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<br /> !�,Hezard or PcopeMy Yos►�rance. fl3orro�ver sNnll kccp ti�o iri�provcments i�o��existln�on c�ic�Str.e crcctcd on thc Praperty
<br /> ��' lnsurcc! egalast loss by Cue, hazards includect within thc term "ext�nded coverage" und nnY other hu�rds,inclucling floods ar
<br /> �`�� flo�ding,fur which l.cnder reyul:�s insurance.'flils insuruitce sh�li be mnintaincd in the amounts nnd for the pariods that l.ender . ,
<br /> ` requices.'ihe lnsurance cnerie�prav i d ing�ho insummce s!haU bo ctiosen by Bonower subject co Lender's approval which Rh�li not .,,
<br /> ::�.�r.:''`,�; b e unreasonabl y withhotd. If Borrowcr fafls tn melntain coverage d�cribed abave, Lcnder muy, ac Lcnder's optiun, obt�in __y,
<br /> '�� � covcr�a,E to pratoct Lendcr's rights in the Prop�riy in accordr�ice wi t h parAgrnP h 7. �'
<br /> :'�;�'�:5;�: All lnsu�ance policias and renewals shall ba acce�tablo to l.ender Rnd si��ll include A stundard�no�tBABe clause.Leneer shnll
<br /> � �•�•�"� tiave thc right to hald the policie9 nnd renewals.If Lcndu rcyulr�s,Barrawu shall prompdy give to Lendcr ull receipLv af paid
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<br /> premiums and rencwel nodces.In the evcnt of to�s.Bnrrower shall IIivo promgt nodce co the insurenc�cturicr a.�d Lcrtdcr.L.endcr �_
<br />— _ " _ may make proof of loss if not mndo promptly by Borrowet. �������on or re air of�he ��
<br /> -;���1�� ,'�1' Unless Lcnder nnd Boerower otherwise ngrce in wridnII.insurnnce proceeds shnU be apP P �
<br /> properry damaged,if the reswrntian or repnir is eannomically fettsibla oncl I�ender's secur[ty is not lc�senecl.Ig the restorudon or `
<br /> '•`�`-,� a rcpair iy nat cxonomically feas�blo or I.ender's security would!�a lesscnal, tha insumnce proceeds shnll Be applied uo the cums —
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<br /> �t�';�5,',.:�� sccured by ihis Security Insttument,whether or not then dua, with any excess p�id W Bnrrower. If Borrower abandons ti�c �
<br /> .;,�:��,;.;�, 1�3apercy,or does not answer within 30 duys s�notice from 1Lendra that the insurnnce cacrier hns offered co setdu n elaim,tp►en _
<br /> ' ' '�� Lender may colloct the insumnce proceedn•I.endcr may t�e tho pmceetis w repair or restore the Property or w gAy suma secuned
<br /> :.'�,���'::�`�"�,:: :'� by this Security Insitu.ment,wheiher or not Ihe�n due.The 30-day period wlll begin when the nodce is given.
<br /> '"`�"'�' Unless Lcnder end Harcower otherwLsc agrca in wdu�8�enY ePp��don of proceeds to princiPal shall not extend or postpono
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<br />�;%�i�;';.`.'•��:y�:: th.due data af w'��monthly paymeats refemd to in pa►Agraphs 1 nnd 2 nr chan�e the amount of the paymenGv.If undet paragmph `
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<br />` �`,.,.: 43 the Pao�e�v is ocquired by Lender. Borrower's right tn any insuranco policies and proceeds resulting from cktmage to iva _.
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<br />� ���.•�:�c��;;. .- L'�:nperty pxx�r To the acqulsidon shall pass w Lender w the eacuen¢af tha seims secured bY this Security Instrnment immodiate y
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<br /> :-,-��.�?,;,�,�7 6.OccuFan�.Freservatbn,Maintenaace und Protection o!tee 1�raperty; Borrower's Lc�an AppUcs�tioui[.e�se6Qk�
<br /> _;:;�5 r '.�_ �.:trower shall occupy.establish,snd use the P�aspecty ns aorc�wer's principat resiura,�withi�,�ty dsy.;af�th��.'.",^.�s�^"�f �,.
<br /> "�'r"�:+� ¢7iis Scxurity Instrument snd shall condnuo to occupy the Proputy as 8a�rowu's principal residence for st least one year afcer the
<br />"''�`-;''•�� �n wribng, whlch consent shnU not be unreasonably witi�held or unless
<br />_,_�k� dkue of occupancy. unless Le,nder otherwisc egrcxs �
<br /> �'"-s� eacenuating circumstances exLse which are bcyond Barcower's cantrol.Hamwer shall not destroy,demn8e or impatr tha Pr�olxxty�
<br /> „°�,��saa}� �w �he I•'�pcity W deuriarau, or commit waste on the Propeity. Borrower shu�l bo in default if any fodctt�iro acdon or
<br /> � ----� proceeding.Nh�her civU or criminal,is begun that in Lu►der's gaod�aith judgment could result in forfeituro of the Propaty or
<br /> "--_-- �,�.��,�,�J��ihn tir.n rreatc�by this Se�cut�1!1 ItiStculllCrit OY Leil(1tSI's securiry intems�Hnrrower may cure such a
<br />-�.� default and reinoTate,as Fr.ovl�lod in pare8raph 18,b�c�uaing the acdon or p�cterl9►►g W be dismL�a wim a ruIing 'wui. ��
<br /> _-���'� I,endet's gand f�ith detaminMion,precludos fodci'aue of tho Bc�rrrow�'s inte,rest in tha Property or atha'rnaterlal�nimimx�t of
<br /> ._°�=;;,< :, tho Iien create�l by this Secarity Insuument or Lendu's secw3ty intarea��orrower r,hall ntso be in dafault if Horrower�dtuing sfio
<br /> --==�•� toan aPPlicstimn process.8avo mat�erially fnl�e or inaccumte infonnadon�r statements to I.,ender(a failed w provfde Lende�wUh
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<br /> any met�rlal infocmation) in connecdon with tha losn evldenc�xl by the Note, including,but not limital m,cepresentedOns
<br />---=_'�= canoeming Borrowa's a�cupancy of the Projx+ty a9 a principal residence.If this Securiry Instwnent is on a leasehold,Barower
<br /> -�-..w,;� shall comply with atl tho provisions of tho lesse.It Boirower ecyuices foe title to the PropertY�the leasehold end tha fee title shai!
<br /> .v.__�:;w>:� not mago�ss Lendcr ngrces w the mcrger in wridng. ts conwined in
<br /> -- -- 7.Protectiiau ot i.ender's Ri=ht�tn the Property. If Borrowu faiie t,o perCnrtn the coven�nta and agroemen
<br /> � this Security Instrument,or thorc is u 1e8� F��B�may slgnificanQy affect Lendu's rights in the PropectY(such as a
<br /> procoaling In b�nkruptcy,probace.€or condemnation or forfclture a W erifome laws or regu l a dons).tha►I,ender ma y do and pay
<br /> fcx what�eva i�necessary to prote'=t the vslue of�he Property end.L�enckr�s d8hts in tb°Prop�Y.��'e��9 may include
<br /> paying any ssuns aec�ued by a lien which has pdodty over thb Sceurity Insuument, aP�earu►$ in c°un. peY�B��k
<br /> --_ atwmeys'fees ancl entaing on tha FroTxrty W make repairs.Although L.endar may telca aedon unda ti►ia para��pls 7.I�ender
<br /> u�oes noi t�ava W do so.
<br /> _ Aay i+mmountq dlsburaed by I,ender undar thfs paragraph 7 shall becoc�ie addidonal debt of Bocrowa saurc.�d by chts Sxurlry
<br /> t��stn�men�Unkss Borrower end Lender agrea to otbci tams of paymeaL these amoun�s ahall bear inta+c.gt from the data of
<br /> � dlsbursema�i At the Nuro rata amd shall bc payabk,with interest,upan nntice from l.cndu to Bo�nowa rc4uestin8 PaY��
<br /> =-=-— 8�Mort�aga Iasurance. If I.caWer requirod mortgage insurance as a condation of making the k►a�►secorod by thls Socixrity
<br /> Inspnuaent, Borrowcx shall pay the�rremiums roquirod w maintein the mortgage inst►cance in effex�Q p fcemiums req 'uucd, �to
<br /> — matgagc insiuynce coverag� roqufred by Lender lap�es ar ceages to bo in cf#ccl,Boirower ahall PaY
<br /> obtain cova�go substat►tiatly equivalent to tho mortgage insurana>prcviously in effect,at a cost subatsu�dally equivalea►t to the
<br /> :,;=:� cost w Borrawu of tha mort�pge insoren�ce prevbusly in efTect. fmm an alt�an�to moxt�ego insurer approved by Lendu.If
<br />------��-�i7�!■ substan6atly equivalens mort�ago insurencC coverege is not availab1e,Bomower st�all pay a Lcnder eac�manth a sum eqw�l to
<br /> —Y---� ont-twelflh of ttw ycarly mortgage insiuec►ce prciniam beinB Paid bY Borrower when tha inssuancn coverage lapsed or ceased to
<br /> ---_T— - t�e in ef#ccG I.endu will accep� us� aad zctain thr,�c payments as a lass reservo in lieu of na:tgaBa �surs,ncc. Loss reserve
<br /> -- Form 3020 �►10
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