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<br /> TO(lETNBit WI'CH all the improvcnients naw or hereafter erected on the property,and all cascments, nppunennnces, eu�d
<br /> fiscture�; nnw o�• hercuftcr n paet of tltc property. AU ceplacements mtd addltions shRil ntso be covered by this Sccu�9ty
<br /> Instrum.nt. /�II uf thc furegoing is rcferrcd to in tl�is Sccurity Instrument as tl�c "Propc,ny." `
<br /> Dl�RROWER CQVENANTS that Aoti•rower is lawfully seisul of'the estate herebyconveyed and fias thG ri�ht to�rant m�d
<br /> convey the Property und tl�nt the Praperty is unencumbersd, except for encumbrAncea o€recard. Borrower warrants und wlll
<br /> clMcnd genernlly the tide ta th�Prapenv ng�inst ull claims nnd demands,subject to any rncumbrunces of'record.
<br /> THIS SCCURITY IIVSTRUMENT combines uniform cavenunts far nationsl us�:nnd non-unifami cavenants with limited
<br /> vnriutians by Juri�ctiction to constitute u uniform sccuriry instnament covering rc11 propeny.
<br /> UNIF(�RM COVENANTS.Horrawcr and Lcndcr covcnnnt und ab�r.�uy fi►llows:
<br /> 1. Pnyment uf Prinzfpal and Interest; Pre{u�yment and I.ste Charges. Bosro�vcr shall pramptly pay whcn due thc
<br /> principal of and interest on 1he debt evidenced by the Nate und nny prepayment and latecharges due un:?er the Note.
<br /> 2. H�rtdw for Taxes and Insurance. Subject to npplicable law or to u writtcn �veiver by l.r�der, Borro�ver shall pay to
<br /> I.ender on the day monthly payments�ue due under the Notc,until the Nate is paid in full. a sum("fiunds") foc: (a)ycurly tiues
<br /> und nssessmenG9 which mn;r att�sin prlority ovcr this Security Instrument as a lien on ttie Pro�Crty;(b)ye.zrly lcnsehold pnyments
<br /> or ground rents or�the Property,if 1t.ty;(sl y�rly hautrd or property insuauuc prendums; (d)yearly flocxl insurancc premiums,
<br /> if any: (e)ycarly mortgage efis�rti�:ce S.�amiums, if any; and(�any sums payable by Borrower ta L,ender. in accordfince w�ti�
<br /> the provisions of parn�raph 8, �n lie���'F th�payment of mortgage insurance premiums.These items are called "Escrow items."
<br /> L.ender m�y. at any time, calZcct and hold Funds in an amount not to exceed thc maxirnum ;tmount a lender for a federalty
<br /> relnted mortgage loan rnay r.:quire for Borrower's escrow account under the federal Real Estate Settleme►zt Procedures Aci of
<br /> t974 as a»�crzdcd from timc to Hmc, 12 U.S.C. Sectian 2601 et s.�. ("R85PA"),unlas anather law that applies w the Punds
<br /> set}a 1,�,:s^� am�lmt. lf so, Lender ena�, at any time, coUect and hold Funds in an amount not to excce:i thc tesser antttunt.
<br /> L,e`x';r nz;,v�stiniate the amount uf���r,c'.s due an zhe basis of cuITent data and reasonable eatimntes aP extr.nditures of.ti�turc
<br /> �scrow Items or otherwise nn�ecordnnce�vidt apglicnble law.
<br /> The Funds shnt! �e helcl in an institution who,e deposits are insured by n fcGer�l uge,ncy, in�trumantality. or cntity
<br /> (including L.ender,if L.ender is such an institution)or in any Federal Home Loan Aar►�<.I..ender ahall apply ►he Funds to pay the
<br /> �r.cra�v[tems.Lendsr may no:c:t:.rte�iorrae��r f�r holcl���A�d applying tha Funds, a�m�!ally a+���y�ing rhe escrow account,or
<br /> vcrifying the Gscrow Itcros,unlcss L.rnder pays Bunowcr interest on the Funds and applicable law pem�its Lend�r to make such
<br /> a churgc. However, Lcnder may require Bonower to pay a one-time ct�ar�e far an independent rcal estatc tax rcporting.ervice
<br /> usecl by Lender in connection with this loan, unless npplicable law provldes oth�nvise. Unless an ugreement is nu�de or
<br /> applicable!mv requires interest to be paid,l.ender shall not be requircd to pay Bonov�•cr any interest ar earnings a�!he Funds.
<br /> Borrower and I.encicr may agree in writing, however, that interest shall be pald on t1�o Funds. Lendcr shal!givc ta Bon'awtr,
<br /> withnut charac. an unnual accountinA of the Funds. showing credits a�d debits to t�e Funds and the purpose for�vhlnb�euch
<br /> debit ta the Fands wus mAde.The�at�ds a�pledged as additional security for all su�nssecured by this Security Instrument.
<br /> If thc Funde held by�.�eader exceer�the sunounts�ermitted to be hcld by appllc�zble law, L.endcr shall account to Bonowcr
<br /> far the excess Punds in�ccoraa��cc wi:h the requiremenu of applicuble law. If thc ar�wunt of the Punds held by T..ender at uny
<br /> time fs not sufEicicnt to paf t:�u Es;:r,�w ltems when due,Lender m�y so notify Borrower in vrx�ting.and,in such cASe AocTOwer
<br /> shnll pay to Ir.nder the amUUr,.t necessary to make up the deficiency. Borrower shal I m�iE:e�p the deficicncy in na more than
<br /> twalve manthly payment�,:�t 9.�nder's sele discretion. �
<br /> Upon peyment iee 4'ti.11•of all sums secured by this Security Instrument, L.endershall.prom�dy refund to Bonower any
<br /> Funds hcld bv�,�endcr.F�',under paragraph 21, Lcnder sliall acquire or sell tlie Praperty.Lendcr,prior to the acquisition or sale
<br /> of tGc Ftvr�.:r�y,shuti appty any Funds held by Lender at the time of ncquisition or sale as n credit against the sums securod by
<br /> thie Se+.�.ts:.y 1lnstrutnetit.
<br /> 3.�1,pgo4i�ntiun ts�Fayanents.Unless applicuble luw provi�ea othenvise,elt payrneni�rec�ived by Lender undcr pnr�grarba
<br /> 1 ond 2 shnil be appfi.�i: frst, to a�y prepayment c}��4ges duc wnder thc Note; secor:d,to��ounts payable under pazagraph 2;
<br /> d�iul,tu ieterast due;Iir��r•tU,ta principal due;and lus4,to any late charges due under !he Note.
<br /> 4��4IIEtl$C8� L1ens.�ddrrower shall pay all taxes,assessrnents, chargcs, tines and i�npovitions attribuG�ble t�the Pr�operiy
<br /> wl�irh•►nny w:tFin pr'sority over this Security Instrument, and leasehold payments or ground sents. if sny. Borrower shalt pay
<br /> ti��c i�GiF;�u�'..t�s in►he manner�rov8ded an puragmph 2,or if not paid in that manner,8onower shnll pay them on timc dirtc.tly
<br /> W tha pccson�wed pr:��Rnent. Bonower shall promptly furnish to I.ender.nl!notices vlantourrts to be paid under this pacagraph.
<br /> If�ura'o�r-er attakes ti��:y:p�yments directly.Borrowcr shall promptly furnish to I:cnd�r rcceip�n evidencing t?�c payments.
<br /> t3qtm+rpr.s:ltill promp►ly discliarge any lien which has ptiority ovesr thia Security Instrument unless Borrower:(a)agroes in
<br /> writl�t}�t�tiaiiu payment of the abligation secured by the lien in a m�nner Nceeptable to Lcrsder; (b)contesGs in good faith eha lien
<br /> by, ur•doi'ond�ugainst enforcemc�t of thc lien in, legal proceedings whlch in th�Lcndcr's opinion operate to prevent the
<br /> enf'orccment oF thc Ilont or(c)secures fr�m the holder of tl�c lien an agrcenxmt sfitisfxtory to I.ender submrdinnting tho lieu to
<br /> this Srcurity instrument. If L.ender dctermincs that any part of the Property is s�sbjc:ct to a lion wh[ch may nttain priority over
<br /> tltie Sec�arity instsument, I.ender may give Borrower a notice identifying the licsn.Borrower shcill satisfy the lien or tnke ona o:
<br /> tnorc of thc actidns sct forth abovc witl�in 10 days of the giving of notice.
<br /> Ferm 9Q28 9/9Q
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