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<br /> TOGE1'HE[t VItiTH alt the impmvsmrnts ta�N a 6eieafta e�nctod on the property.apd al�eatea�ts.apparten�u�ces. ,,
<br /> an�!fiatums now or hereaf�er s parE of the pcopcay. Aft repis�en�ents�cid additians sfiatl�is6 6e cmerW by.dils 5xiuitp.
<br /> � _• tnst�m�eat AU of tUe fotegoing is cefet�ed w in this Secunty[nstrument as the"Ptopert}r."
<br /> ' � BORKOWIIt C4YENANTS Wu Somott�er is lawfWty seised of the estate hereby conveye�and has[t�e_right ta gant'
<br /> and convey tH`e Pmperty and,tharihe Propeny is uncncumixred.except for encumbranaes of�ccoril. Bormwer wazrants and
<br /> 'wiit defrnd grnetalfy the tide to the Pmpet�ty against aii claims and dernaads.subject w any encumbrances of record. .
<br /> _. � • TMS SEC[JRPTY.INSTR[1�ENT combines.uniform;o�yenants for oational use and nQn-uniform cove,nanu wiih. . ___
<br /> � �lin�ita!variations by jurisdiction to consrimte a unifomi secusity u�strament covering real property:
<br /> -- U�ffapg�y(Cp�q�. �nower and Lender covenant and agr+�e as foltows:
<br /> - l. Paymeot ot Principal asd Intare,st;�repa7meat and Late Cf�rBes- Bonower shali pramP�Y�Y whe�e due the =
<br /> -- --- pripc;pal of and interest on tLe debt evidet�ce,a by the Note and anY P�WY�nt and tatc c6arges due uader the Noce. _ � -
<br /> -_- = 2. Faads for 13�es and Iasunnca Subject to appiicabte Iaw a to a wriuen waiver by Lender.Bvirawer shall pay tn
<br />:��; I,endcr oa t!�day manthiy paymeats ace due undec the Note.w�W the Note is paid in fulk a sum{'�t�nds")fnr..(a).yearly.. _
<br /> t�xes and assessmenrs which mag aaain priorit�over ttis SecurIty instrumenCas a fien ott tM Pmpptty;t6l�Yearty teasehold _
<br /> payments ar grour�rents on the Propeny:if aay;.(a�yearly hazard ar property insurance premiwns:(d�yearly flood_
<br />- insvru�ce p�emiwns,if any: (e)Y�Y�BaSe insurence premium5,if any. and (�any sums Paya6t�e by Eorrower zo� �
<br /> - - Lendec,ia accordance wiW We provisions of paragraph 8,ict liat of ihe payment of martgage±nsurance_pr�. These� --=-—_
<br /> iums a�e calted"Eicrow items° Lendet may.az any time.eottect ana hvld 1�nac in an acnount IIot to exceea ttie ma�imusu. �:.=__•---_•- -
<br /> amount a tet?det far a fedeiatly Ietared mortgage loan may requ'ae for Borrower's escrow accoant wjder tbe federaS£��E� _==��-4----
<br /> . Estate SettIementProcedunes Act of t474 ac amended from time to time.i2 IJ.S.C.$Z601 et seq.(•.RESPA"),nnless anc;� ��-�
<br /> law thai appfies to tbe Funds sets a lesses a�nount If so.Lender may,at any time.cAltecE and hotd Funds in�e amount not�n �=-.
<br /> ' �-��s�=
<br /> : ' excad tUe iesser a�nc Lender may esEimate tlte amotine of Funds due oa�the;.basis af cument data and reasonabte , .���.-�--.-
<br />;-�. f • e,stimates nf expenditar�of fut�ne�scraw Items or ott�erwise in accaRdance with appticabte law, � • ���y;.-
<br /> . �, . Tl�e F�rods shail6e hetd ia ax ie�stitu6on'whose �ts are insured b a fede�al a iastivmentality.or entity ''y'�,
<br /> depos� Y S�Y. �f;:,;�
<br /> . •�� (u�eludng L.eader,if l.ender is suds��stiwuon)or in any F�ed�ral Home Loan Bank. Lender shaU�g1Y.tTie Funds to pay �- -
<br /> . :, the Eserooe Ttems. Lender may not c�arge Bo�row�r for holdnS�aPPiYu►g the Funds.annually anaI;�ng the esccow F'=;'�°'==
<br /> ,.�,,, x..--
<br /> ,. �• • accoun�or verifjring the Escnnw[tems, unles�Ledder pays Borrower interest on the Funds aad applac��r'���law permits '':`'_a�•.• _
<br /> -���:�.� � Lender to make such a charge. However,Lender may.require Horrower to pay a one-time charge for a�i:in�endent real � `'"����
<br /> _. . �,�,;�.>�- _ . . estate tai reporti�g service used by I:end'er in connection wiih this toau,uNess applicabie taw pinvides c�e�s� Qntess an. , ---- -
<br /> ._,-'�'� • :� agc��is made or applicable 1aw requires interest to be paid L.ender shall aot 6e requ'ired ta pay BorroRer a�sy inter�c�s.
<br /> �:-� :. � • --
<br /> . _�e. _ :.7�,:_•. � earnIngs�'ihe Funds. Borrower and[.ender may agree in writing.howevet that interest si�ail ix paid on ihe�unds..'Le�i;��e.: . ; . --
<br /> '.:,�F u;:;�.-: . -.. : shall give to Bortower.without charge,an annual accounting of the Funds.showing credits and debits to the C-�:r����.�s�i�:;:� " _
<br /> �x; �.'�:r se for wAich each debit ta the Funds was made. The Fi+nds"are piedged as additional securiry for alt sams s��uz�is�r' `�<'
<br /> .`��v �'w�_.;�-�s`.: , ttus'�Security Instrumen� . . .:. ,. .. ,; 4';::: _
<br /> � ��._°,` �. ' If tii�Funds held by Lender eueed the amaunts pem�itteA to be held by apQiicable law;lxnd�'�s3iaII accua�s io: . �,�E r
<br /> 'T•, F .�..���..'i�`.. . .::Y�:;'s i_���c,._
<br /> {. - 7,f. Borrawer for the eacess Funds in a:.ca�dance with the requirements of applicab1e law. If tfte amount of�the Funds held by -:�.t "
<br /> , Lender at any time is not su�cienf to gay the Escraw Items whett due,l.ender may so nntif�$osmwer in writing,and.in _,•-.Y ,` -
<br />' :��:'��._.� •!,� such case Bosmwer shall pay to E.ender the amaunt necessary to make up the deticiertcy.• Harrawee shaq+make up the =;
<br /> x`r��•'�'•,~. . deficien c y in no rnore than tweIve acantf�'Y p a y m e nts,al Lender's sole discretion. , • ,_ �� ,- _-
<br /> � �''�''.'�``_,�': - ,� U n. nt in ful��of atl�sums suured b•tiuc Securi InctrumenG I.ender shall rom ti .re fund ta�Bocrower an � -
<br /> `� - P4 PaYme, 5 tY P P Y Y �Y
<br /> f,.. �- . ' Funds heTd by Lertder. If.under�aragrz�5 2�.Lender shali acquire oi sel!tt�e Property,Lender..prior ta the acquisition or ___
<br /> . �,��..,,,�.�, . " sale of[he Praperty,sha11 apply an;Funds i�etd by l.ender at the time of acquisition or sale as a credi!against the sums _ .
<br /> : . f �• secured by¢�us Security Insuumen�
<br /> ,._.,,�:;_..;_. ;; 3. AppHqtion ol Payment�. Unless applicabte law provides otherwise,all paymenu received by Lender under �
<br />' ���`•�• '•- '= � paragraphs 1 and Z shai�be applied:firs�to any prepayment charges due under the Note:second.to amounts payable under ` _
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<br /> .r_;.•::,;,'�,•.., paragcapts 2;third,to�nterest due:fourth.to princlpal due:and las�to any late charges due under the Note. ' �;.: _
<br /> :_:: _.. :.,ti�,;_..: . 4. Cfiarges; Liena Boaawer shall pay all taxes,assessments. charges.fines at�d impositlons attn'butable to the _
<br /> • �=��','�s�''� Property which may attain priority over chis Security lnstrumettt.and leasehold payments or ground ren[s,if any. Borrower ; =
<br /> • � - ' . shall pay these obligations in fhe rnannzr provtded in paragraph 2,ar ii not paid in that manner,Borrower shall pay them on _
<br /> . '. ' time directly to the persan awed Qajtment. Borrower shall promptly fumish to Lender all notices of amounts to 6e paid undcr
<br /> � � �.�_.l���� " ., this paragraph. If Borrnwer makes tlre3e paymenrs directly.Horrawcr shall psamptly fumish•to Lendec rerr�pts evidencing - �
<br /> �o'_,'.:,,.. .r� , : .
<br />' � . ,....._i. :, the payments. ,,_
<br /> � ,��,, Borrower shall promptly disct�arge any lien which has priority aver this 5ecuriry Instrument�nless Horrawer:(a)a,��s :' .X=
<br />� }' ^ '� f in writing to the payment of the o61ig3tton secuced by the lien�n a manner acceptable to Lend�r:�b�eontests in good far�,:n rt��: • ` _-
<br /> . �;�; "�.:,°.��:
<br /> ����c ,lien by.ar defends against enforcement of the lien in.legal proceedings which in the l.ender's apinion opeiate to prevers:�TH �. Y�
<br /> �`''�' enforcement of the tfl_n:or(c)secures fram the hotder of the lien an ugreement satisfactory to Lender subordinating the iien • _
<br /> . . °n: -
<br /> �.=�_.. •�� � � to ihis Security Ins�ru�nt. ]f Lender detcrmines that any part of the Froperty is subJect to a lien which may attain priority <<• �: '
<br />. .,,,.�..�,. .. .. . •
<br /> � - , over this:Security Instrument,Lender may give Borrower�ttaticc idcmifying the lien. Bonower shail satasf�,the lien or take , ;,
<br /> . .' ' '`°1 " ', one or mo:e of the actions set forth above within 10 days of the giving oi natice. ,
<br /> ' • S. Ha�rd or Property Insurance. Borrower shall keep the improvertients now exist"sng ov hemaftcr erected on the �
<br /> �� Property insured aguinst los.c by fire.hazards included within the term"extended coverage"and any other hazards.including ; �
<br /> � . floods ar tlooding,for which l,ender requires irtsurance. 'i'his insurance shal!be maintained in the amounts and for the •
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