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8I`UU329s <br />At~JUSTA~ RATS RR1ER TO QED OF TRUST <br />'ttr+e Fii6er is rnlde #ris 24Lb._ day of j n~~ .. 1981 ,and is kr0orporated <br />i1tID grid ehM t!e deeniert b amend and suppiattent the Deed of Tnrat of the same dale given by the <br />urtdersigfaed (the "borrower^? ~ secure Borrpiarer's note t© Commercial Federal Savings and loan <br />ftaa~ltdion of 8rru~ra, Netxmsica (the "Lender") of the same deb (the "Note") and covering the properly <br />~ #ar iiee6 ~ Trust and iocaesd at <br />lYitl~ $e 8 Gtatat Ial~ud tlebsaatca 6t?Qd1 <br />lalardN~lotea. b add~iort to then oovertex-~ and agresmerMS made in the Deed ~ Tn~, Borrt-aror and <br />t.erlt#er fixltNtr covenant and agree as taYorres: <br />t. hgereal Raiie and RAorNrily Payment Charges.. The Note has err irritiat irrteresl rate of 14.254%- <br />The rtohs irk rye may be 'vxxeased ~ deCr~aed on each Change Dam, as descilbed h the-Note. <br />Changes in dte ~ereat rs~ era governed by a,e changes b ttro weighted aesr>rge yield-~ whieit the Federal <br />lorr't kbrtg$ge ~ rxrrrxnlttacl~to ptxchase ~ mortgage r with a tUtad rate of <br />irk for the shorted avaNetae dskvery plus ~lh9b. <br />The monthly payment errwrurts wiN abo drange on Payment Change Dates as provided irrthe Note. <br />eec~,se paymerM charges may acrxr- teas ot~rr titan ram changes andfor may be sut>jer;t ~ certain <br />dasaibed ~+ ilia Note. the moray payments may at times not tfe sutKtYant to pay aotxtritsg <br />b such case. urr#raid inleleSt ~ ceded to the principal betartce of the Noffi and itself accrues <br />irtt~t thsreaMer. <br />Z a aDeed be that ~ loan is sut~jaex b a law vArich sets rnarurtwm teen cAargea acrd that iayv is <br />irasrpreisd so the irttereet a other ban charges ceNacfed or tq be rbYacfed in corstecdOr- with ttris loan <br />waAd e~eceed pemtided taznf~. N ttris is the e•.ase. then: (A} arty sutst bar, charge ~eN ae ra~dr,ced by the <br />amount rtseets>r~y to reduce era b the psnmilted limit: and ibi ar+y sums already coYsc~ad front <br />~ whict+ exceeded pamtitlad wig be refixtded b Borrower. The Nr>~ Fbider may ettoose to <br />rrt~ue tiles reAxtd by reeking the prirteapet Borrower owes under the Nola or by makmtg a direct paymartt to <br />Sorrawer. t/ a refund redtrcee prkk del, the redue@on wii be treaU9d as a partial pnepayrrterN. <br />3. By s± tllie, Borrower a b aY ~ the above. <br />tier Hoer - Bocrotver <br />~ludray A. ach BaRO,Her <br />r <br />