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<br /> S, a�aznrd Ri• Fi��rcriy i�st�i'nnce. [�orrmvcr shnll kcep thc impmvcments nov� existing ar hereafter erccted on the �
<br /> Pra�pc�ty insurcAl n�;ainst loss by fire, haz:ards included within the tcr�� "extendcd covcragc" nnd any��thcr ha•rards, includinQ �'-
<br /> flonds�r flor�ling, for�vhich Lender rcquires insurincc. This insurnncc shall 6c maintuincd in the umuunts tuiJ for the periods o�_
<br /> that l.ender rcquires. The insur:�nce curricr providing the insurance sh�all be chosen by Borrower subject to Lcnder's uppraval
<br /> which shnll not be unreasonably �vithheld. lf IInrr�wer fuils to maintuin wver;ige dc,c�iLed abovc, µnde: h��y. :c L:stder's ��_.
<br /> option,obtain covernge to protect[.ender's rights in the ProFseny in nccardanco with paragraph 7.
<br /> All insurance policies nnd renewals shall be ucceptable ta Lender and shall include u standard mortguge clnuse. Lender __
<br /> shall tu�vc the riglu to hold the policies nnsl rcue�vuls. if Lendcr n;quirc.ti,Boero�i•er shall pramptly�ive to l,�nder nll receipt�;of �-
<br /> paid premiums and renewnl notices. In the event of loss,Borrawer shnll give proinpt nntice to the insurnnce carrier und Lender. _
<br /> I.endcr tnsy make proof of loss if not made promptly by Aorrower. _
<br /> Unl�.SS i.ender and Uonower othcrwise ngrce in writing,insurunce procceds shall bc npplicd to restomtion or rcpair of the
<br /> Property domaged, if thc restoration or repair is cconomic.�lly feasible and p.cnder's sccurity is not lessened. If thc restoration or
<br /> re�3ir is not economically tc�LSlble or I.ender's security would be lessened. the insumnce proceccls shall be applicxl to the sums
<br /> Eecured by this Security lnstrument, whether ur�iot then due, with any excess paid to Borrower. If Dorrower sibandons the ._._-
<br /> p�operty, or dces not answer s�•ithin 30 days a noticc from Lendcr that the insurnncc currier has offered to settic n claim, thcn
<br /> [.ender may collect che insur:nce pracc�ds. Lender may use the proceee!s to rcpair or restore the Property or to pay sums
<br /> securecl by this Security Insteurn�nt, whether or not then due.The 30-day p�ri�d elitl begin when the notice is given,
<br /> dJnless Lender nnd bviro�ver otheraise agrec in ���a;.�i�r., any appl'acatian vf}�roceeds to principal shall not extend or
<br /> post�one the due date of clzc monthly payments referred co in pur�raphs � �d 2 or chunge the amount of the payments. If
<br /> under paruFrnph 21 the Praperty is acquired by I.ender, Borrower's ri�„ht�:�nny insurance policies and proceeds resulting from
<br /> damnge to the Pruperty pr�or to the acquisition shall pass to Lender to�he extent of the sums secured by this Securily L�strwuent
<br /> i�nmediately pricsr to the aco;uisitton. _
<br /> 6. Occupnncy,Prescrvutfron,Maintenance snd Protectton oP the Pruperky;T�n�rrower's Loan Appltcatton;Leaseholds. _
<br /> Borrower shall occupy,establish,and use the Froperty as Bonower's pdncipal resic±e�.c�within sixty days aftcr the execution of —_.
<br /> �S;s�.^�;:tity::astnimer.:s.-�d shs!I co�?!r!�e t� �ccupy the Property as �arrower's principnl residence for at lenst one year aRr.r _
<br /> the datc of occnpnncy, unlcss Lender athenvise egrees in writing, wh3ch consent shsill not be unrensonnbly witl�held. or unless
<br /> extrs►uating eircumstances exist which are beyond Borrower's control. Bonower shall not destroy, dama�a or Imp�ir tha
<br /> �roperty, a11rnv the Property to detcriorate, or comniit w;�ste on the Property. Bonrower shall bo in default if nny forfeiture _
<br /> action or praceeding, whether civil or crimins.tl,ls begun thnt in I.ender's good faith judgment could cesult I»forFeiture of the =
<br /> Property or oYharwise n�atedalty impuir the lien created by this Securisy Insnument or Lender's security intsrest. Borrawor mn}�
<br /> cure such a d�fault and reiastate,us provided in para$raph 18,by causing the action or proceeding to be dismissed wlth a mlinB
<br /> that, in Lender's good faith determination, precludes forfeiture of the liatrower's interesc in [he F�operiy or uii�o� u—�ai�.r;as
<br /> impairment of the lien createtl by this Security[nstrument or Lender's security inte�st. Bocrower shall also bo in dof�►ult�if
<br /> Borrower.during the loan aQ�ficntion process. gave materially false or inaccurate informution or statements to Lender(or failed
<br /> to provide l.ender with nny material informution)in connection widi the loan evtdencec!by tho Noto,inctuding.but not limited
<br /> to,representattons concerning Borrawer's occupancy of the Property �s a principal residence.IC diis Security Iustrument ifl�n a
<br /> leasehold. Borrawer shall comply with ull t4ie provisions oF the t��.sE. If Boaower acquires fee¢�tle to th� Property. U�e
<br /> le.usehold nnd the fce title shall not merge unless Lendec agQees ta the mergcr in writing.
<br /> 7.Protectlon oP Lender's Rights in the Property.[f Horrower fxils to perform thc covenants und a�reemon'ts eontaina�l in
<br /> this Security Jnstrument, or there is a legnl praceeding that may si�nificantly affect I.ender's rights in tho �'roperty (such u.q a
<br /> groceeding i�t bankruptcy, probate, for condemnation or forfeiturc or to enforce lnws or regulntions). then Lender may do and
<br /> pay for whatever ia necessary to protect thc valuc of the Property and�,ender's rights in thn Ptoperty. I.ender's ariions may
<br /> include paying any sums secureci by a lien which has priority over this Security Instrument� appcaring in court. pAying
<br /> reasonnble uttorneys' fees and entering on the Froperty to malce repairs.Although Lcnder may take acYion undor this pnrngraph
<br /> 7,I.cndcr dces not have to do so.
<br /> Any amouuts disbursed by [.er�dcr un@er this parngraph 7 shall become additionul debt of Bcn•i�rwer secured by thii�
<br /> Security Instrument. Unless Borrower and Lender agree to other terrns of paymez�t,these amounts s'nall bear interest fmra c�c
<br /> date of disbursement at thc 1Vutc rate and shall be puyable, with interest, upon notfce fi•om I.enQcr to Borrower rcyuesicnr;
<br /> payment.
<br /> 8.Mortgxge Insurance.if Lender xequired mortgege insurance�s a candition of making the loan securcd by this Security
<br /> Instrument, Borrower shall pay the premiums required to mainwfn the mortgnge insurance in effect. if. for any cc:ason, t'�'e
<br /> mo�tgage insurance coverage required by I.ender lapses ur ceases to be In effect, Bonower shsll pey cho nremiums required ta
<br /> obtain coverage substantiully equivulent to the mortgage insurance previously in effect,at a cost substantially equivalent tu the -
<br /> cost to Bonower of the mortgage insueance previously in effcct, from an altemate mortgage insurer approved by Lender. If
<br /> substantially equivalent mortgage insurance coverage is not available.Borrower shall pay to L.cnder each enond�a eum equul to
<br /> ane-twellth of the yearly mortgage insurance premium E�ein�pald by Borro�ver when the insurance coverage lapsed or ccased to
<br /> bo in�ffect.Lendcr will acccpt,use and retain these pay�nents as a loss reserve in licu of mort�age ittsuti�nce. Loss Ms:rve
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