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<br /> ` � . � ToGEi'Emt Vflrt'H au th`e improvement�now oir Narafrsr ecectodiun�tt�e property:aoa alt eis«naus.�ppur�ent�no�.
<br /> � aod fiatu�es�avr or t�pr.aft�r a pact oF t6e piopeTt�r. All�au�d��dditia�s.shall atso he covered by this'St�uity
<br /> Insonmxat..Ap of tiie foregoiag is iefemed to in this Secutity[ns�ument as the"Froperty.»
<br /> ` � � BOR�tOWER COV�NANTS ti�t Barowcr is lawfiiliy,seisc�of�tEic estata her+e6y conveyed and't�s tha righl to•�u►t
<br /> .. �nd coavey the Pmpert.y aad tlwt tbe PropeaJr is unencam6e�:except:far•encum6rances of recorcl. Barrower warqu►ts atxl �
<br /> xn'U defead gensiaDy tt�titk to ti�P�operty ag,ainst all cWmc anddeiriands.subjxt ta any encumbra�ces of ncocd.
<br /> � TH[S SECURITY IN5'tRUMENT�combines unifarm�cmen�nts.far nat�mwl use and non-unifocm covin�►ts w�th
<br /> - - ` Kmiud variatia�s by�tocaisutute a unifam secwity,in�t•caycring aral property. -- —_- .— —:- —.�_
<br /> . iJNQ�JRMCOVFNANTS.`Ha�mwerandl..eodercai�a�mt�andagreeasfotlaws:
<br /> �: Pl��seit oFPrfeeipN ad Tites�P�epaS�ei�t!ex1�I.ate Chae�e� Bamwer shail promPUY Pa�'wtkn dua the
<br /> prmcip�l of u�d�on the debt avidenced by tIx,ATae and'any�mepaymeat and luc charges due under the Note.
<br /> 2. b1�ds f�r'I1uas aad Ias�a�ca Subjxt to applicable law ar to a writtett waiver by Ltnder,Barower shaU�aY to
<br /> La�der an the dai'�Y PaYmeats atr due undet t1�e NQ4e;.untii:the Nate is paid in full,a sura t"Fus�'�far.{a)?'�Y
<br /> ta��es aod asses�which may attain priority over:thi�Security,Ittsttument as a lien an the Ptuperty:(b)Year1Y leasehold
<br /> P�Y� �S�yieffis an tl�e Pkvperty. if any:.ta))Y±�Y��'�ProP�Y insurance premiunu; (d)Yea�1l:�tlood —
<br /> = insurance p�e►ai�ss,.if any;4e}yeady mortgagG instttanee prem(ums,�f arry;and.(t?anY Sums PaYabte by BQr�ov►er.to
<br /> -_ Lender,in acca�e.witT�the pi+ovisions of R�tapH��;in lleu of�he payment oP moegage insurance pre�tjetims;'�tiese —_
<br /> ` iuems ue calied"Escmw Iteros:" I.ender may,�t�anp;th�cnllec�and hotd Fundt ia an meiount not to exceed the ma�umum
<br /> �noant alenderfoc a federalty reiated mnrc�p,ga 7q�an,ma�!:�equisis for Borrower�s escrow accamt uf�der the fodCral iteat �
<br />= Fstao�Seuleinrnt.Pt�Act of 1974 ac amendl�i•fmm rime to time,l2 U.S.C.§2601 e!seq.("RFSPA'�.unless amiha —
<br /> `- , lavv iIsaEapglies to tt�e Punds sets a lesser amaunL.If so�Lender.taay,at any time.coltect and hotd Funds in an aawuai_nut ta • - ____
<br /> exceod tbe tesser amou�rt. Lender may estimate t6e.amaunt.af Funds due aa the basis of current data and rt��a6Ie_ =——
<br /> 'r� . e�,of eapr�diwm of futare Escraw Items or ottietwese�ii accardance with appiiea6ie taw. ' • ---
<br /> "'lT�e�Fvads's�afl be hetd in an uistitution wLpsa dep�osits ac�e insumd 6y a fedecai agency.insttamastality.arentity �-s;_
<br /> _�`;', (it�eTu�t�B��'if Leader is suc6 an institution)of�in any.Fecieml Rane l:aan Banic. I.ender shali appty the Fwacis to PaY =_-
<br />` tht.�w Items: L.emk�may not charge BorroKes far daldtng and applying the Furtds.annualJy anatyung•ttd esctaw _�
<br /> accaan�.�or ver;fying the E.qcrow Items.unless Lenckr,pays Barrawer interest on che Funds and applibab2e taw pem►iu —°--:r
<br /> :x ., ��a3�r'to�such a.cdazge. However.I,cndtr,rnay,regµire Batrower to pay a une-time ct�arge faar an iar3.,;pr��ea�t real ��_!s
<br /> ' - . estate isuc�g service used 6y Lendes.i�i':rp�necSon�witd lhis toatl.ualess,�pplicable law provides ott�rwise: U�less an . . �- —
<br /> �� � ,a.�ieement'ss ara,�:or applicable taw reqa'ues.interest�to 1ie paid:Lender shall not Ue requited to pay B�a►iower ariy irifeiest ar �' � '
<br /> , -' �gs cnl.tlt��irds. Bolrower and Leod'er may.agnee in wtiting.hawever.that inter�est shalt be pa�d on the Fun�s. Lettcier. �_•-�_�:�'-
<br /> _: n0
<br /> ; _ `-1� s3�ait�ive to B'armwet,withqut charge.an anrival�accneu�tirig os'�the Funds.showing credIts and debits to the Funds and the . . �'_y=�`_—
<br /> - x�:. ' piapessse foz wf�icc�each debit to the Funds was made:.'Iice Fvnds are pledged as addit�anal security for all sums secmzd hy � =;��.__
<br /> ' } � f�i7$�C�iT�J/.ri1SIfU7IlCt1t. . . -�'� �. .
<br /> 7
<br /> • 1., ,; � If tt►e Fiuids'lteld by L.ender exceed tti�•amounts petmitted ta be hetd by applicabte Iaw, Lender shall acconnt to ^�:; -
<br /> � �. BOirvwer for tl�e eiccess Funds in accordanca Wi2h�the rec{uirements af a�plicable law. If the amount of the Funds hetd by',- ��
<br /> �'r �:; ,. .�:r.�. . .,
<br /> Lencter at any time is not su�cient to pay tfie B.scraw ltems when due.l.ender may so noUfy Borrower in writing.and.in :�.- .,zi
<br /> �',', ;: sucFr'.ease Horrower sba11 paY to l.ender thc amount�necessary ta maice up the defcciency. Burrower shall m�ke.up,the r'
<br />.',�„;':� - de�cieacy in no mare than twel«a monthly paymenis.at I:endzr's•sale discre�ion. � .�;4�.� `
<br /> •.:;,::;.;; -.. —
<br /> �•r%:,�,;�,, -; :�Upon payment in full of all'sums sec�d.b�.this Security Inswment�Lender sltaD�promptiy refund to Roira�r anY �`.,�, . ---
<br />.. ' .,�; i°' Fnnds hetd by Lender. If,under paragraph�2t1 I:ender shiall acquire or sell the Property,Lender.priQr to the acqaisition or ::y� -°�---_
<br /> ' " sale of the Property,shall appty any Funds held�by�Lender ar the time oi acquisitian or sate as a eFa'.n agains�11�sums : ::r��
<br /> ' �LY secureA by this Security tnstrument. .
<br /> "�, „^ �'� � 3 qpp�ication pf P�yments. Unless applicabt$ lAw provides atherwise.all payments received by I.endzr under �_�
<br /> , p z r�a p h s 1 a n d 2 s h a!!b e a p plied:firs t,to an y pc e�la y m�ntchar ges due under the Nata;second,to amounts pay�b�:under 3�4-"
<br /> pasagapt�2;third,to interest due;fourth,to printSpal�due;.and�lact�to aay luto charges duc under the Note. � --'�
<br /> • t ,:• q. Cha�ts; 1.kna Borrower shall p�y.�all�taxes,assessments.charges.�nes And impositions attribnt�b�Q to the _3�^�_
<br /> :: �.,�.:- - � =
<br /> : �-� � . Fraperty wbicb m�iy attain priority over this 30carity.lnstcumenu and Ieasehald payments or ground renu.if any: B�-JOw�r . °'�a
<br /> �.�,q:ti�:.� .�•�:..+�t:,
<br /> • � �a�:t.,;�.-.r. • shall pay these obligatIons in the manner provldtd�in pazngraph 2,oi if not paid in that manner.BoROwes shall pay derm on . ' y:�:=_
<br /> �. . . �;;�;t��f• . tim'a d'uectly to�e person owed payment. Horruwer�sfia11 promptly fumish to Leeder all natices of amounu to be p�:f�w�Q� •
<br />� ;•i� a,;,: tEiis paragraPh. If Borrower makes ihese paym:ttis diie..^tty:Hamawer shall promptly fiurnish to Lendet receipts C�'r•�..�"'r:�ing . ;:',; . . �r_':;
<br /> ,�.�,y�.. , the ga}�nents. . ., +�: .:.... s.:•�
<br /> :�:...
<br /> ' `� ' � Borrower shall prompUy dischazge ariy.9ien wtiieh has priadty aver t6�is Security Jnstrument unless Borrower.(x)agrees ' ''' ��--
<br /> ,�'� � in writing to[hc�payment of the obligatian sectued•b)�the lien in a marmer acceptable to L.endcr;(b}��sts in good faith the ''"�
<br /> , �:;�::r �, � '
<br /> � • . �ien by,or defends against enforcement of the�1i�n:in.,iogal proceedings which in the Lender�s opiniars operai�to pse�enl the , °`_""
<br /> � ��= �4seement of the llen:or(c)secures trom tha hotates:af tha lien an�agreement satisfactory to Lender subordisk.t�ng�h�lien - �"��_
<br /> ' �� `�"� � Sn ihis Sacurity Instrumen� lf i.ender determiries tliat�any p3ri of tha Property is subjert to a lien which may a�t:.i*�piiority -��_
<br /> • -' �'� o�L�r this Security Instrumen[.Lender may give Berrowe;�natice iQenUfying the licn. Borrower sha11 satlsfy the I'r�or take
<br /> - � _�-;,:<� ane or mare of the actions set forth above witbimlO�AdYR�f�•tF10$IVIiI$O�IIOlICO. �
<br /> •s-�'='"=-'''A'•.` �. .� S. Hpzard or Property lesurance. Burroaershall kcep Ihe improremenu now existin�or hereafte�erected on the
<br /> ' ""'• ""� L�erty insured against toss by�re.hauuds lncluded�within the tcrm"extcnded covcrage"and any ather hazart�3�including •
<br /> ' �^�'"?�,r;: : ;•• �'fo,r�s os llaoding.for which l.ender requires insutsut�e. 'i'his insuronca shall be maimuined in the amounts a�3 far ihe .
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