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18. Borrower's Right to Reinstate. It Borrower meats cfwtain conditions, Borrower ehaN have the right to have cnforacrnant of IND COWRY Instrument disoontinund al any time prior to the earlier of: (a) 6 days (or such other period as applloabb uvj miy op.-oily for r0lolatcncnt) bsfari only of tho Property purauant to any powor of eaki contained In this Security Inotrunnsnt; or (b) entry of a Judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sump whbh then would be duo under this Seourky Instrument and the Note as 0 no accfileathirn had "curmd; (b) curse city de-fault of any other covenant or agreements; (o) pays all expanses incurred n enforcing this Security Instrument, Including, but not Invited to, feasonabla attorneys' fees; and (d) takes suoh action as Lender may reasonably require to assure that the lien of this Security Instrument, Lender's rights In the Property and Borrower's obligation to pay the sums secured by this Security Instrument shall continue unchanged. Upon rc.nstatomont by Borrower, this Saeurlty Instrument and the obligations secured heraby shall remain fully effective as if no acceleration had occurred. Howa%w, this right to reinstate shah not apply In the case of acceleration under paragraph 17. 19. Sale of Note; Change of Loan Servicer. The Note or a partial interest in the Note (together whh this Security Instrument) may be sold one or more tines without prior notice to Borrower. A ante may result in a change In the entity (known as the "Loan Servicer") that collects monthly payments due under the Note and this Security tnmtrument. There also may be one or more changes of the Loan Servber unrelated to a sale of the Note. if them Is a change of the Loan Servicer, Borrower will be given written notice of the change in accordance with paragraph 14 above and applicable law. The notice wNl state the name and address of the new Loan ServIcor and the address to which payments should bo made. The notice will also contain any other information required by applicable law. 20. Hazardous Substances. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hamrdouo Substances on or in the Property. Borrower shell not do, nor allow anyone else to do, anything affecting the Property that Is in violation of any Environmental Law. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substanc» that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property. Borrower ehaN promptly Blau ponder written notice of any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowlodge. It Borrower leams, or is notified by any governmental or regulatory authority, that any removal or other remedlallon of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions In accordance with Environmental Law. As used in this paragraph 20, 'Hazardous Substances" are those substances defined as toxic or haarardous substances by Environmental Law and tiro following substances: gasoline, ;cerosens, other flammable or toxic petroleum products, toxic Pesticides and herbicides, volatile solvents, materiels containing asbestos or formaldehyde, and radioactive materials. As used in this paragraph 20, 'Environmental Law" means federal laws and laws of the Jurisdiction where the Prop-xty Is located that relate to heattlm, safety or environmental protection. NON•UNIFOF M COVENANTS. Borrower and Lender further covenant and agree as follows: ' 21. Acceleration; Remedles, Lender truth give noiico to 'orruw6if phut Q ficciD ratl[)s: 1c33ct:3:�q Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under paragraph 17 unless applicable law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; (c) a date, not less then 30 days from the date the notice Is given to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date specified In the notice may result In acceleration of the sums secured by this Security Instrument and ale of the Property. The notice shall further Inform Borrower of the right to reinstate after acceleration and the right to bring a court colon to assert the non - existence of a default or any other defense of Borrower to acceleration and ale. It the default Is not cured on or before the date specified In the notice, Lender at Its option may require Immediate payment In full of all sums secured by this Security Instrument without further demand and may Invoke the power of ale and any other remedies permitted by applicable law. Lender shall be I entitled to collect all expenses incurred In pursuing the remedies provided In this paragraph 21, Including, but not limited to, reasonable attorneys' fees and costs of 000 evidence. If the power of ale Is Invoked, Trustee shall record a notice of default In each county In which any part of the Property Is located and shall mail coples of such notice In the manner prescribed by applicable law to Borrower and to the other persons prescribed by applicable law. After the time required by applicable law, Trustee shall give public notice of 4810 to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shall sell the Property at public auction to the highest bidder at the time and place and under the terms designated in the notice of sale In one or more parcels and in any order Trustee determines, Trustee may postpone sale of all or any parcel of the Property by public announcement at the time and place of any previously scheduled sale. Lender or Its designee may purchase the Property at any ale. Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's dead conveying the Property. The recitals In the Trustee's deed shall be prime facie evidence of the truth of the statements made therein. Trustee shall apply the proceeds of the ale in the following order: (0) to all costs and expenses of exercising the power of ale, and the ale, Including the payment of the Trafa2t?e's fees actually Incurred, not to exceed 3 X of the principal amount of the note at the time of the declaration of default, and reasonable attorney's fees as permitted by law; (b) to all sums secured by this Security Instrument; and (a) any excess to the person or persons legally entitled to It. 22. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee. Trustee shall neconvey the Property without warranty and without charge to the person or persons legally entitled to it. Such person or 23. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded In the county In which this Security Instrument Is recorded. Without conveyance of the Property, successor trustee shall succeed to al the title, power and duties conferred upon Trustee homin and by applicaEls few. 24. Request for Notices. Borrower requests that cacios al the notices of default and sage be sent to Borrowers address which Is the PropoW Address. 26. Riders to tt?i s Security Instrument. If one or more riders are executed by Borrower and recorded together with this Security instrument, the covenants and agreements of each such rider shell be incorporated into and shalt amend and supplement 1 the covenants and agreements of this Security Instrument as a taw noogs) were a part of this a CAV'RY i11,3DUise.-1t. Form 302A ofea FN029.1MU (Va=s) Pogo 4 of a 235 Yf' r� gIMMUnr� Vj