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<br /> � peiiods th�t LenQer requias. The insurano�car�ier pmviding tde iursuranoe shal!bc chosrn by Barowu subject to'1.ecder� . _
<br /> approrry�!vvhicD,sha11 eot br wice�gqwbly aid�beld. If Bonopirer f�ils.ta m�itltuin covc�age�scribed above.l.ertder may.at
<br /> • Lender's option,oDt�in coverage to protect Lender's rights in tI�c Pcoperty in arcordance with paragraph 7.
<br /> -- ' ` Ait insor�nca policies su�d�enewals shaU 6e acaep�able to Lender and s1m11 iactu�a st�ndard mortg�ge claase. Lender
<br /> � sitalf have tAe cigttt ta 6otd dx poticies and reaewats. if Let�Q�r nqu9res.Bortower shalt R�P�Y S�ve to I.ender a[i ccceipts ` <
<br /> ' � oE paid.premiums u�d�enewal iwtices. In the�venc af[oss.Barower shall give pcompt�rice m the insurance carrier and
<br /> Lende� l.er�dei may make proof of toss if.nat made promWlY by Bortuwer.
<br /> �.—. ______ . EJatss�l�eadu and Bonawer ushenvise agrce in wnpog.,uuurrncc proceeds s6a116e applied to restoration ar repair ef �� _ - --
<br /> the ptoperty damaged,if the rcstoration ar cepair is oconomic�lly fcasibk and Lender's securicy is not lessened tf the � -�-
<br /> �estoratiuu or ngair is not economicaliy feavibfe or Lender's secutiry would 6e lessMed.tLe insur�ce proceeAs shal!be �.
<br /> applied to the sums secwed by this Security?nstntmettt.whether or not thPn due, witlr-any exc�s paid to Sonrow�v: if , , _
<br /> • gorru�utr abandons ttie Aopecty.or does not answer within 30 dayc a notice from Lendes that the insurance prricr has �=�,=
<br /> offered to seult a clnim.then t.eader may caltect thr.insutaoce pcocads. Lender may use the proceeds ca cepair or iestorc =_ --- —
<br /> � the P�vporty or to pap sums secured by this Security Mstruma:t.whether ex not tlxn due:The 34-day period will Ixgin wheu ---- -
<br /> - she notice is given. =---- -
<br /> . � Untesc L.ender�d Borrower otherwise agree in writing,any applie�rion of pmceeds to principai shalE na extend.or ____ _ _
<br /> postpone the due date of the monthiy paymenu referted to in p:uagrapbs 1 and 2 ot change the amount af the payments. If —
<br />. -_ �P�'�8r�►21 the PtoperEy,is acq�ired by Lendcr.Sotis�awer's right ta any insurance pnlicies and pmceeds resulting _v ---- -
<br /> Utl �
<br /> _ * from damage to We Ptupe�ty p�iar to tdc acquisition sha�ll pass m Lender to the extent of the sums securcd by tivs Security —�--.,�9_�_
<br /> . [nsuw�terR imtnediately prior M the acyuisition. -- -- - - ,;``';"T_�
<br /> aa,
<br /> ' 6` Uccupnncy, Preservation. 1Naiateoance and Prohetioa ot the Ptoperty: BorraWer's Lmn Application; s'`�`�� —_
<br /> � � s Leasehotds. Botrower s6alt ooa►py.estabtish.and.use the Propeny as Borrower's principal residence within sixty days afus _ .:
<br /> t_i."'`_ . , the excetttian of this Secvrity insuurttent and shall continue to accupy the Pfnperty as Bor[ower's principai t�esidence for a[ `n��.r;=
<br /> -_ � least ax year after the d a te.o f occupancy. u n less L e n d e r a h e n vise ag�ees in w r i t i n g, wliich conseat shap not be r:;z--�-
<br /> : - un�casoaably withi�efd,or unless extenuating circumstartces exist which ai+e heyoad Borrower;contral. Borrower shall not �":��-
<br /> �.�.- -..'T
<br /> desinuy.daroage or impair the Property.a11aw the Property to deteriorate ar commit wa5te on the Property. Borrower shall -
<br /> _ ,-��; 6e in default if Any forfeiture action ar praceed'mg.`whether civit or criminal.is begun that in Lenders good faitd judgmertt _ •.'';;,:;�`�-
<br /> ' : �-f� � � cauld result in forfeiture of the Property or otherwise materialty impair the tien created by this Security Ins�ameM or •
<br /> r_����.r�..� ;;�ti'� ' •�� ' Lender's securiry interest Bucmwer ma cure such a defauit and reinstate.as rovided in h 18.6 causin ahe action • r �. _
<br /> � . . . . Y P P�B�P Y g
<br /> " ., ,.:« ,.,:�;..r.`4,','�'..; ' or proceeding ro be dismissed with a ruliag thar.In Leader�good faith dMrnninatian,prccEudes forfeiteue uf the Sarower's --- -_-- --
<br /> ` ;'..��'°-'.,�.;i'`{`�;,'; iuten5t in�the Ptoperty or other materia! impaim�ent af the lien created by this Security insuument or LendePs security � '�-
<br /> ;I:}: .t:'..�;f�t.�;:�1ti::�`,�'i`..�?.
<br /> :: ., y:-♦:,.�.: ��;,�.Jh�-„ inte�esi. Borrower shall alsa be in default if Bomawer.during the loan applicauon prncess. gave materially false or _ �
<br /> ,,•?f '�• �.t�f�;:����`•-'�.'•�;!��'•�f; ;; inaccurateinformationorstatement�toLender(orfaitedtaprovidel.enderwithanymaterialinformarion)inconnecteonwith� ;;'�,:-
<br /> �'.�5`,;,;,,:,{�,r4,•�%.ti'r;i�1� . , "�=-.
<br /> e; :, the loan evideneed by the Note. irtcluding.6ut not 1"mnited to.representauans conceming Borrower's occupaacg of the ����°='. .� '~..,-�q
<br /> . . � 'I .i l'!r p"'y'.t��4 "t;�.�`;t�'.�. . � _ �}:==t,':•. ; '�F"'"__�--
<br /> :� ;_,fe���r�Y,f��s��;•��y.��i;,f .;;}. , Avpeny as a principa}residence. If this Security I�ument is on a leasehotd.Bomower shall comply with at�tl�e paavistons ,a,,:. , r�..•�;�
<br /> , ":•'.1•.� � � of the lease. If Borrower vires fee title w the the leasehold and the fee title shall not.mer�e unless I.edder agcees ._-.':%�"��
<br /> �.�?�`�.',•. ;�, �9 �5=• r°Q _
<br /> -:�:y:�,; �j. � �. ` . , � ta�he merger in�riting. .'�,a—_
<br /> � 1,�'� ' ' ' �8 ��'tY• °rm greem , , ' =��r-
<br /> � i.��;�- �. � � 7. Protectbn of Lender s R' bts i�:t6e Pr If Bortvwer faits ta.perf the covenants and a ents
<br /> � •.�r�'�'!�,';'�,•: ' contained in this Security lnmument. or ihere is a legal.proceeding that may signiftcandy affect Lender's cighu in thc _... . Vs�
<br /> � �{�.�
<br /> � -.,;;..�� _, Pcopecty(such as a proceed'eng i�bunkruptcy.probute,for condemnation or forfeiture or to enfarce laws o�regulauans).then -i�.��;�
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<br /> •.. };:E;{ Lender may da nnd pay for afiataver is necessary to protect thc value of the Property and i,ender's righu in the Property. : � �.
<br /> ' ' I,ender's actions may include paying anp sums secured by a lien which has priority over this Security Instcument,appeanng � �
<br /> ' '�•'' � . . ' in caurt,paying reasonable attomey.s'fees and entcring an the Property ta make repairs.Although Lender may takc action .
<br /> . nnder this ptuagraph 7.Lender does not have to do tia. • ` "
<br /> . Any amounts disbursed by Lender under this para=rapfi 7 rhnll become add:c:�x�al debt of Ba[rower secured by this } •
<br /> � Seeurisy Instrument. Unfess Borrawer uod Lender agrec z�oThcrr tarms pf paymenti Gi�s amourtts shall bear interest from the ;,. ,` .-.
<br /> �ate o f dis bur�ement at t he Nore rate an d s ha l!be payabte,with intereti�,u p on notice'from Lender ta Bormwet r e questing , �
<br /> �_ ', � paymen�. :
<br /> ' � • ` . S. Mortgage Insuranee. If LeRder r�quired mortgage insurance as a condition af making the toan secuced by this .
<br /> � ay . Security Instra,ment. Borrower shall pay.the premiums required to maintain the manga$e insurance in effec� !f,for any . _ : �
<br /> � ' reason, the mon a e insuracce cavera e re uired b Lcnder la ses or cea� t� he in effect. Barrower shull a the � ,•,
<br /> � � S 8 4 Y P PY 4..;::.. . .
<br /> ' �4??��;... ` premiums required to obta:r coverage substantis►lly equivalent to the mortgage i.ns�sance previously in effect, at a cost a ..,�.;.;., ..� x
<br /> ' . . , substantially equivalent to the cost to Harrower oi the martgAge insu�unce previo�sly in effect.from an altema;e cnortgage .� � . "'`�'°_
<br /> ;,_,'�_..' ; �� insutet approved by Lender. If'substantially equivalent mortgagc insurdnce rnverage is nat available.Borrower sha11 pay to �'`'` � '' �•'��•:
<br /> ' '� Lender eACh month a sum eyual to onc-twelfth af thc yeariy martgagc in�urancc premium beinr�ai�fisy Borrawer when the . , '=� h`�•;
<br /> , n''. � •;:..•,.�..
<br /> � insurancc coverage lapsed ar ceased to be'sn etfc�h. Lcndcr will acrept,use and retain�hcse paymesir.c a5 a toss reserve in lieu ,�:�;;yC:�
<br /> � � of mortgnge insumnce. Loss rescrve p�ayment��may no tonger 6e reyuired,at the optian oi I.cnder.+F mongage insurance : -
<br /> cvverage(in the amount and for the periai thut Lendcr requires>�rovidcd by.+n intiurer approved by Lcnder agai»becomes � � .
<br /> ' � ' available and is obtained.Borrower shall pay 1hv premiumti requircd to maima�n mort�age insuranee in effeci,ar tQ�rovide a • '• � . ,
<br /> . ' - ' ' loss reserve.unti!the requirement far martgagc inturance cnd�in ac.<r.��nce�vith a�sy icritten a,recmcnt between Sanawer � ` � . �
<br /> ',.'•, . ' . . .. andl.endesorapplicabtolnw. . .
<br /> . " :, .:;, , 9. lnspettiun. l.cnder nr it�:agenr muy makc rcasonabte en:n��upan anJ intiprctiuns of the Property. l.ender shall �
<br /> ��•���:>�.: - � give Borrawer notice at the time af ar prio"r tn;u�insprcti��n specifying reasonable c.au�e for�he in.pectinn. �
<br /> � , I���; �''`' . 10. t:andemnation. 'i'he praceeds of any award or claim for damages.direct or con�equential,in c�mnection with any ` '�
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