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<br /> 'COGEf1iFR VYI'E'H all tite imptovcmeaLS now or liereatles erected ao tbe propert�c.�td;tQ easaments:ap�uc�n�oc�.
<br /> ---- and fixuucs.:rFOw or tiereafter a part of tde pruperty. AI!�'ema�t�an�additions shall also be cove�eti 8}�this Security.
<br /> _ = Intuumen��Aii of the foregoing is tefeaed to m th�s Security Insuument as the"Ptopeity. . � ���
<br /> -_---_ _ 8�lRROWQt COYENANTS that Bortuvrer is tawf'uliy seised of the estate i�ere6y conveyed and ha.c Ihe r�1►t ta graqt•
<br /> -----_�-�-`°- and caavey Me Pimnercy and that the Pmperty,is�umbrred,except forencumtirances ot mcard. Barroxrer warraats aud - �----
<br /> .������ wiil defend generally We.6tk to the Pbperty�gvnu all cTaims and de�ands.subjec�to aiiy ecwvmbtances of record:
<br /> '�T =_ � THIS SECiJRTI'Y INSTRUM��iT combines.un�fam coveaaats for nauonal use and aan-umfarn oovenants with _
<br /> ----,�_.4� limited varia6uns by jurisdictien to coasatute a uniform securiry instrument cavering ieai property. _ _ _��.�-__
<br /> �_�� ` . UMFOR.'1�feOVENANTS. Bomuwer 2�ad Lender covet�t and aKree as folioas: . �-��:-.
<br /> � L Y1t�rl�mt of P��pa1 and[�terd;ptqq�meat and Late C6arges. Barawer shalt PromP�jY PdY wt�ett due ttr..
<br />� , `�=. P��P�of and interesc an the debt cvidenced by die Nate and anY P!+epaYmen[and late chatges due uader tl Nate. `'_-°
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<br /> � _ - L�.F�mla fnr 73u«s sad I�ia� Subject to applicadte law a to a writter►waiver by Lender.Aaraw�sGalE pay�.to�.� :-
<br /> � ' '- - . - I.endet on the daY.mant�l�►�PaY��, �`��f��:�
<br /> �_ -. ac�e due under tLe•Note:•qntil the.Note�is paid.in:full.,�sum!"Funds")fa:.ta}.,yemdy.
<br /> tauces and.assessmaats which may awvn priaity over this 5e�rity,tnsuument�as a lien on the Ptoperty:/b)Yearly��aid:,.i l�`��:_
<br /> " ^ z.- payq�nta�or:.gmund t+ents�ua.,ilhe.Auperty. if anyi•.(c}Y�Y���a'PC�Y:inSUrance premiwns:.[daiyearly;flood:: ����y_'°""_�-
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<br /> � ",`�,r`. .` . ins�uaance iums:itan :.(e}yearly martgaga•insur.uice prcmiums��f:any;�and.lf�;anyt�sums pc►ynbTe�b�t,�8arawer.•ta.�, r_ ---_—.— :_
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<br /> Lem1Gt.�n:a000rdancewith:�lierpmvisionsof�agrep�,8.inlieu of th�;�►l�nen�of.ma�x8?8Q•.insutance p►;emiuma,,17�se,.� �s�.��•.
<br /> � ifems arc�calied"E�Xaw.ttems�. ,collece and hotfi�ads'in:an amotmt not taexo�e�!�t�ma�cimum�i .: , ����'�""°"""`
<br /> ,�::� �enderraay:;�tany�turte _ }:, �
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<br /> `��,;�:�„-__'-_.. '. , . -amnimt��t fe�sder for�a fedetailylt'�tated mort a:ioan•ma Eor Borrov�c�'s esczo,w.accamt,:wtdct�tlxt�fedetal�Rea1� - � _
<br /> �•�?��;`�,:=V:-;; � EstatC�Settletaent Pt�a�cedures Act of•t9T4 as an�ended frorte time tatime.1213S.C:§26(iLtt seq.:�"�SPA"}.untess 3iiothec- -
<br /> - - ..- �-�_Y.� - . law tdat�applies to tf�e Fvnds sets a tesses amovnG�If so,l.ender may.at any timc�caUec!�:h4►d�Fpnds in s�n amauat nec m '',.�
<br /> .��".':°"`�' �� eac�ed die fesser amount. Lender may estimate the amount of Funds due:on„tha basis�oG�cuirenc data and reasonul�Ie w: -�:,,:_
<br /> �-=-.`��'`�`-°•�.•' estimates of espendinues of fudme Escrnw Itemsor otherwise in acc o r c l a n ce�v i t�app liea b le[aw. - - -
<br /> . . ��-�:-=::=.. ' 17�c Tunds shall be t�eld in an institution whose deposits aee insured fsy�a federal agencS+,instrumentaiity.or enary : ;' _
<br /> _. � '`-.=```` '' (incIuding Lender.if i.ender,is sucb an institution)a in any Federal Home Loan Banic. Lender shall I the Funds ta a - �F- r
<br /> • � ,�.. ,.Y, . • aPPY PY _
<br /> . - '�°'� -•.`.�•��-� _ tt�e Fscrow Itetps. Lender may na charge Bocrower for lwiding and applying the Fi�nds.annually anaiyxing the�-►aw � ` ..' -
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<br /> - accou�,oF�verifying the Escrnw Items,unless Lender pays Borrower interest on the Funds ari�applicable law pe�sirs. � • • ,
<br /> " `' Lender to make sucb a charge. However,Lendet may require Borrower to pay a one-time c6arge for are independera real '. t=�-
<br /> .... _- - � estate taa reporting secvice iised by Lender in canneetion witb this to:dt.anlcss applieable iaw provides ot�e�wise. Unless an __..--�� ��`_
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<br /> • "T " agreement is made or appiicable law requires interest to be paid.Lender shall not be cequired to pay Borrs»�any interesc or i
<br /> .-, .: J ' eamings on the Funds. Borrower au�d I.ender may agree in writing,however.that interest shalI 6e paid czs'����nds. Lender , �*- _
<br /> ' , ' : shaT[give to Barrower.without charge.an annual accounting of the Funds,showing crediu and de6its t�cIie�nds and the �':
<br /> � � . for which each debit ta the Funds was made. The Funds are pledged as addmonal secarity far alI sums secured by , -';.r,�'
<br /> . � this�Secun"ty lnwumen� t I :y,���
<br /> . � �; � !f the Funds held by l.ender exceed the amounts permitted to be held by applicabte iaw. LeadRr shall account to , � • -;_�.�,
<br /> • Borrawer for the eacess Fuadc in accordance with thc cequi�ments of applicable law. If the amount o�cFre Funds helQ by � . . • :-=�_
<br /> ` �, •, Lender at any iime is not su�cient to pay the Escrow Items when due.1.Cnder may so notify BOiTOwfr in writinS.and,in j, ` _ _
<br /> � � �� �- such case Borrawer shail pay to Lender the amount necessary to make up ttte deficienc}. BoROwer shal!malce.up the . _ -
<br /> �.. ,,� deficiency in no more than twelve monthly payments,at Lender's sote discretion. ' . =
<br /> � to Bonower an � _ -
<br /> ,. �. � Upon payment in fuU of all sums secumd by this Security I�utrument,l.ender shal[pr�mgtly refund y �• , ° ,�
<br /> � � Funds beid by l.ender. if.undec paragraph 21.Lender sha11 acquire or sell the Propeny.l.ender.prior to the acquisiuon or � • t;
<br /> � ' sa2e of the Property,shall apply any Funds held by Lender at�he time of ucquisition or sale as a credit against the sums � ;�
<br /> , . . secured by this Security Instrument. ; �� :'
<br /> 3, qpplicatb� ot Paymeafs. Unless applicable law provides othenvise,al! pa}�rriec,ts received by Lender under j ;
<br /> . �' paragraphs 1 and 2 shall be applied:fir��to any prepayment charges due under tAe Notc;second,to amounts payable under � . • . ___
<br /> • , paragraph 2;third.to interest due:fourth,to principal due:and last,to any tate charges due under the Note. � • `=-_
<br /> +: 4. Charges; Liens. Borrower shall pay all taxes. asscssments, CficlLaCS, fines and impositior,s.attributable to the r�'
<br />' ' . " • Propeity which may attain priority over this Security Instrument,and leasehs'�payments or graund rer,ts,if any. Borrower t � •
<br /> shall pay thesc obligations in the manner provided in paragaph 2.or if nat paid in that manner.Borta��er shall pay them on -� . .
<br /> . ' ''�� � time�mctly to the penon owrd payment. Horrower shall promptly fumish ta l.ender all notices of amounts to be paid uader � '
<br /> ' • • �� this Raragraph. li Barrower makes thcse payments directly.Borrower�hall promptly fumitih to Lender receipts evider:�eng ' ; �
<br />' ' - � • the paymen�g. ! • •
<br /> , Boaower shall promptly discharge any tien which has priority over this Security lnstrument unles.c Borrower.(a)agrzes ; _ .
<br /> • � . in writing to ihe payment of the obligation secured by thc lien in a manner acceptable to Lender,ib)contesis in good faith the ; , ,
<br /> ,- • lien by.or defends against enforcement of the lien in,legal procecdings which in the Lender's opinion operate to prevent ihe i •
<br /> . enforcement af the 1ien;or(c)secures Prom the holder af the lien an ageement satisfactary to l.ender subordinating the tien : ,
<br />. �, to this Securiry lnstrumeat. If I.ender determines that any part'of ihc Praperty is subject to a licn whict►r.�ay attain priority ` � .
<br /> � .. � . .� over this Security Instrument.Lender may give Sortawer a notite identifying the lien. Harrower shall szci�-fy the lien or take :
<br /> . one or more of the actions set forth above witBin GG Aayw of the giving af natice. I , .
<br /> ' � � 5. Hazard or Property lnsvrance. Bo:r�u�er shsdl kecp the improvements now existing or hereafier erected on the ,
<br /> • Properry insured against loss by fire,hazards incfudcd within the term"extended covcrAge'and any other hazards,including
<br /> ' . ' � � floods or tloading,for which Lcader reyuires insurance. This insurance sh�di be maintained in the amounts and for the _ �
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