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Is~an No, ...?.1 OAG~?~.3........... Ai)3LTSTAi3iaE RATE La~N RIDER. $1- c1Cx490~ NfPi'ICE: T-~ ggC~{ITy IN~i'RUMEN'P SECURES A N3TE WHICH CONTAINS A PROVISION ALLOWING FOR CHANGES IAi THE INTEREST RATE. IN- CI+IEA~LB IN THE INTEREST RATE WILL RESULT IN IiIGHER PAYMENTS. ~EGitElb~3ES I~!['~-rrtm~~tta.~T-R.aTE WILL RESULT IN Id39VER PAYMENTS. a: ~, nip X 4a~i Thy Ii.%d,ea this da , of .........._-Septeanber.._... _...., 19.~~..., and is inarorporated ink sand shalt be t the Mortgage, 1~ of Trust, oz Deed to Secauve Debt {tt:a4 ty o the same date given by the undersigned. (the "Borrower") to secure Boz- r~er's Nye to ..'._ -_W.-.. w RU5SELl;__Sr4Vlii~~_ A$~QG TAT-19N...a...Kansas..~~.rROrati.on_..-..-..-..-....... {ttm "I.end~") of thee~ tte ~{ mart and heated at ......._..._ ............._.. the Seesaity~ Instrn- ~~--- AtODIFICATION3. Ia additive tai the covenants and a6reements made in the Secm~ity Instrarme~, Bor- rower anti I,entder further covenant sad agree as fellows: A. INTEREST RATE AN9? MONTHLY PAYMENT CHANGES The Note has era "Initial Interest Rate" of_.1 I~ ~Sa........-~ Interest rate changes may occur on the let day of ..............QGI.Rbgt......................, 18..~!F.. and on the t>ctober .... ..., 18. ~.Z.. and on the let day of ......-----4GkRl~C .................... 18.90... ist amp ~ ........................_.. _......,..._.... n.-.^~„~~ ...., 1a9.~..~..~,, on those ~_aE~ of tt~ae months in every third (3rd on tP~e ist day os ..........._~4.,rx_::......-._......_.. . ~. Ee~ch date an arlsiCh t~ rate of interest may change wi0 be called a "Bete Change Date'. m and interest paym~ta to adjnaL am~oo~tisan of the loan to ~re~psmd with be-made on the let day of ..................... S. L_--.---...............,1$..lfN.. and oa that- - daEe LhL~s.~yeat{a) tiseaeaftar. Each date on which the principal arm interest payment easy ct~~~be called a "Payment Change Date". Ctasta~a in ttxs iatereat rate are governed by changes in an interest rate index called the "Indes". Check bmetea) to indicate Ind _ ~ ~' t In ~ ~f '[Tome L~oara Bank~~rodmea, NatSoraal Average for all Check bou<(ea) to iutdicate limits.. down{,~')I'he©Pt~etiminary Ra~en~ed toto the I~ote~ bye tneir intrata~e.~ intmest rate up ar (~)' ~ If ~ ha ctmc~i: ttte interest rate that I pay shalt sot inct~ae more than tha:ee...~31. pontes ~ an~+ Rota Change L3ate. (~) p if t taox is ~.*. intes<eet zap tiasi I Z alls'sl not d ~ = .................... ~# Q ~-' ~ t-~at~ f t t _ X11 ~ t~ _ thaa ..............~'~r d~udagt t~• psnad I tslav+e nqy Ioaa. {6) [~ If tbus bout is ~, the iatere~ rata that I psy etasll never be uses than ....................g6 d tim paeiaad I trove my loan. ($) [~ I# bast is etrec~sed, the prirtrlpal and interest payment that I pay ahaII not increase snore tlsan .,.... .............. per~oant oa nay Payment Change Date. (fi) ~ I3 t#tis box is claaeked, the putt anal fater+mt paymspt that I pay shell not decrease more t~ .,.» .............. patraent as-any ~ ~ Ttia z+aorett-~ pgYlnant aataerets wt'ti also cvangm on Pmy~nt Change Da#ae as pmvidad in ttw Ne~ r+...IMs