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<br /> • . S.Haeard or f7ap�rty Y�sura�ce. Borrawer siiell kccp the inzprovcmcnts now oxisdng on c��rAftce crect�;�nn tho Frofx�iy -
<br /> _ ._�� insure�i egainst loss by f�, houuds included wit�tn �he term "ontendeA cove.tago" nnd any othes ha�.ards, ir�cludin� ficxxls nr
<br /> tlooding,for which L,cnder rcguir�s insuranc�.71►la insur�ttco sh�H fa mal�ttalncd in tho arr►auntq nnA for Qio perludo that Lcncicr
<br /> � requires.The insum�co carri�r providing the lnaurance ahail bo chosen by Dorruwer eab}ect to I.ender'x upprovul whicb shall��ot
<br /> .� ,.� "�� be un►xasonably withh�ld. If Borrower fallq W maintain coveraga dascribed obuvo, Lender may, at L,encler's apUon, obtain
<br /> coverage tu pr�tcct I,ender's dghts in tha Aro�rt}�in nccnrdance wtQ�parqqruph 7.
<br /> � �•' All insursnce poli�les and renewals ehall ba ecccptable to I.�adcr ond sholl includo s standard mort�aga clau�a.L.ender shall -
<br /> � �� �. , have�ha dght to hold the pollcies and renawnls.lf Lcnder rcquires.Barruwer shall promptly gfvo to Lender nll rccelptv of paid
<br /> � � prcmiums and nncwal not�Ces.In the event of loss,Horrowct shall give prompt noda;to tho insurancu cairicr and f.cndcr.Lcndcr
<br /> ���'��� may make proof of loss if not mado prompdy by Bomuwcr.
<br /> Unless I.ender and Bormwer othcrwise agree in writing,insurance proceeds shall be applicd to restoradan or repair of tha
<br />�'- � - Proputy damaged,if the restoration or repalr is economically feasible and Lender's secur[ry is not les�ened.If the restoration or
<br /> }' repair is not a�onomically feasible or Lender's security would be lessened,the insurance procesds shall be appIted to the sums
<br /> .. socured by Ihis Security Lnstiument, wt�e.thar or not then due, with any oxcess paid to Horrower. If Borrower abandons the
<br /> Property,or does not ohswer wtthin 30 days u notice&om I.endes that the insurance carrler hav offered to settle a claim,then
<br /> � ' ' I.ender muy collect the insuranca pro�eeds.Lender may use the pmccxds to repalr or nstore the Property or to pay sums secured
<br /> � by tfiis Socurity Instrument,whethee or not Itien due.'ll�e 3Q-day period will begin when the nodce Is given.
<br /> " ',��'"" Unless Lender and Bnirowu otheiwisa tn wridn ,eny applicadon of roceeds to rinci shall not extend or s ne
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<br /> � ihe due Aata of�he moathiy payments rfcrn.,d to in paragr�shs 1 and 2 or changc thc amount of the payments.df undcr p;,,ragraph
<br />`::.�'--> . � 21 the Property is acquired by Lender.Borrowu's dght to any insuaance pqlicies ancl pmcseds resulqng from damage w ttie
<br />��""'"��`'��' Property prior to the acquisidon shall pass to Lender w the extec�t of the sums secured by this 5ecurIty Ins�ument immediately
<br /> .;,.�. .; prlor to the ac�uisIdon.
<br />- °�� ��' '�" p cy, perty; Borrower's Loa� A
<br /> "�� �,..,; 6.Ocru an PreservAtion,MAintenance and Protection of tht�'a�o pplkAtion;Leaseholda.
<br /> .,. - ,,,"'� Bnnawer shall occapy.establlsh,and use the Property es Bonower°s prinGipal residence within sixty days yfter the oxesution af
<br />-:,'`..c. tlds Security Instrument end shall contlnue to accupy tho Properry as 8ormwer's principal msIdenca for at ieast ona year after the
<br /> :�:�'�,. date of occupancy. unless L.endet otheawise t►grees in wrlting, which cansent shall nat be iu�reasonably wifl�held, or unless
<br /> 'A� :',,�,.� �tenua�ting ctrcumsta»ccs exist whlch a��e bayond Borrower's control.Baaower sl�ell not destroy,damage or impair the Praperiy,
<br /> �"='=�%��•�� atlow the Ptoputy to deterlorate, or comrut waste on the Pro�erty. Borrower shall tse in default if eny fo:faiture acHon or
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<br /> �r�,�: � proceeding,whr,ther civll or cr�minal,is begun that in Lender's gootl fuifh judgment could result in forfelture of the ProperRy or
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<br /> -- --- ;;�n:,.�,,r�.,a...�^-3alt�r fm�.r iha L�ss s;s°^.,..i:,z3 8�ib.s :,.,vrir;I� tnssnr.�2 u L�:..x �t�rlC, i,,,.ra,s.Eo ��,.a ma, ��,;, .�::.
<br /> ='°�'�.�.��- default ertid reinateto,a� provided in purAgrnph 19.by cuueing the acdon or proceeding to bc dismissed wilh a:ullng thet, in
<br /> ---�;__�3�,e� Lrtider'A gcwd faith dcterm3natbon,precludes forfelWre of the$otrowcs's fntere.tt In tha Property or otM.r materlFd impairmant of
<br /> _-__�_._�� tha lien crcated by this Security Insdniment or Lender's securlty intcresi.Borrowa shall also be in default if Sorrowu.d�uing the
<br /> ---� - loan applicaGon process.gave mate�ially false or inace�,uaDZ informatian or state�ne�nts w Lendec{or failed to provide I�der wim
<br /> __._ eny material inPorenerion) ir� connection with the loan evide,�ced by the Nou. inclusling, but not liraiud u.rqxesentati�ns
<br /> — conceming Bomower's uccupancy of the Property as a principal residenco.If this Socurity Instrument i�an a kasehokl,Boirowu
<br /> shall comply wiuh all tha provLsians of the lease.If Bo:rowu:.cquires foe tide w the Property.tha kasetwld and the fca dtla shall
<br /> " not muge unless I�nda ag�rxa to tha mergu in wr[dng.
<br /> 7.Prutection of Leader'e Rl�hfe in t6e�roperty. If Borrowu feiL9 to paform the covenants end agrxments contained en
<br /> . this Securiry Instnunent,or there is a k8�P��B that may signll"�cantly effect Lenda's rights in the Prapaty (such a9 a
<br /> � pc000ali�g in 6w�kruptcy.Probeto.fa condomnadon or forfeiwre o:w eafo�r,e laws or negulations)�tha�L,otxk:nu�y do aW I�Y
<br /> fa wh�tever is neceuuy►to protect the value of the I�coperty and L.ender'a dghts in tho Prope�t,y.I�nder's ections may inciude
<br /> DaY�►8 any sun�s soc��rod by a Ilcn wh:eh has priarity ova this SecurIty Instrumec►t, aDpearMg in court, I�Y�B reasondbk
<br /> atuxncys• fas and entering on thG Propaty to malce rep�irs.AlthouEh Lenda may talce aedon m►der thls paragraph 7,I.�nder
<br /> does not have Zn do so.
<br /> My errwunts disbursod by L,endrr under this pacagraph 7 shaU beoome addidonAl debt of Bormwcr se�eured by�his Sec�uity
<br /> InsWment Unkss Baroacr and La►da agrc�e tn athcr uxa�s of paymeat,thesc amounts shall bcar Intcrest fmm ttw Aate of
<br /> disburs�aneritat the Not,�rate and sh�be payable,wIth interest,upon notico from L,ender to B�urower requcstf�nB pAymeit�.
<br /> b.Murtgage Insaran:ea If Lenda raguiral mortga�a insucence ag a r,ondidon of mafcing tha�oan socurcx!by this Securiry
<br /> Insuuma�t, Borrowrr s1iaU pay the Premiums requiral w maintain �fha moctga�ge insurance in effcc�. If.for my reason, �e
<br /> . moit�age ins�uaeco coverage roquired by Lcnder lapses or ceases w be in effect,Borrowu shall pay the pr�miums nqui�d to
<br /> oiNain covaage substantiaily oquleaknt w the rtuMMgage insurance previously in Cffect,at a cost aubstandally equivakm W the
<br /> cost to 8ormwer of the mongaga insurar�ce proviously in cffect, from an elte,mate mortgage insnrer approvul by Lenda. If
<br /> substantialty ocluivalent�reortgage insuxs�ce covera;go is not evailab3e.�onower sl�all pay to Lenuler cach month a sum equa]ao
<br /> ---.-='`�'�! u►t�twelfth of ehe yearly mortgage irsus�nco um bein
<br /> __ �mi g paid by�omowu whea the insucm�ca coverege lapsed or ceased to
<br /> _.___.__. _ be in effec�I.u�.r will accept, usu and retain these�aymu�ts as e ioss rese,�vo in Heu of moitgege insursnce.Loss reseive
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