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<br /> , 'j�Wn'H all tlle tII�p�aYeQlefxs neut Or hetafta tiectcd an thC piOpeRy.aad�II e�ts.�•+m'-
<br /> �fii�wres aow a baafter z part af tbe psiaperty. All iepl�cemerus ar�t additLOns s1u11 aiso be cove�rd by this Secadty
<br /> insCeunnent.A!!af the fanegoing is refaned to ia t6is Secvrity Inst�ument aa the"Propercy.' � - •
<br /> _80R1tOWER COVENANTS tha¢Bom��rer is lawfaily seised of the�sface herebY convveyed and l�as the right W gran!and,
<br /> — —�� eoavey t6�Propaty atsd that tlte Property is u�ered.exoept fur eacumbrances'of rtrocd. Borruwcr�warrants and vinll
<br /> defe�d generally the tida to ttre Prnperty again.st all claims and demands.subject to any ec�cuinbrances of iecord. ,—
<br /> , Tf�S SEC�RIT1�INSTRUMFNT combines uniform covcnants for nuio�i use asd mn-ntufocm anvcronts�wittt limited �
<br /> — - va�ia6ous by jutisdiction to caaainue a uniform securiry ia�unneat oovering real ProP�Y- . - - ------.- --
<br /> UIVIFORM COVENANTS.Hortower ard 1.eider covenant atd ag�et as follows:
<br /> , l.PaYa�eot at Ptiqcipd sad Intee+�st; PreP�ymmt and Late Chteses.Borrower shatl promM�Y.PaY when due.the
<br /> _- principa!of and i�t on tUe debt evidenced by tize Note and any prepaytn4nt aed tate charges due under the Nate. _
<br /> Z.F��.a[ar T�aad L�oraoc�S�bject to applicabte law or to a vyriueu waiver by_Leoder:Botrower sfiall pay to
<br /> Isnde�on tLe day tpontlily payments are due under the Nou.unti!the Note is paid in full.a sum t"Fw�ds")for.(a)Yearty m�ces .
<br /> �ati assessmrnts which may attain priority over this Security irutmtnent as a lien on the PropeKy:(b)y�r1Y tea-ceh°id payments . —_—
<br /> � or groutd rents on the PropenJ►.if any:(c}yearly hazand or prQperty insurance Qremiu�nsR(d)Yrarly f�aad insnrar�ce pre�niwns, .. —
<br /> ��Y'(e)Y��Y�S�»��Premiums,if any;and(�any sums payable iry Bo�rawer to i.ender.in accotdance with —
<br /> t6c provisioas of pa�agiaph 8.in lieu of the payment of martgage insurance piemiu�m.'Fhese items are cailed"Escrow Items.' �
<br /> � t,eMer asay, at any dme.collect and hotd F�nds in an amounc not to exceed the�imum amount a ieader for a,federaliy ____�
<br /> '., n�ated mortgage loan may require for Boaower's escrow acc.ount under dte federa!Real Estate Settlemem Procedares Act of - �__
<br /> z�: 1974 as amended from time to time. 12�U.S.C.Section 2601.et seq.("RESPA").unless aiwther!aw thaz applies to the Funds �;___
<br />;jii,:r �,-�,
<br />�.,�•, sets a tesser amonnt.If so.Lender may.at any time,wltect and fiold Fund�in arj amount not to e�ceed the tesser amoum.
<br />'��r� :� Lendec may estimate tbe amoum of Funtts due on thc basis of current d`ata arid reasonabte esumates of expendiwres of future �"�"'�-�
<br /> �:�:a-;
<br /> ��-.
<br /> 8scruw Items or otherwise in accaid�ce With applicable law. �:`��`=
<br />'._, 71�e Funds shall bF�heTd in an inctirution.whase deposits are insured by a fedecat ag�.�. instrumentality. or eati ����
<br />'�' � (including Lendar.if I.ender is su¢h an institution)or in any Fedecai Aame l.oan Banlc.Lender str�t}aPPly the Funds to pay tt�t � �'�-`:'-�9== _
<br />..,f.;,� . _
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<br />�f;;r ' '°�"�'-;s�:`•± Escrow Item4.I.ender may not charge Borrower for holdiag and apPlying the Funds.annually a¢��zing the escrow accouiu.os { -
<br /> '+�,; >s�- ,,_��,�.;�, ,
<br /> _ ' ' • `, . . •verifying the Esecox Items.un►css l.eader pays Barrower i�rterest on the Runds and applicable ia:��ertnits i.ender to make sach r,; --
<br /> . S: �`t.:,". .� . .•. .. ' 3'.—
<br /> '� f��.:;�_...-� . a charge.How�ver.Lender may require Borrower to pay a one-time charge for an in3epeadent�real estate ta�c reporting service �r;�jr,;..
<br /> ,- ' �N�-��,`';::,';tJ;,;:: t�sed by Lertder in cunnection with this loan. untess applicabte Iaw provides ot�es�wise. Unless an agrecment i� made or E , .f ' :�
<br /> --:�. �a;•f:�.z;r•'.,.;.
<br /> ' �,;,..;. applicable taw requires interest to be paid.[.ender shait not be required ta pay Borrower any mterest os eamiags on the Funds. . ;-�.��;
<br /> c �,�'�:=��`ti`�`.�fl`�-;,`;�': Borrawer and l.ender may agree in writing. however,ihat interest shap 6e paid an the Fu n ds. L.e n der s h a l l give to B orrower, , ` :,=_-�"'—
<br /> ;_., . 4c,{�' '"
<br /> , ��3 "�,,;}_ �:x:° t ; withaat charge.an annual accounting of the Funds, showing credits and debits to the Funds and tfie purpose for which exh E=�'{� . .; �i�■
<br /> �"'��,�, �;;'1:� �: +dEhit to the Funds was made.The Funds are ptedged aS additianal security far all sums secured by this Securiry Instrument. � c��1,:�:� --
<br /> �� �'� ' sh 11 accaunt tn Borrowe� � •�`�:�s�'t�'�.
<br /> "•� ��- ' �� if the Furids held by l.cnder excetd the amounts pennitte0 to be held hy applirable law.Lender a �(�,r,•,.r "�_—
<br />''f.;:• ��-�-�-��.f;.:. �"for the excess Funds in accordance with the mquirements of applicable law.If the amount of the Funds held by Lender at any: .. ;.::���-"-``�=,�=_
<br /> :. "^:7"':..� � . . . r:
<br /> • '-;ri�`-"}. •...�:;�;::�-�• dme is rat sat�ic�ient w pay the Escrow Items when due,l.ender may so nvtify Bonower in writing..and.in such case Borro�+ei'`'. , ,�,�.. -� V , �,,,___
<br /> �:>r. •: ;�;`F; '•�;�t =. ._ �
<br /> i:l:'l�:�� ' . ,. - shall pay to i.ertder the amount necessary ta make up the deficiency.Bom+wer ghail make up the deficiency in no more than :�,�y;.:, . '• -:�;,'.��`
<br /> � � F�'`:(}C1_j.,_ . _ • �<�s. ,
<br /> F�,... twe{ve monthly,paYments.at Lender's sole discretion. '.`?�`• y; •':�;
<br /> 14'S
<br /> � -=:`Y ':.:�;: " • • � Upon payment in full of all sums secured by this Security Instrument. Lender shall prompUy refund to Barrower any :: �� �
<br /> � Funds hetd by Lender.If,under paragraph 21.L.ender shaQ acquire ar sett the Property.l.ender.prior to the acquisition or sale � � � • ,�;
<br /> - �°i'��"*-°+`�:;_�'�<�. .of the Property,shall apply any Funds held by Lender at the time oi acquisitian or sale a s a cred i t ag a i n s t t h e s u m�s e c u r e d by - _ _���
<br /> ;z?�-'•�s•
<br /> . :-�_� Ji; ;. �' this Security Instrument. � ��`�
<br /> �:-,=:.
<br />< •'���`a�'- �� 3.ApplkAtion ot Pa enxs.Unless applicable!aw provides othcrwisc.all a ments reccived b Lcnder undcr ara ra hs ` :T'_.,°
<br /> ,:�.<.._;�-_ . . 3'm P Y Y P b p :--
<br /> ,,-'��7�'".� � , t and 2 shall be applied: first.to any prcpayment charges due undcr thc Nnte:second;to amaun�s payable undcr par:�g�apb 2: : •,;^,r,
<br /> .•��y;-�'`` � ; . third,to interzst due:fourth.to principAl due:and last,to any late charges duc under the Notc. . ._--
<br /> �?' - ��.�; - 4.Cdsuges; Ueng. Borrawcr shall pay all taxe�,ati.e�timent�s,charges, fines and impoxitions attributable to the Prnperty , -:_�,:;
<br />"''''�'`." ;�;{��-::�. ' � -�° vuhich may Attain ptiority over this Securiiy lnstrument. and lr.�tichald paymcnts or graund ren�ti.if any. Borrawer yhall pay E = � r,'
<br /> • �r� ;,,.' ' . tfiese obligations in the manr�rr provided in paragraph 2:��r if not paid in that manner.8arrawer sh�ll pay them on time directly '�.'.;r.:.:• • . l� :�~,'�=�
<br /> ���'•`��`�`•�'� to the r5on�wed ena.. rrower�hall mm tl furnirh u�l.cndcr all notice+af ami�unts t�h e ai d u n dcr t his ara ra h. �'�" ` �`
<br /> �;k,,�;,.. , � Pc• PaYm �c+ P P Y P P S P ,/.�r,,;, . _
<br /> � ,�..,.... -:� i�ti,,,. . .. ;.,-.- _
<br /> �:�c�,`'t-;:-.,.,. . If Borrower makes th�+e p ayments directty.Borrowcr shall pr<�mptly furni�h to l.cnder reccipts evidcncing the paymcnts. .r.��,. ��.
<br /> ` ' - � � Barrower shall promptly disrharge any licn whicb ha�+priodty ovcr thi!,5ccurity Imtrument unless Borr�wer.(a)agrecs in ,,�.- � • .^�-:;
<br /> �::j'..�;. �.�f':rrh�� �•
<br /> � .z�•� •. ''' •• writing ta ihe payment of ihc abllgatian�ecured hy thc licn in a manner acceptabte ta Lender:(b)conte�t�in g�x�cl fuith the lien !, „ � � ,�•,•_ � ,
<br /> '( .r., tv: .•... . .
<br /> �..�%• ' . ",; • - by, ar defends agAintt enforcement of the lien in, tegal pr�xecciings which in the l.ender'. ��piniun uperate ta prevenl the p�. . .
<br /> � : ' � enforcement•af the lierr.��r(c)sccurey fratn�hc h��lder aF thc licn an agrccmcnt.ati�factnry to l.cnder tiubordinating ihe lien to t'�'S�'
<br /> ° • . this Securiry ln�trumem. if Lcnder detcrminc.r that uny part��f th�Pr��pctty ic�ubjcct u�a licn whirb may attain priority ovcr E
<br /> _ ' . ihis Serurity lntitrument, Lcnder may give&�r�uwcr�nutice iQ¢ntifying ihc licn. &�rruwcr�hall tiati�fy ihc licn ar take ane or �
<br /> • - � _ more of the actions set farlh ab�>ve within 1A Jay���f the giving��f ni�tice. �
<br /> �}' .. . Form 3028 9190 j'�' ° '
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