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<br /> � TO(iCT1�R?R WI1'H all the irr►provemcn�v aow an c�reaftet crected on thc properiy,and ell enscments, uppurtennnces, an�
<br /> -• Cuctures now or hereaSter a part of the property.All r�pincements and additions shall alsa be covered by lhIs Securiry lnswment.
<br /> - --- All of tho forcgo�ng is rcterrea to in this�ecurity inst�rument es tho"Propcity."
<br /> � BOItROWER CaVBNANI'S that Buntower ia lawfully seiscd of the csutte hercby conveycA t�nd hav thc right to grnnt tutd
<br /> '�� � �; convay the Property an�f thet the Property is unencumbered, oxctpt for encumbrances of re�ord. Borrower warrnnts and will
<br /> µ� dcfend generally tht dtle ro the Prolwrty a�elnst ell ela�ins Hnd demtmds,siibJect to any encumbrances of record.
<br /> •a�� THIS SECURITY' YNSTRUMBNT comHines unifocm covcnants for nationel uso and non-uniform covenants with limitcd
<br /> . ��� vaziadons by jurlsdictlon w ca�stleute a uniform stcurity instrument wverIng real property.
<br /> � ��;�-=-�- UNIFORM COVFNANTS.Borrower end Lender cavenant and egrce es follows: °
<br /> ',;��� 1.PAyment ot Pr[ndpal and Interest;Pircps►yment and Late Charges. Borrower shall pmmpdy pay whcn duc the
<br /> principal of and intrrest on lhe debs evidenced by tho Idote and any prepayment cind late charges duc undcr the Note.
<br /> . 2.�!nds for Texes end Insarance. Subject to eppllcable law or to a writt�n waiver by L.ender, Horrower shall pay to �
<br /> , . �' Lender on the day monthly payments are due under the Notc,undl the Note is paid in full,a sum("Funds")far:(aj yearly tanes
<br /> ��s and assessmenis which may auaire pdor�ty over dlis Securiry Inswment as a lien on the Ptaperty; (b)yearly leasel�old payments _
<br /> � • ' v�� or graund rents on the Property,if eny;(c)yearly ht�rd or property insurance preReiums;(d)yearly fload insumnce premiusns,if � ,_
<br /> ;_i.�,.., . �:
<br />-_;�.� � ., : ' nny;(c)yearly moRgage insuiar►ce premiuma,if any;and(� any sums payable by Borrower to Lencler,in acwrdance with the �
<br /> -=•-::'��,�U�,,q provisions of para�aph B,in lleu of thB payment of mostgega insurance premiva�s. �ese itcros ure callod "Fscivw Items." _
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<br /> �;�._�"�;,y:��,r: Lender may,at any time,collect and hold Funds in an emount not to exceed the mauimum amount a lender for a fedcr�lly related __ ;
<br /> ��;�,..,� . ::�Ry mortgage loan muy require for Aorrower's eseeow acco��tt under the ferlcral P.eal EsLZ�e Settlement Prnceduses Act of 19']4 av �-
<br /> :�;�,,;:,:�aT_.;:, t►mended from time to time, 12 U.S.C.Sectian 26U1 et seq. ("RESPA"),unless another law that appUcs to the Funds sets a lesser Ln;�
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<br /> -� � ; amoun� If so, L.ender may, at any tIme, collect and ho2d Funds in en emount not to exceed the lesser amoun� Lender may �,-_:�,
<br /> r �'..��: i esrimate Iha emount of Funds due on the basis of current data and reasonable estimates of oxpendlwres of fuque Escrow Items or ��::
<br /> .��;�,°',�'�`-` otherwlse in c►ecordance w[th applicable law. '-:
<br /> �'�,•:y��:,.r�a� The Funds shall be held in an insdtution whose deposits arc�ins�u�ed by a federal agency,Listrumentality,or endty(incladin� �'=_"
<br />_-{°`-�`�-'?�� I.ender,if Lender is such en insan�tion)or in any Federal Home Loan Bank.Lender shall apply the Funds to pay the Hscrow =_
<br /> {='�"'''�'�:°'� Items.I.ender may not charge Borrower for holdi�g and apPlyinB the Funds.annually analyzing the escrow account,or ver[fying _
<br />_=`4�ti��"� thc Escrow Items,unless LerEder pays Bonower interest on the Funds and agplicaUle law pe�mits Lender to make such a charge. —
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<br />=-���t���_� However.I.endcr may require Bonowcr to pay a one-amo charge for An independent res�estatc tex reporting service used y --
<br /> =°=���`� Lender in connecdon with thls loan.unlcss appllcable law provides othcrwisc.Unless an ageecment is made or applicable law
<br />"?'•"=`k�!� � .__a _ a o P o�i. o ao n rha
<br /> requues iniursi iu oc�iu3�uuuu si�3it itc,i Y:�r.�quir".,,.io��E�sm::�r«n,3.Ri.s�.....r�m.4no....!!--:F�md¢: Rnrrnwer and
<br /> __�:°'�f����; T�endu may agreAS in wddng.however,that interest shall be paid oa thc Funds.I.ender shall givo w Borrower.without charge,an
<br /> -� -tl'?g;;;,;;,��; aiumal accounting of the F�nds,showing credits and debits to the Fnnds and the purpose for which each debIt w the Funds was
<br />'-":W�;;i� made.'!he Funds are pledged ag addidonal secarity.for all sums securcd by this Socurity InsuumenG
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