttain priurity over thi�Srcurity Instrument uti a licn on thr Nru�xhy:fbl yeurly Icu�cholJ �:.�- _. -
<br /> a ments or round rentti on the Pr n ii'un (c) yrurl huiurd ��r ro n intiuruncr remium,; Idl �,�rl fkKx1 �� ���'�t'�'
<br /> , . p•y g ope y. y: Y P P�' Y p Y" Y ,� . ...
<br /> ; insurance premium., if any: Icl yearly mortguge insurance prcmiums, if'any; und ltl uny +um. payublc by Rorrowcr ro --
<br /> ' Lender, in accordance wiih the provi�ioos of p�uugruph 8. in lieu of the paymcnt of mortgagr in,uruncc prcmium.. TMrsr �_
<br /> ' � items are callyd"Escrow Items." Lender may.ut any time,eollecl+md hold Funds in un amnunt nrn to exceeJ the muximum �
<br /> . nm�unt u lender fbr u federAlly related mongage loun may reyuirc for BoROwer ti escrow uccount undcr Ihe federnl Rrul � ry ���
<br /> ,. • - •� � Estate Seitlement Prc�cedures Act of 1974 us nmended from time Ia timr, 12 U.S.C.�2G111 rr sry.l"RESI'A"),unlc„u��xhcr � ;; `�;�j�='-
<br /> s� � .• luw thut npplies to the Funds sets u le�ser umount. If so,Lender muy.ut any timc,collect und hold FunJs in an anwunt nut to ! -
<br /> exceed the lessrr um�unl. Lcnder may eslimate the amount of Funds due an thc basiti M' rurrcm dalu und reusonable __—
<br /> estimates of eaprnditurex of luture Escrow Items or olherwi.r in uccurJunce with applicable la�v. ia� "_�
<br /> Thc Fund+ ahall be hcld in uo institulion whu.r•c d�p��it. urc insurcd by u fedrral agenry, inslrum�nlaliry,or cntity �'� �� ��'-°"'="'
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<br /> , ,;..�:,,.�t�,�:`;�» (including Lendcr,if Lender i.such an in,titutionl or in any Federal Hcxne Loan Bank. Lender tihull upply Ihc FunJs to puy i �r}���;::_
<br /> ;,:�;'�;'t:;,;�,;F.' the E.�cro�v Uemx. Lender may ncn rhar�;e Borrower for holding and upplying the Funds,unnuully unuly�ing the r,crow _: '._�•._
<br /> �• .:�;;y;,••:� accaun�or verifping Ihe Escrow ltems, unle+s l.endcr pays Borruwcr in�cres� on the Fun�iti und appliraMc luw permi�+ ;°�._: --
<br /> '�� � Lender lo make such a chur�e. Howevcr.Lrndcr mu rc uim Burrower lo u a onr-�imc chur c F'�x un indc nJcnt reul ' ��'`:'"�'•`.�
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<br /> ; c,tute tux rcponing service uuJ hy LenJcr in connertion with thix loan,unle.�applicublc law providc+othcrwisc. Unles.�n d +--
<br /> agreement is made or upplicublc luw r��yuire+inlercxt to be paid.Lender+hull not lx r�yuired to pay Borrowcr vny intrrc+t or � •�
<br /> carn�ngs cx�thc FunJs. Borrawcr and Lender may ugrec in writing,howcvrr,lhut intcretit.hall lx puiJ on Ihe FunJ�. Lender , .
<br /> ' shall givc to Borrower,without chur�r,un unnual ucc�wnting of tlxr FunJs,�howing rrcdit.unJ dcbit.w thc Fundti and thc � ,���
<br /> purpose for which euch debit�o thr Fund,wa,mada The Fundr ure pledged n+adJitionul uxuriry ti�r all.ums.ecured hy • .--.�
<br /> this Securiry Mstrument. � , '��
<br /> __ �� _ lf �he Funds held bv Lender exceed�he amaunts permitted a► bc held by upplicublc luw. Lendcr ,hull uccount �o E ��
<br /> �,�"'� ^ Bormwer fnr�he rxcess Funds in ucccxdance with�he requimments of upplicuhlc luw. !t tne umount of the Funds hrld by F::-•r``-i-`-a�u�'Z` ��� °
<br /> • Lendcr ut any time is nut sufliricnt k�puy thc �+crow Itcm.when due, Lcndcr may +o notify Borrower in writin�,und,in � �� �:
<br /> ''.::�'"� such case Borrower shull pay to Lender the umi�unt nece,.ary to mukc up the detirienry. Bnrrower shall makc up Ihr ! '"�'x
<br /> � deficidncy in no more thun Iwelve monthly payment�,at I.ender's xole Ji,cretion. � , ' �
<br /> . Upon paymem in full oP all,ums.rcured by ihi.Sccurit�•In+trumrm. Lrndrr shall promptly refund a Burrowrr any �
<br /> Fund�held by Lcnder. If,under purugruph 21.Lrnder+hall aryuire or scll the Pro�xny.LcnJcr,prior tu thc acyuisitiun ur �
<br /> � s•rle of�he Propc�rty, shull upply nny Fundx held by Leixicr at thc [imc of uryuizition or ,ale ax a crcdit uguinst Ihe +um+ � ,
<br /> kcured by Ihis Security Instrument. �
<br /> ' 3. Applicalion of Pavments. Unlc+s appliruhlr law proviJc. uthrrwisc, ull paymcnt. rcccivcd by L�ndcr undcr
<br /> � puragruphx I and 2.r•hull Ixr upplied: fint,to any pnpaymcnt chartic.duc un�kr thc Nutc:,crond,to amountr puyublr undcr �
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<br /> purugrs�ph 2:third,to imrrrs�duc;ti�unh.to principal Juc:•rnJ lu+t.lu any I•rte ch;u�ge,duc unJcr Ihe Notc. :,•••:�"
<br /> 4. Char�es: Liens. B�►rruwcr tihall pay ull taxc.. a+.c„ments. churge,. tine. and impc►sitions a�tributublc to thc , .w�"-
<br /> � ��•� Propeny whirh may uuain pnority uvcr thi+Security In,�ruimnt,•rnd Ira,cholJ paymcntx or grounJ rents,if any. Borruw�r • .. .
<br /> � " .h�ll pay Ihr+e ohligation.in thc manncr proviJcd in para�r•rph :,or iF no1 puiJ in�hat manncr.Borruwcr tihall puy them un . ��•,�-
<br /> �,:;'.,;� �ime dirccUy to the per�un owcd payment. Borrowrr�haU pmmptly fumi.h to LenJer•rll nuticr�of ar�xmnl��u Ix paid unJcr «;''':
<br /> ;, � •, thi.paragrnph. tF Borrowrr makes Ihcxe payment.Jirerdy.B��rrowrr rhall prampdy lumi+h to Lender receipts evidencing -���':::_-
<br /> '•�+. the paymen�s. �
<br /> Borrowcr+hull prnmpUy dixhargc any lirn which ha+priuriry uvcr thi.Srcurity In,�rument unlr.rs Born�wcr:lu1 ugrcrs
<br /> in writing to�he p•ryment ot'thc uhligatiun xrurcd by�hc lirn in a manncr arrrp�abk tu Lendcr:lb)comezt.in goud f'aith Ihr ..�ti;a;:=�
<br /> lien by,or defcnd,ugain.t cnforccmrnt uf thc li�n in. Irgal pnwcrJings which in�hc Lcnd�r's upini�m operatc to prcvcat thc :
<br /> . Y enforcemem uF thc licn:ur lrl ucurr+Irum ihr halJer uf thr lirn an agrcrmrnt.ati.laclory to Lrnder�ubordinating the lien ,
<br /> to Ihis Security In.trurmnt. If Lendcr Jrtrrmin��+that•rny pan ul thr Pru�ny i..ul►j�rt Iu a lirn which muy attuin priority
<br /> �� over this Security Instrumrm.Lendcr may gi���Burtowcr•r nutirr idcntifyin�thr licn. Rurrower+hall sutisfy tix:licn or take
<br /> ' one ur murc of�he uctions,et 1'.x[h aFx�vr w•ithin 1(1 Jay+��f thr giving uF nulier.
<br /> � 5. Hs�z�rd or Property I�suraace. BoRUwer.hall krrp Ihc impr�wrmcnt�n�n� rxi+tin�on c�rcaftrr crected un thc
<br /> Propcny insurcd uguin+t lo,y hc lire,haiarJ,incluJed«nhin�hr lenn°�xtrndrJ ru�rra�e"and:my ulhrr hutard+,inrluJing
<br /> Floais or tloodi�. far whirh Lendcr rcyuiR. in�ur:mrr. 'I'hi+in,ursmrr +hull Ix maintam�d in 1hc amoun�, •rml titt Ihe
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