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<br /> G^ TO(iETHER WITH�II the impmvement�now or t�ere�flar er•.ctcd an th;,propetty.snd all cascmentg,epp►menances.ond �____ -- _--
<br /> �� ' flxtures naw on c�reaRer A part oP thc property. All ►eplACCmem� wnd �dditiana ahAl1 alsn be covered by this Security � -+��:-•-�ri--
<br /> -�'�;��'°':.,` ,;'!" ' h b►sttument. All af the foregoing is refotrocl ta in lhis Securily In�trument oa thc 'Property." �''-':��'-�"�="�
<br /> � �� BORROW�R COVENANTS tha�Barrawer is luwfully reir�al of'thc eatatc hcrcby convcy�i And hav thc rlght�o grnnt and ' •�%�__--.- ...;.�{,_
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<br /> � •• canvcy �hc Propcny wui that thc Property is uncncumbcrai, except for encumhrunccv of rec:ord. &�rn�wcr wu�ntx arui will f,,,,.,,.�ti•:� _
<br /> ' :' ' '� ' �. � dcfcnd gcricmlly Ihc dNc ta thc Pmperty against ull clnims and dcmunds.Auhjcct 1u ony cncumMruncc.r•nf record. ' �� �,
<br /> �..�, �, ,�;�,;,�.N • TNIS 3ECURITY INSTRUMENT combines unifi�rm covenunt� far naUnnal u�c and nun-unifurm cuvcnantr with limited __,.�_�—. �
<br /> . va�fatinnx by jurir,diction�o constituta a unifarm sccu�ity instrumcnt a•vcring rcal pmp�ny. �����=
<br /> UNIFORM COVENANTS. Burrowcr und l.cnder cavenant and agrcc as I'allows: �==—z ' �-=�
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<br /> �• � l. Pnymenl af Principal and Interest; Prepayment and I.ote Cfwrges. ti�►rrow�r shull p�omptly pay when duc the .�-�„�,��
<br /> .: �, „ principal of und interese un the debt avidenced by the N�te and any prepayment and latc ch�rges due under the Note. .�..`��_
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<br /> 2.Ftind� for Toxes and In+wrat�oe. Subject to applicuble law ar ta a wriucn wuiver by Lender, Bunower�;hall pay to ;t.,,,�,�.,,�,,...,
<br /> � .. . � Lender on the duy monthly payments arc duc under the Nate,until thc Nnte is paid in full,u yum("Funds")Por:(a)yearly taxes � � ° _��`� '• ,.
<br /> , � and assessments which may attain pri�rfly avcr this Security lnstrument as a licn on thc Propeny; (b)ycarly Icaschold paymenta ':�„�;s;y*;!-�=��
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<br /> ° or ground rents on the Property, if nny;(c)ycarly hazurd ar property insurnncc premiums;(d)ycarly flcwd insuruncc premiums, ;-�`•'�-'s•'-X�i�-�-;•
<br /> � � if any; (e)yearly mortgage insurance premiums, if c+ny: and (� any sums payable by 9orrower to Lender,in accordanee with f.��.�'°''�='��-'���•�'-='.-
<br /> � the provisions of Paragraph 8.in lieu of the payment of mangage insurence prcmiums. Thes�;items ure called "Escrow Items." ,'�;y,� .�'�7��.: '
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<br /> I.emier may, at any time,coilect and hold Funds in an amount not to excced the maximum umount a Iender for u fede�ally .
<br /> related mortgage loan may require for Borrower's escrow account under the federnl Real EstAte Setdemen� Pracedures Aci of ,.: ;.,�:.';;,;;;",�t�__
<br /> . � 1974 as amended from time to time, t2 U.S.C. Scction 2601 ei seq. ('RESPA"),unlcss anather law that a lies to thc Fundg •,n:�:.-��::�;:1;�'-"'''
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<br /> • ; � scts a Iesser umount. If sa. Lendat may, at any time, collcct und hold Funds in an umount not ta exceed the Iesser amaunt. ��_..-; •
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<br /> ' ' � � Lender may estimatc the amount uf Fund�due on thc basis of current deta and reusonable est�mates af expendi�ures of future » .��.kit�:�;-•,-_
<br /> ' • ' .'';'`i� Escrow Items ar atherwise in accor+dunce with upplicable law. � ' '`;;, • -
<br /> • � `�'' Thc Funds shall be hcld in an instilution whose deposits arc insured by a fedcrnl agency, instrumcntaliry, or entity .- ��'."�.',�.=��'
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<br /> �'' �:,:�����, � ' .�`"�'�.;'�. (including Lender. if l,ender is such ari institution)o� in any Fedcral Homc I..aan Bunk. l.cndcr shall apply the Funds to puy thc -
<br /> •• • , ' � Escrow ttems. L.ender muy nut charge Borrower for holding and upplying the Funds,annually unaly�ing the escraw account,or � .____
<br /> • � � :., �;i•• � verifying the�scrow Items, unlcsx l.ander pays Borrawcr intcrcst on the Funds and a licablc law rmits l.endcr tu mukc such ��-'"'�"
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<br /> " a chargc. However,Lcnder may rcquiro Borrawer to pay u one-time chargc for an indcpcndent rcul estate tux rcpcming xrvice ,.�; :s�='
<br /> � ' usal by Lender in connection wi�h this loun, unless upplicuble luw pmvides utherwix. Unless un ugreement in mude i�r 1�� '
<br /> ^ ' i applicable law rcquircs interes�In i+o puid.L.cnJer tihall n�N fx:reyuired to puy&►rrower any interest ur cumings on thc Fund+. �, . .�
<br /> � Borrowcr und I.enJcr nwy ugrcr in writing, huwcvcr,thut in�crest xhull hc puid on�hc Fundz. l.cndcr,hull giv�to&irrowcr,
<br /> .. - -----._—_. tie�Ithuut chnrgc. �n ann�ud ,�crrnmting��f tlk FunJx. showinu��i1� uinl dcbitx w�hc Fundx unJ �hc pur��k for which esuh _. ��
<br /> •� • dc6it to thc FunJ�wu�mu�1c.Thc Funds urc pl��IgcJ u+nJditiunul�rcurity li►r ull wmti xrurcJ My�his ticcurity Im�rumcnt. � �
<br /> If thc Fundn hcld by l.ender uxcecd thc unxwms�rn�iucJ ���tn ikld hy upplirublc luw. IA��dcr,hull rcruum�a&�rruwcr �'.•���_
<br /> • uirenknts ol'u lirublc luw. If thc umnum af thc FunJx hcld By l.enJcr u�uny � • , �
<br /> Piir�hc exress FunJh in+KCOrdunrc with thc r�y pp
<br /> timc ia niu sul'ficicnt tu pay ihc Exniw Itcm.whcn Juc,l.cnJcr muy +u n��til'y Barruwcr in writing,unJ, in such ruk Borr�►wcr � � �
<br /> • - , shull pay to I.�:ndcr th�amount n�tctiwiy 10 nwkc up tlx:JMicicncy. &irrowcr xhall nwkc up thc Jcl'wicnry in no nwrc thun �
<br /> twclvc munthly puynknt�,ut Luixlcr's W►Ic di�rrcti�m, � �
<br /> . ' Upon payment in full uf all sumx xcured by �hi, 5crur�ty In�trument. I..enJcr �hull pmmptly refwxl tu Bormwer any �.
<br /> Fundn held by l.cnder. If,uixler purugruph 21, l.endcr tihall ucquirc or ull the Pro�x:rty.Lender, priur�o thc ucyuisitiun��r sale i �
<br /> of the Propeity,shull apply Un��Funds hcld by l.cndcr ut thc�i�m:of acqui�ition nr wlc ux u crcdit aguinst thc sums se�ured by � • °� .
<br /> this Sccurity Inxtrunx:nt.
<br /> ' 3.Applicslion of PAy�mcnle.Unlc.,a�licablc law pr�widcs uthcrwisc,nll paymcnts reccivcJ by Lcndcr unJcr parugr•rphs � ;;r:; ,
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<br /> 1 unJ 2 shall hc applicd: first, to uny prcpaymem rhurgcx duc undcr thc Nutc: sccunJ, tu amounts poyublc uncicr pur•rgruph 2; ,,.�i.,.T
<br /> � � � third, ta intcrc+t duc: li�unh,a� rinri ul dur: anJ lu+t,to un lutc rhar cti Ju�undcr thc Nutc. �•"'
<br /> �.• . . P P Y R • :��,{.; .
<br /> . 4.Clu�ry;es; Llcn.g.Bormu•cr sh•rll pay ull tuxc�, •rsseti+mcM., churges, linc,anJ impositions uurihutablc t�i thc Propeny ,, _
<br /> which muy uttuin priuriry uvcr thiti Sccurity Ins�rumcnt, und Ira+ch��ld paynx:nts or ground rent., if uny. Borrowcr shall pay : -
<br /> , thesc ohligations in thc manncr prnvideJ in purugraph 2,ur if nut paiJ in thu�mumicr, Burn�wer shull pay thcm�m tinH:dircctly �
<br />', to thc person uwed puynunt. B�►rcowcr shull prumptly 1'urni,h tu IAndcr all notires ul'umi�unt�to hr p•rid undcr this purugruph. � ,
<br /> � .:�r...:.
<br /> ' If Bonowcr niukcs Ihctic paymrnts dircctly. Borr��wcr.hall prumpdy I'umi,h t�� IAnJcr rcrcipt,�videncing thc puymcnts. �
<br /> Born�wcr shs�ll promptly Jinrhargc any lirn whirh huti pri��rity��vcr�hi.S�rurity In.trument unlc,�Borrowrr: lu)agrccs in `
<br /> � " writing to Ux:puynxnt uf thc uhligatiun ticrureJ by thc licn in a manncr acccptuMe tu L�nJcr:lh1 cumcsts in gixxl 1'uith Ihc licn i
<br /> �- by, or defends ugainst entimcmcnt of thc lirn in. Ic�al pnke�dingti which in thc I.�nJcr'+ �►piniun �i�xratc k� prevcnt thc �
<br /> li enforcement of Ihc lien:ur(rl k�ures 1'rc►m the M�Ider al'Ihc lirn un agrcrmcnl wli.tiiclory to lAndcr,uFxirdinuting the lien to
<br /> IF � thiti Sccurily Inslromcnt. II'l.endcr Jetcnn�nc�tha� any� purt ol'�hr I'ra�xrty i+ .ubjcrt tu a lirn which nm�• attain pri�irity over
<br />� .,. , this Sccuriry Instrumcnt. Lundcr m•ry givc Hi�rrowrr a nutirc iarn�ifyinE thr lirn. Burruµ�r.hall ,ati.l� th� licn iir tukc onc or
<br /> morc�►I'Ux uctions sCt li►rth nhuvc wilhin 10 Jay,uf Iltc Nivinp ul n�Nicc.
<br /> Form 3028 8/9(1
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