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<br /> ' � TOGts'lNER WPflt ali the impeovetnaots naw at Me�fte't tt+a�ted an the ptop�My.and slt essemmts.appucuntnces+ -;
<br /> aad fututrs now ar he�etfter s pat ot qfe poopaty. All repi�emeds�and additioos shaU also 6e ooveced by tlas Secaricy _ .
<br /> ' iauttnneat. All`of tl�foiegaing is tefett�ed to in�bis Secu�iry tasavmaa�thc"Ptopaty:" . � -
<br /> . BORROWER COYE�IANFS t!W 8ottowa is Iawfully srised ot tbe estate htneay canvayed aad lus tht ri�hc to�rrant
<br /> and canrty tbe Roperty ud d�t tha Ptopesty is uomcum6eted.exapt for encum�s bf rxad. Bortower w�saets and
<br /> wilf delead Se�enlly thc titie to the Ptopetty a8aias!ati d�imsaod demands,subjx!to any eacumbtu�ces of txad. _ ,
<br /> 'l4flS SF�IJRiTY 1N5'IRiT11!�I3'i'oouibines.urdfam covenauts for mtional use ard�on-�mifam rav �vith ' ,
<br /> - iimiud v�riatio�s bSt iuiisdiction to oonsqtute s unifflna sec�mty iaututtxAt coveang ceaT property. -- - . - -
<br /> UN[i�ORM COVENAN/'S. Bamwec aod Letjder covannt aa�!aignee as faitows: �P�P�Y WY when due tl�e , -
<br /> 1. paJ�eat at Pri�cip�l a�d 1�terest:.Prep�lseat s�d t.�fe C��rses Ba�mwer
<br />.;_� — ` •priiripal of and intetrs!ao t6e debt evidenced by the Note and anY P'�Y�t aad tat�chuges dee w�erthe Note.
<br /> L Fids ke 13ars�d Ia�ra�ca Subjea wappiicable laar or tna wntten waiver by Lendec.8amwer sha11 PaY to
<br /> -. � t�ender_m tbe dsy montbiy WYmeats ac�e due m�der tbe Nate.uoal the Nate is{nid ia fuil.a sum t"Funds")for:(a)Y�Y
<br /> =� taxes and assessmencs which mry stt�in priacitY over this Secuiity iastr�ment as a tiea oo the PrnpertY:(b?ya�r191a�sd�old
<br />-_' �Y�s or gtnund rents an tbe Pnopeny. if any: (c)Yeu19 huard a priopRty ia.cwu�ce p�emiums: (d?y�1Y�
<br />�'"" inwe�nce peemnuns.if:ury; te}YeartY �SaB�������y:.aad tf?any.sums payable by Rarowu ta
<br /> - " Lendcr.in�oa�dance witb the pravisians of puagraph 8.in lieu of the Qaymeat of mottSaSe ins�rux�e P�lums. These
<br /> items are cslkd"Lscmv�Iums." i.ender may.at atry titne.collect and hold I�mds ia an amount not w exceed the tna�umum
<br /> amount a lader fa a feder+lly nlated moitgage loan may aequire for Barower'�escrow accaunt undtr iha�ederaf Real
<br /> `. �` Es�a[e Sealeme,u Pmceduras Ac�of 1974 as amended f�v�a mne to rime.l2 U.S.C.$2601 er s�q.("RFSPA"}.uniess anaRha
<br /> law tbat applies w the Funds sets a lesser amoun� If so.l.ender may.at any tirtx.caltert�nd fatd Fiu�ds in�n amou�K not to .
<br /> excad the ksser amam� Lender may apmate tAe unount of Fvnds dWC on the basis of cumene data aad ie�onabk�
<br /> � estimates af expendituns of futurc Escraw Iums or otharwise in acca�du�ce witd applicabk law.
<br /> �.� 'lUe�uids shall be held in an iauitaaan whusc deposia ate insured by a federal agency.inc�umentatiry.or erttity
<br /> ,-'4-;i ('mclnding l.ender.if Lenderis sach an iasatuaon)or in any Federal Hane Loan Bank. Lender shall apply tbe Funds to pay � ---
<br />"�is��� •''�. t[�Esctow_Items. Lendet maY npe chu8e Bunower fa dotdieg aod applying the Funds.annually analyzin$the escrow
<br /> '���.. Bormwer mte[est an the Funds and applicable iaw permits
<br />='�4ivj`; . .r'fs � 3COOUQI�Or YC[lT}/lll$�1E ESCIOW tICfl1Ss W1�CS5 1.l11l�Ei�JIS _
<br /> Tr�i .,�•��'� •Lender W rn�i;e snch a charge. However�Lendcr may require Borrower to pay a one time charge far an independent real. • s�_..
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<br /> est�.tax r�porting service used by Lender in connection with this loan.miless applicable law pravides otherwise. Unless au.: � �i� _
<br />, , , � � agaemeat is made orapplicablc!aw requines inteiese cd be paid.I:ettdei slwllt rlot l�t�[1tinW to p8y AolibWef tu�y inteoesE Or•-:.. r�`�,-�,.
<br /> eamings on the Funds. Bortawer and i.ender may agree in writing,lwwever.tIrat irrtecrst sha]I be paid on the Funds. l.ender �,
<br /> , without char e.an�ual�+nting of the Funds.shawiu�ccitdiis and de6its w ihe Funds and the. . ��zi�"'""=-
<br /> • shail give to Bo�ower. g �;•`_�_.
<br /> ' •' ,F�: purpose for wluch each debit to ihe Rmds was made: The Funds are pteAged as add"itional security frn all s�cns secuted fry:� - r-.._
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<br /> � If the�unds held by Lender eacaA tha arnomits penniued.to be hetd bq applicable law. Lender shall accoo�rt td : _=�;-_ .�
<br /> . . ,:.' Horrower for tho excess Fands in accordance with�tse te9uirements of applicabTe�iaw. If the amount of ttie Funds held by' �=
<br /> � = l,ender at any time is not safficient co pay the Escra�items when due.Lender cr,ay so notify Borrawer in wsiting.a�►d.in ��
<br /> ;_.` such case Borrowor shalt pay ta L�.tbe amount necessary to�a l ce up t h e d e f iciency. B o r r o w e r s h a l l m a k e u p t h e --____-
<br /> - �ciency in no more than nvelve tt�LF"Payments.at Lender's sotediscatiort. _�-.-`=';;_
<br /> Upon.paYment i�fuil of alt sueas�ed by this Securiry�-�e��1.ender shail promptly rcfiu�d to Borrower any ��v�-=�-_
<br /> -- � Fuads held��.ender. Lf.under paragraph 21,Lender shall acquire aF sell the Pruperty.Lender,prlor to the acc{uisition�r �-',;%'�r��:_.
<br /> ���, ����"-�::'� I / sate of the Rmperty,s�aII�appty any Funds held by I.ender at the r:�e of acquisition or sate ag a credit against the sum� " ;,ti . .
<br /> �:��; secured by this Secun�y L:,�rumen� . . . -
<br /> •� �`�:=.:'� � 3. Appliqtioa d Pytynneats. Unless applicable law provi des o t herwise.a l l paym e n i s r e a i v e d b y L e n d e r u n d e r ' -
<br /> �`' paragraphs 1 and 2 shall be applied:fu�.to any prepaymeiu charges cE�1e under the Note:second.to amounts payable tmder � . •
<br />.,,,;.1.:::..; •: - patagrapt►2;thirQ to interest due:fourth,ta principal due:and las�cm a�y late charges due under the Nate. - �:
<br /> ,,.. , . � '�', . • ,i 4. Charges; Lkns. Borrower shaU pay aU taxes, assessrnenu.charges.fines and impositions atttibutabto ta s,T�• .
<br /> - property which may attain�'sodcy over this Secun.ty i�ment.and leasehotd pa,�nents or ground rents,9f arey. Borrawer�
<br /> � • _ ;;;� � f shall pay these obligatiores�tha manner provided in paragraph 2.ar if not paid;n��t r.manner,8orrower sha���ay them ait , ;
<br /> ����,`"� . � ' t , f iime directty to the person awed paymen� Borrower�a�J promptly fumish to Lcm;��r at norices of amounts ta ide paid nnQQr
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<br /> .. �`;:,� , this paragraph. If Borrower makes these gayments d irect iy.Bortower s h a l l p ro m p tt y'fumish t��.ender recei pu evidene� �•._
<br />, • ' .;�. • � tha paytnents. . . '.. -
<br /> � =',;. Horrower shall promptly discharge a*�y lien wt:ich has priariry over this 5ecurity Instrument nnless Borrower.(a)agrees' , _
<br /> ° in writing to the paymer►t af the obfigatwn secured by thc lien�n a manner acceptable to Lender.(b)contests in good faith the ;,
<br /> ,r',, . � lien by.or defends aga�nssenforcemene of the licn ia�,legal proccedings which in the Lender'�opiniun operate to prevent the ,
<br /> ,i�;�,,,;.,�;_, enfasertknt of the lien;or(c)secures From the holder of the lien an agreement safisfactory to t.endet subordinatl�g the lien ;,
<br /> ;.,��;;)�.�;��. ��>��•;.:; ( to this Secur�y►Insuument. If Lender determines that any pan of the Property is subject to a iiere which may attain pdoiit�
<br /> . . :;<r,��:`�� over this Secradty Instn:ment,l.ender maY gi�e Boirower a notice identifying the lien. Boaawer sfit�ll satisfy the lien or taice
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<br /> � ..=.,,�; . ' one or more of tho acrio�as se!foM mbav�withln 10 days of the giving oi notice. .
<br /> ��,i'�.�.�- � ,. 5. Hazard or Ptapcety Insnnacs. Borro�zr shall keep the improvements now existin�a�hereaftc�erected on the
<br /> " ',-°• . Praperty lnsured against loss by fire,hnzards includect within the tetm°extended coverage"and any other hazasds.includins
<br /> ec
<br /> . :�.�, . :, ttoods or flooding.for which Lendes requires insurance. This insuranca shall be maintained in the amounes and for the
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