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<br /> � TOdE1'HCn W17>i c�ll tho Improvomr,nta now or horefliter arcctod on tho property, and all ca3cmanl�, oppurtcnanco�, and �
<br /> (Ixturea nov�o►her�After a perl of tho ptoperty. All replacemsnt� and nddlUone ohall alsa ba covored by Ihls S�cudty Inntrumeni. �
<br /> All�1 tha formdoln�la rnicrn:d la In fhla �ccurry Insln�mcnt nn thn 'Pro�crty.'
<br /> ' pQ{�ROWGI� CQVrNANT9 lf�pt [3arrutivo�la larAul�/ oclYCA ol liin c:t�to hr,rcUy convcyod nnd hno tho rl�ht to prant nnd
<br /> comey Iho Property nn�Ihnt Iho t�ropr�ny is unoncumbrrr,d, excr.pt lor encumbrancoa oi rocord. Borcower wnrrants and wlll _
<br /> �� E dc}end genaafD,r ihe tllle to tho Pro(�erty apntnet ell clalm�Qnd domnndo,eub�oct to ony encumtsrences o1 record.
<br /> �;�� THIS BECUHIYY INSTAUMENT comhlnae unilaRn cavennnte for natlonel uoo an� non•unlform covenent� wlth Ilmltod � _
<br /> vadatlona by�udadlcllan to c�natituto a uniform aecurity InA�rument cnvodnfl rcal properry. -
<br /> ��`�� �¢�. UhIFQRM GOVFNANT�. 9orrowvr�nd lender covonent�nd epree ea tolluwe: �
<br /> 1. P�ym�nt of Priaalpel end (nteresl; Prep�ym�nt end L�to Chargse. Bortower eheli promptly pay whcr(�j�
<br /> ��' 4 duo lhe pdnclp�l ot�nd�ntarent on tha debt evirianoed by tiie Note a�id e�iy prepeyrnent and late char�os duo undzr 1ho Noto. 0
<br /> ��i�'�.�����'� 2, Funda t�r T�x�� �nd Insurenc�. SubJecl to appllceble law or to e wdtten walver by Lende►, Bortower shall pay
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<br />-,;y„y�;� to Lender on Ihs d�y mnnthly payma�nta are due undar tha Note, unfil the Note Is peld In tull, e swn ('Funds") for. (u) yearty
<br /> - -� t�xea �nd �eeeaamenta whlc�h may ettnin prladty ova thls Securily Inotrument oo a Ilan on the PropHty; (b) yeariy loasohold�
<br />-'I=;� p�ymente or g►ound rentn on the Pro�erty, If�ny; (o) ye�rly har.�rd or property Insurence premlums; (d) yoarty 11ood Insurence�
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<br /> :;,_>.,.��. p r e m l u m�,I f a n y; (e)y e e r l y m n rt q n�9 i n numnr,e premlume,II an y; end (Q nn y auma Pa ya6te h y Borrower to Lender In accordancew
<br /> wlth the provlaions of pentproph B. In Iiou o1 tha payment o1 mortgago Inaurence premiums. Thoae Itema aro called 'Escrow
<br /> �;;j Itemy.' Lende► ra�y, al any tima, collact nnd holA Funds In an amount nnt to exceed the mnximum emount a lender for a
<br />�;�t::,'.,�:'i; tedenHy rNalad modqnpe loem m�y requiro for Bortowar's eocrow sr,count under the tederal Renl Estato 3ettiemant Procedurea�
<br />;:;F�i;�,�•;�a Qct ot 1074�e�mandad hom time to tlmn,12 U.S.C. 8 2�01 et ooq. ('RESPA'�, unlesa enother law ihat epplios to the Funds
<br /> �,;� aets a lenner nmo�nt. If eo, Lender may, et nny tlme, colleot and hoid Funds In an emount not to oxceed tf�a lossor nmount.
<br /> ��.%<cf;�f�;� Londer mny eatimnie the�muuu4 ui Funda duo an tho bacla of current d�tn end reason�hle estlmetes o} ex�►nnditures o1 fuWra ,
<br />;,j,;�;<<•rj . Escrow Itama or otherwise In�ccordnnoe with�pplicabto law.
<br /> �?;;`:?i';- The Funde shsN be held In m tnntftutlon whoae depoeRe are Inuured by�fedaral�genoy, Instrumentallry, or enttry(Including
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<br />�";{��:i'�; Lender, U Lendx la such an InatlWtlon) or in any Fedoral Home Loan Bank. Lender ehall epply the Fundfl to pay tho EscroH
<br />, `;""�;' iterna. Lender rnay nat cAarQa Enrroeler lor holding and eppl}Mg the Funds,annuely enalyring the eacrow ar.rso��nt, or veritying
<br />'�.�:+r���� the Escrow Itema, unlesa Londar peys Bortowvr Interest on the Funda and applicable lew pertnito Londer to make such a
<br />.;r,��� cherge. However, Len@er may requlre 8orrower to pay a one•timo charge for an Independorst real estate tax reporting service
<br />:_��;;��i�� uned by Lender In connnctlon wfth this loen, unless applicublo luw provides otherwlse. Unless an agreement is mado or
<br /> � �ppNcable kw requlres interest to bo pald, Lendar ehall not be requlred to pay BoROwer any Interest or eamings rn the Funds.
<br />-:-�,;�„�,� 8ortower snd Lender mey agree fn wrNinp, howeva, that Interest shall ba pald on the Funds. Lender shnH giv,, to BoROwor.
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