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<br /> mcEt�iER�wrrH atl che;�npcovm�nc�mW a���+rcer c�eccea an ct�e propercy.aaa alr ea�ics.appu�Cenu�xs. , . .
<br /> � aad fiatures now or liereafter a part of ttu pmpaty. Alf ieplacements and additions sl�alt�Lso be covaed by'this Security ` ,.
<br /> _ . � Inswmen� Aii af the foregofag is rcfemd to in Wis Seiudty Insuume�u as�'Ptapert}!.° .
<br /> BOEtROH►�COVENaN'E'S ttut Borrower is tawfully scise,d of thc s5tate beredy cuaveycd and h�s the ri�to grant :
<br /> -- aid convey the Property rrid thu the Ptoperty is uaeqcumbered.e�eM for encumb►ances of�ord. Borrawer wartant�and
<br /> — � vrill deknd gene�allq the titk to the Pmpercy sgainst alt claims and demands.subject to any encumlxarices ofrecord.
<br /> -- ------�__�__. .� . TfIiS SECURi'i9f Il�iSi'RUM�iT eombit�s uaifotm cci`venauits for nationa! use and qoa-unifntm covenants with - ----
<br /> limitod va�iatioas by jutisdicuoa ta constiate a unifam securiry insmiment cavering real propeccy. , � , -
<br /> — �M COVEDFANi'S. Aartu�xa and Lendet cuvenant a�d agree as foitows: . ___
<br /> -- l. Pa�n�e�t ot Pri�ciP�l a�d lAterat:PrePsy�nt Aad Late C6a�es. Borrowet shall P��PttY P�Y�Ilen duc tbc _ —
<br /> `-` .. P�'1P�of aad interestan the debt avidrnced by the Note and�nY P�PaYmen!and tate charges due under the Nate. -
<br />"`�:` � g�fpr���d t�p� Subject to appticable law or to a written waiver Dy Lender.Borrower shall pay to � --- ----
<br /> �����y monthiY payments are due under thc Nae.umil the Note is paid in full.a su�ri t"Funds"}for./ay yearly =
<br /> taxes and�ssessmrnts which may attain pri�iry over tAis Securiry Insuument as a lien on the Fr+ope�ty;(bj Y.early leasehold �� .
<br /> � >, - � paymenu a gtound rents oo the Pmperty: if any; (c) yeariY 6azaid ar pcoperty u4wrance pcemiwas: (d)Y�Y �� -�_ ---
<br /> insauance pc+emiu�ns.if anY•(e)Y�Y �n8��PRmiums.if any:and(i?,any sums payable by Botmwet to _---- _ __
<br /> �der,;TM arcorda�e wiUt the provisia�s of paragaph 8.in tieu af tfie payment of aburtgage insurance preminms. Tlxse =--- _ - -
<br />�; '' items are called"Esc�ow Items." Lendes may,at aay time.collect and hoid Funds in an amount not to exceed the maximum �;��w_._
<br /> - - - anwunt a lender for a federally nelated mortgage loan may mquire for Ho�rawer�escmw a�rount under tl�e feAeral Real `""-s -
<br />' �,4t,, . Estate Setdement Ptoctdures Act of 1974 as ame�ded from time to time.12 U.S.C.$26t)1 et seq.("RFSPA").unless aiwther '�•�rr_
<br />'. '� _ 1aw that applies to the Ponds sets a lescer amount.'If so.l.ender may.at any rime.coltecE and hotd Funds in an�nount not to ,�_`A,=.`T.-
<br /> eaceed tUe lesser amcwn� l.ender inay estimate_d�e amouat of FLnds due an the basis af cumnt data and reasonabte; _ -.`;'_
<br /> � - � estimaus of espenditures of fu[ure Escrow Items or athe�w'�se in accurdar�ce with applicable faw. _ , r,.:."-`.
<br /> � `'K-;" 1Le Fvnds shall be held in an instituaon whose deposits are insured by a federal agency.instrumeatality.or entiry <��;;t`-
<br /> ?.<,_ {urcladiag l.etHier.if Lender is sacd an institutian)or in any Federal Home l.oan Bank. Lender shalt apply the Functs ta pay _ _
<br /> -� the Escrow Items. Lendet may nat ctiarge Borrower for t�o2ding and applying the Punds.annnaqy analyzing the escrow << - --
<br /> .•`�r,'_::.�=� .
<br /> • � ,�.,�.,,� ;, , ,.. account,or verifying the Escrow Items.unless Leader pays Barmwer interest on the Funds and appiicabte law permits _
<br /> ..- Lxnder.to make such a.charge. However 1.e�der may mquire Borrower to pay a one-time charge for an independent rea! _ ,.--
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<br /> ' :*: �� �r�.' • ` estate tax repat{ng service used by Leoder in connection with this toan,uniess applicabte taw provides otfierwise. L'n�ess aa _-_
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<br /> ...1r�.'••. � agceement is made orapplicabte law requires interest to b e pai d.L en der s h a l l no t b e requi re d to pa y Borrower an y interest or
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<br /> ��-,� --.;;�.,:,:: e�rmngs on the Funds. Borrower and Lender m�y agree in wnang,hbwever.that interest shalt be paid an the Funds. Lender , ���-
<br /> ! � ?.. .,,r,.:����� �'� � .
<br /> ,,- �::;.�;;;,:�I;.•,� . shaq give to Borrower.without charge.an annual accoundng of the Funds.showing ccedits and de6its to the Funds and the ���
<br /> . . ;:.:,,;.��.,.�., ,
<br /> . ��•• r���, ' u for which eacb debit to the Funds�vas made. The Funds ue ptedged as additianal security far aU sums secured by ���
<br /> . ,�-�rt�,»;��t�:��;;.- .� , P T� � ti_4,=
<br /> ...�_..._....�., this Sccuriry IaswmenG '`�,�:
<br /> r:.'�'4�''"��'�'-M�' '� ' If the Punds heid by l.ender exceed the amounu permitted tv be heid by applicable taw,Lender shall account to _...
<br /> '':�;:,',�:'K_ .`..' Borrower for the excess Funds in accordance witb the requnements of applicabte law. If the amount of the Funds hetd by _, '•"Tx_:.__
<br />_. :1a"�.r��lh`:�='` • , l.ender at any time is not sufficieat to pay the Escrow items when due,l.ender may so norify Borrou�er in writing,and.in � ,: _-
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<br /> ;:.,�.�,�� , • such ease Barrower shaB pay to Lender the amount necessary,to matce up the deficiency. Ba�wer shaq make ap the �;:%; -, i=R
<br /> , ,��'�y�{'�: deficiency in no more than twelve monthly payments,at L en d er's so le di s c r e t io�. ' '�%�'�'�� '�'�'���
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<br /> �. . ' lTpon payment in full of all sums secured by this Securiry Instrument,Lender shall promptly refund to Bortower any . '�
<br /> ' � � �� - � ' Funds held by Lender. If.ander paragraph 21.Lender shall acquire or seU the Property.Lender,pcior to the acquisition or _ • �
<br /> .:. �,�;�', , . sate of the Property,shall apply any Funds held by Lender at thc fime of acquisition or sale�a credit against the sums ;:� T:
<br /> �� r.,..:,:>-;. . •�-, • , :
<br /> � �. secured by this Security Inswment. . � ,.-.,. ..
<br /> ;�:�;�'.;�,'•';;::.,� � • aU payments received by Lender under
<br /> :,.�.;:;:;,,)•;,;��' 3. Applicatbe ot Aayments. Untess applicable law pravides otherwise. ;,;•};<, ,`:. s" .
<br />�+ '. � � .c':`'<�:?;zri�`� paragraphs 1 and 2 shall 6e applied:first,to any prepaymem charges due under the Note;second,to amounts payable under
<br /> '�.'. � ' "' ' paragraph Z;third to interest due;fourti�,to principal due;and las�to an y late charges due under the Note. - _
<br />, • '-.`; ' ��'�:� � , � � �. , 4. ChArge�Lreqs. Borrower shai6 pa�r all taaes. assessments,charges.fines and imposirions attributable to the :_ _ _
<br /> '". . Property which may:tcaen priority over this Security Insuument.and leasehold payment�or gound rznts.if any. Borrowe� , • -_-
<br /> ...;
<br /> ' ': z`.��;�:�+'.` shall pay these obligations in s�te:r.anner provided in paragraph 2.or if nat paid in that manner,Bortower shall pay them on `.
<br />' � ' �`:1�'`'-'�`' time directly to the person ow��*�:�men� Borrower shall promptly fumish to Lender all notices of amounts to be patd under .
<br /> .� .':;'::i�� ;; '
<br /> !d:,,�' this paragaph. If Borrowet t�Yc:s these payments directly.Borrower chall pramptiy fumish to Lender receipts evidencing , .
<br /> _ . • the payments. . . , .
<br /> - � � Borrowcr st�a!!prompqy discharge any lien which has priority over ihis Security Instrument unless Bortower.(a)agr�es , , ,;�..,
<br /> �'`�" � � in writing to thc payment of the obligation secured by the lien in a manner acreptable to Lender;(b)oontesu in$ood faitti¢E�e � �: :,��,,,::_
<br /> f ` � licn by.or defends against enforcement of the lien in.tegal praceedin�.w which in the LenAer s opinion operate to prevent ihe • ''
<br /> �'� �:f•,".;t;;:, �►� ' :�a. ,
<br /> ;.'J�;.�;`•. enfvacement of the lien:or(c)secures from the holder of tftc tien an agreement satisfartary ta Lender sabordinatingttse iien ;,:`r.;; ''""�`-- �
<br /> .,�:�,: -
<br /> . � • -•' to tbis Securiry Instrument. If Lertder determinec that any gsart of the Pruperty is subject ta a lien which may attain priotiry �;-:. •�. .
<br /> art
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<br /> - . over this Security lnstrument.Lender may:�c�:Borrowct a rtorice identityana the iicn. Barrott�er shall sntisfy the Nen os take • ., ;,..• _..,.
<br /> ' . . '. �'.,�',�'.�� one or more of thc actions set farth above W��..�11Q days of thc giving ot natiee. . � �
<br /> � ' S. Hazard or Property lasurance. Ernraw�r shall keep the improvemenGc now c�isting ar hereafter crected on the '�� ��,'�',�'
<br /> . ,,. ,•; , ;.
<br /> � - 'r�•=��•���'��' � Property insured against Ioss E�y�':re,hazards inctuded within thc tcrm"extended coverage'and any othcr hazards,including = ;� •.
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<br /> ; ,.z,,,,.•.. ftood,g or flaading, for whie4e�.ender requires insurance. 'fhlq insurancc�hall be maint<,ined in the amounts and for the � ��•�;�r„-;, � ,.
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