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H. i f3!4N GIiARGE~ It could be that the loan secured by the Security instrument is subject to a law which setts niazisriurai lean ~-.and that Iaw ~ interprefrxi so that the interest oz other iaara charges collected or to be c^,oilected in corrrrectioa with the-loan would exeeed permitted 13r~h+. If this is the case, then: €1~) any ~' ~" change shad be redrxxxidd l~the amount neoassary to reduoa the charge to the permitted limit; and (B) aru,' e€usss att+eady eollecd Barr+ower which exceeded permitted limits wail be refunded to Horrawer. Fender may choose to make this refund- by reducing the principal awed under the Mote or by making a direct paymsrrt to Borrower. C. PRif914 t,i$AiS If slender determines that alt or any part of the sums secured by this Security Instrument are subject to a lien which has priority aver this Security Instrument, Lender may send Borrower a notice identifying that lien. Borrower shall promptly act with regard to that lien as provided in paragraph 4 of the Security instrument or-shat promptly secure an agreement an a form satisfactory to Lender subordinating that lien to this Security instrument. Faa~ure to provide evidence that Lender bas first hen shah constitute a defauli under the terms of this Note. A. TRANSI+°IgR O1l: TSE FROPRR`I`'Y if there is a trans#er of the Property, subject to paragraph 17 of the Security Instrument Lender ~~ max require (3) sn increase in the current Note interest rate, or (2) an incr~ree in (or remove{ of) the lirrut on the amount of any one interest rate change (if there is a limit), or (3) a change in the Base ~ Indea f or all of these, sa a condition of Lender's waiving the option to accelerate provided m pssa- ~~ ~~„-graph 1 . `~~ Hy signing this, Harrower agrees to all of the above. .= ~ ~~ ~ (~ w + ~__ _ ~~ i ~ ,~ ~ t~ ,' -,t ~ David H. Lott cd ~',. ,t t ~ _ ~ _ .~ ~- S .... y,,_ 4 ~. ~. ,- ~ w t:n Marsha Blaine Lott ~ ~ .~= ~ ~> ~ w:. G • w STA`I'E C5F N1rHItASIt(<A, ......-...°...» .......................................~~,......................_ County ss: On this ......... 4~? ....................... day of ......._..~k?t:r.•-•----••--•. 19-.$~., before me, the undersigned, a Notary I*ultlic duly and qualified for said oounty,per'sonally came ........................................ D~.vid H Lott and tiesrsha F,iaine Lott, husband artd wire.....,.--• ..................................................... to mo known to be tl~ id~rticyil persiur(s} whose name(s) err, eubscxibed to the triregoing ~t a4krrowledged the eseeution thereof to be ......their .................................. voluntary set and deed. 'N4~Pi'All ;xry baud and imtarial seal at _.._............us~i...~..~.~ii~---••~'~+~ K~ :;:...--•---... m card aunty, .~ dotu a~-r=r. ~ -- ~~~ i~1At ~i'•RM1r NIY !. R MRIt/ ....... _..~ - • ,7It~y Cammn ex~ q~, ~ 1yr ti, qrl rvaa. ` - ~ ~ . t'- ., `. ;. ~ ~ ~. ~. l ~ e~ , ~ , ? c~V 1 sii` r ~_-, ~~~~ • ~-_ ~ +~pitp/.4fWm~tiw Aosian rur. t~ ~ ~ ~- ~. tir> ~ 1! ~a v g m a (9 ~.J