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201002203 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />/u (Seal) <br />- orrower <br />ROY D. NEMAN <br />(Seal) <br />LUC A. NE MAN - mower <br />(Sign Original Only) <br />001121144035 [001121144435] <br />N®RASKA -Single Family - Fannle Ma6lFlseddle Mac UNIFORM INSTRUMI3VT WITH M97S <br />~~A(N4 ~oaiol Page ~a or ys Form 5028 1/01 <br />