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<br /> 5. H�rd ar Property Insuranec. ilorro�vcr sh�ll keep tt�e im�rovements nrnv'c;xd.�;d.na or 6�erc�fRCr erected on the
<br /> " Prapcety insurcd ao�lnst loss hy firc, hu�rdF Iacludod within thc tcrm"axtr,ndcd covura�e" und i�ny othcr ha�.ards, inchadIns �
<br /> ' 4oads ar flonding, for which Lcnder requires ineurunce.This inRUranr.o shnA bc�nntntrxlnr,din tl�ct auironnts and far tti�periods �
<br /> � that L.endcr rcquitos.Thc insuranco wrricr provlding tho insuraucc sl�nll b�chn:un by @orrao�vor subj�rct tc Lcndcr'R appravnl _
<br /> • ' which shol7 not bc unrcasannbly withhcld. If Bonowcr fulls to mAintain ca��vra�a dc;scrihc:d i�bc►ve, 1.cndr�r mny, nt l.andcr's =
<br /> � Ol)llOil�O�l��ii CAYCP.:ge to pro2cr.t Lcndcr's rights in the Propctry in nccardnnce��rith t�ara�rapl�7, [
<br /> � ,.•�t� All insurenco policics uud rpncwaLg shall ba acceptabla tu Lcndor and cshnll in�;ludu a standiird a»rtgagc clnusc.l.cndcr =
<br />� � ehall hava thc ri�ht to hald the policles nnd renewuls.If Lenderrequirc�,Bor�r�worshnll pra�mptiyr giuv tu l.endcr nll recclptao4' -
<br /> '� paid prcmium�and renewal noEiccs,Ia tho avont of loss, Borrowor shnll givo prom�t nati.ce ta t1��t innnr9nce cturIer and Lcndcr.
<br />-"�°m'-��� Lender may mnke proof of lass if nat medu promhily by Borro�vor.
<br /> �.� Uniess Lender and Bnrrowae otherwise agrec In writi���, insurance procecdn sha1J bR opplia�ta�restorationor rep.�ir uf the _
<br /> ' ' Propertydamaged,if thc restoratIonar re�:arir�ecanomPcp)ly fenaible nn�L,en�b:r's security ui nat luESencd.If the re,stoTfl�irn�or _
<br /> •� �•� repaIr is aot ecanamteally feasible or l..endar's sccurity would bc Ir.ssonc:d,tl�e u�fi�irpnr,o p�oc�ss�iii shnll be applied ta tho sums _:
<br /> • . ��; securcd by this aer.t�riry Instrument,whether or nat tlhen aur,,with ony en�uss pvd tU H'�vr�vtiv�er.IF Uorr�wer abandoms the _
<br /> rroper�j,or daes uat answcr witbin 30 days a naticc fr�m Lendar tbnt�l�n inruranr,a cArrac;r bnn atfisred to settle a cla.tm, tl�en -
<br /> I.eader may collect the iusnr�nr.a proceeds.l..ender mny usr,tka praceeda tv re��ir or r�r�t�ire tbc 1''coperty or to pay suius -
<br /> "�-'�'. '.,.;� secu�d by this Sectuity Instr�cmant,whether or not then ctuct.TGa 30�•dny�x;raod will bngiu wbeu the notice is given.
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<br /> .•;;�:�,,y.,,, II1uless Leader and Bortowar Qtherwir�:a�ea u� wrii'ng, nny appliantinn of Fr�cacs�i to prinrapal shall not extend or
<br /> ;:,�a�:�,;::� pc�stpone the due dete af We monthty payuicnt�i etterred to in paraQcapbr 1 An�t 2 or chru�gc the a�nount of the paymen�v.If �
<br />._ax���'�7�4 � uader paragreph2l Rhe Propertyis acquirea by L.cndor.�enr�wer's r�qht ta nny inr�uranr,e g�olicies and proceeds resudting from
<br /> ��•�t °�, damageto the Property prior tv tl�a nr,quisition s8a11 pnr,s t�Q.�endut to Ghr;oxt�sntof tl�a snrt►s securedby this Secuaity Insuumtnt
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<br /> ==n�:}�•- •. � � unmediately prior to the acquie�tfan.
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<br /> °:�:;�,��s� 6. aecupxucy� �treserrnL`.on� iNaintenaQCC and PraP�:�°ii;uu oP 91rn�1�ot,c:b�ty� �ia�i�r+�er's 4aav Appllc�tUo�a; [.esscholds. -
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<br /> °.: r�s�jt� Fonowersball occupy, establish,nnd use tha Pro�rtyaf:E�rsowar's grfumlml rssidoncewithin sixty days afterthe executionof
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<br />=.-.,,,�;� this Sacurity Ins2rnmentand bhu11 centluuo G�accuny tha I��r�rty an�'�rrr:�sver'e prltttapal resideu�e�er at least one year atter
<br /> _,°µ� tl�c date oF occupnncy.t�nless L�endar oihan�vis:agrecs L�wxad�r�, wSucii canscut shnll uai be uareasun3btywit�iel�, or unlcss
<br /> � } oxtenuating cirrcutnb-?ances e�r,t uub3ch are beyond H�rstntner'n �cunttal. Honower shnll not destaoy, damagc or impair thc
<br /> -�:;�� Property,allow t1�� .FrOperty(�.r tliuYCriorate�Ar sOinniit k�IIS's�:Un tke Property.Honower shal!be un default iE any forfeiture
<br />-��LL „� acdoa ur proceeclin,y.whether civil or criminal,is begun Ub�t in I.uader'x p,cwd faith judgment couEd Q�sult in Forfoitwe af the _
<br /> �„�i Propertyor oth�iwise materiaiiy impair tfse�iun crP.,ated�y t�is�ecurity ir�strumen[or ieaders isecaieiy�nieresi.�orrower may
<br /> - ����� cure such a defauit and rolasi�.Ec,as providecf iu psvagragh��, by causing t�e acdon or proceedtugto be di�uiissed with a ruling
<br /> '.°-.�r� that,n.�Lcnder's good faith afet�:nminatioa,precludes fqr�m�iIIue of the Borrower's interest in the Property or other material
<br /> —_-.�.,.— impa'vmcnt of tlie lien crcated�ny this Security E�sstrura�nS•or Lender's socurity intereat.6orrawer shall also bs in dcfault if
<br /> - " Bonower�dur�rg S��loan eppiattion proces�,gav�m�Serially false or ie.a�curatoinformabioaor statementsto Lender(or failcd
<br /> — = to provide I.enait�r�irth any materialinfarmut�n�lian apn�oxctionwitL tht loan evidencedby the Note.n�rdud�ng,but notlunit�s!
<br /> �' tq,repreaeatation.gcancarni�g Bonower's oc,cupnney of tl�e Property es a priaapal residence.if�his S�uTIcy Insaum.encLs oa a
<br /> — lexse.2iok1, l3ortowc+r shall comply with aU tho provisioas of the lcate. If Borrower acquires fee t3i3e to the Praparty, th�
<br /> � Icase:hold and thc feo Nde sball aot merge unless Lcnder agrees to the merger in writiog.
<br /> ° 7. Protectloo ot I.ender's W jLta in fhe Ymperq% If Borrowertails to performthe covenants a�tl�g�raementscontainr;din
<br /> � this Su:urity Inatr�mcnt,or there is a legal prur.eeding that may sigc�i&cnntly affect l..cndcr's rights an fiu Property(such as a
<br /> proceeding in 4anlcruptcy�probate�for condeawationor forfeituro or to e�r+rce ls►ws or regulations),tfioa Lender may do end
<br /> = pay f.N wbatever ia nece�aluy to protoct thc valua of the Property and 1.enders rig�►i�in_the Property.Lendcr's actions may
<br /> indude �yi�,q any sums stcute�by a lien whlch has priatity ovice tbie Secu�rity l�atrament,appearin�g in court, paying
<br /> �-� reasoaableattor3seys'fecs and dntering ou the Property to ma➢ce rcpairs.Althougb l.endormay take ac�ion undcr this paragtaph
<br /> - 7,l�endcr does rs�t 4bave to do so.
<br /> — A,ny amoux+ts-Qishi?zsed hy Lendor under this paregraph 7 shall +�ccoma ad�itional de4t of Hcxrower securtd by thIs
<br /> _- Secwity lfastcument.U�r�ss�rnrower end Lendor agree to cither terms of payment,these smounta s6all bear interest&am the
<br /> date of disbumemAntat tLe Nmte rate and shall bc payable� wish interest,upon notire from I.ender to}3onower requesting
<br /> PeYment.
<br /> = 8. Morlpga A�uur�uce.If Lender req�iredmortgage insurance as x cvadiGon oF inakin8 the l�an securedby this Securit�
<br /> lusdrument,Borr,�awor shall pay the premiums reqaired to maintain the anaKgagr�insuranrA in affac3. If, for any reason,the
<br /> - moMgq�ga insurance coveragc required by L,ender lapscs or r.eases to be in of�ect, Bursov�er shell pay tho premiums req,uiredta
<br /> obt�in covcrage substwtially es�iuvalent to tl►c mortgage iasuranco previously ia c�'eGs.,at a cost Fubst�u�tiaUy equivatent to the
<br /> _—_ - cost to Bormw�cr of the mortgage insuranr.�previously in effect, from an altem�tc�ortgage inatucr approved by Lender.If
<br /> -- - substantially eqa�'s�alent mortgage insurance coveragc is not available,&aa�owrcrshall�ay tm I.oade�each inonth a sum equul eo
<br /> --_- — ouatwdith nf Bin�e�early mort�aga insurance g�T�.tniuuibo[ug paid by�oa�aowerwhen�e inaurance covoraga IepseJ oz ansed to
<br />-_-�_�+� be in cffcct.l,enderwill acoept,use and retain these payments as a loss resorvo in l:eu of mortgugc insurance. Loss resene _
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