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<br /> ' ' 'PO(iEi'HFR Wl1'H all t�e improYem�#t��tmr�e�eaRer etr�ud a�it►e ptuperty.aad alI�ts.�ppw�en�ces.
<br /> . . and fixpkes now at Net�after a prt of the propeitX Ait�epFacea�m ad�pdditiaos shall also be covaed.by tiiis Stcuriry
<br /> insnvmenl. All ottLe foregoing is tefened w in this Securicy instrumeatas tTx�'P�+openy°� , �
<br /> BORROWEEt COVENANI�dwt 8amwu is tawfulEg seised of t6e estate t�Dy coaveyed�od has ahe tight to g�t —
<br /> — < 'and cauvey tt�e Ptoperty aad tbat thG PmpertY is�bered.rxcepe for axamb�ancas'o�mad. Bamwes vvarrsats and
<br /> � ' well defed gcnerally�the titk to tbic Btoperty agaiast all clahns and de�t�attid.�.subject ta atty atcumb�at�es of teca0.
<br /> THiS SECURITY INS'iR�JI►�I�PP combines unifam coveaanfs fos n�ional use and uoa-uniform mvenants with
<br /> �- � _ =Y- -- ----ruaited vmiAtians 6y jurisdictio[F.to cottstitute a atrifortrt scc�ity�uu�t coYttia$'real piopert3t• -- _ - _ �. -----—-
<br /> � UNffORM COV@iAI�TS. Borrower aud Lendercavenant ard ag�ee as foUaws: �'= _
<br /> l. Pa�aeeat o[Frt�dp�1 ud I�terest:Prep�7�e�t a�d late C�sr�. Barowa si�il P�P��Y P�Y��due tNe ��.
<br />__`- - princ�of a�d ince�t on the ck6c�vidaued by the Noce ud anY P�PaYmenc and late charges due under the Nae. �. �-�=
<br /> I�L�ds far 1�t��d Iawa�ea Subjecc w applieabte law octo awritoen waiver by Lendes.Barowa shaU pay to
<br /> = Leoder on thc dsy ron6�Y PaY�ts aze dne m�der tt�e Natc.unt�the Nute is paid'in fult.a sum t"Fwtids")for(a)yea�y —_—
<br /> tues and asseas�tss:iwhich may.auau►priariry over thi§5ecarity insavmeac ys a lien on d�e P�opeRy;(b)YcariY teaseiwf�•:
<br /> WY���=�?'�u oa the Prope�jr. if a�; (c)YearlY h�zard or property tti�+a�e premian� {� yeartY ftaad ��
<br /> � insar�ce pcemiums. �f�y: (e)��sly mortSaSe inswaace Pcemiums,i€any:and(ff�Y �PaY�te by Botrower.to.:.; " : -- _
<br /> Leader,in accoidance wW�the�s�;s5oas nf pazagcaph S.in I�ea of We paymmt of mortgage insurance premiums. T1�ese - - __ - -
<br /> iu�s m cailed'�s�mw I�ems:".�zi�er ma►X.at any t�tdT�t aad l�otd Fm�ds in an aawnnt not to exceed the mausr,,w-�c ��.�: --" --
<br /> -,. -.� amount a iender far a federaIIy iel2:,�mmrt��ie2�t s s s i�rr.�,:�.=�fos B a c r ower's escm�v accouM undet the fedcrtF� ;: :• .�� -
<br /> �.�. •' • Estaze � �Ftax�Wt�es.Ac:o€:��f6:asx..�f�"s.�a +aF�,L�2�SC.§Z6(►�etscq.("RFSPA'�.untess�' ;• �`w�
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<br /> s �. .y�,;•c�:�..�sta���rmds.�sa�i x��•�sv�.����},a�aL�t�e(�l!ert a�:bold Funds in an amaau4a�ia"ts �, - �
<br /> r:�� «�G ;'ei�ea'W=�e"ie�'�antsaicnt. .��ma����e a�i '�^,,k,'.;i���e c����s a�current data and'r�asa�T� FrF.,� .:
<br /> t� ` x � estsa�satesaf�3'r#uz�soffumceEsem�ritqs.c�ctEieswi`sea�ccb�da�..cvi�;ap�:�i�ie:�aw . .•.`:� ,:°::. '
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<br /> r �:. C� s, . � ��1G�IIIdS 5'��i�!C�(�lil 8i1/11511ILLIIQT Sfi�COSC C�OSILS'8[E�'tx3,�k'�°`�d!f$�211C�R i�T�+����O[�il'tiL'Sr `�
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<br /> ,� ',°,: . , (including L'eade�ff Is�der is such'an ins6tutian�a in any Faderat Home[m�s B�Ir. Lendet shaR appF��the F`uMs to pay •`.��;� _
<br />� the Escrow.�:Items._ Lender may not charge Bonawer for holdirtg and applying.die Ft�ttds.annuaTtY anatYzing the escmw "��-:.�,.►.T._
<br /> .. "�,t.�=:�, acconas,ot;verifying the Escrow Iteins.unless Lender pays Bomower interest on the Funds and applicable law pern�its ." `.
<br /> ^ r,���.';�; . 1.ende�to tnatce sucd a charge. However.l.ender may reqwre Barower to pay a on�titne charge for an independent real :.
<br /> .. ���p�ing se�vice used tiy l,�pde�att cAnnection witli this ioan.unJess app1icabte law provides otherWrise. Unless an ^ �.-�-�»:
<br /> ••.�..�-,�..�;..:: . . serv
<br /> .�-�..,�,;; agr�nt is madeor appticable taw requires interest tobe paid.Lertder shall not be cequ'ued to pay.Borrower any interest or
<br /> ���`':;�. eamings,.on the Funds. Borrower and l.eod�r may agree in wnting,however.that interest sha11 be paid on the Funds. I.ender
<br /> '�,��'_, shall.gipe co Borrower.wIthout charge.an annual accounting of the Funds.showing credlts and de6its to the Funds and the � � �, - �
<br /> ��r�� - :�� • purpose for whicb each debit ro the Funds was made. 7'he Funds are pledgeA as additionat secuaty for�ll sums secuced by • `.�-
<br /> �'�`� � `� � ' this Security Instrumen� .
<br /> :���'t r If tiie Funds held by l.ender eaceed the amounts pertnitted to be hetd by applicaDie law.t.cnder slwU accuunt ta -�_.
<br /> ��� � Borrower for the excess Fundw in accordance with the rcquirements of applicabte taw. ii'thc amauot af the Funds hcid by =:—
<br /> y'Y=:.,,`. • __._.
<br /> s•• � knQer at any time is ctot suf�iMCnt to pay the�sCrow Items when due.Lendcr may so noti fy Bo t r o w e r i r►w ri t i ag,a n d.i n � �r,J�
<br /> ��°'�=�° sucd case Sorrawer shall psy to lxnder the amount rtecessary co.make up the deficiency. Bortawer shail make up the . �;_
<br /> ��Y � ,
<br /> - ' , deQciency in no more than tweivc monthly payments.at I.ender's wle discre6on. ='�
<br /> . • -, � � � Upon payment in fuA of all sums secured 6y this Security Inswmen�Lender shall prompdy refund to Borrower any �``'�--•
<br /> '� . Funds held by Lender. lf,under paragraph 21.Lender shall acyuire or sell the Froperty.Lertder.pnor to the acquisition or, , �'�';�
<br /> �k= �-. sale of the Pro p e r t y,shall a p ply any Punds hetd by Lender at the time of acquisition or sate as a credit against the sums ' .�
<br /> - - � seeureA by this Secariry Insuumen� ' � .��
<br /> -.' ' 3. Application at Payments. lJnfess applicabte law provides otherwise,ali payments received by l.ender undcr
<br /> �-�-j - - � paragraphs 1 and 2 shaU be appiied:fi��to any prepaymem charges due under the Note:second to amaunts payabie unde� , , _
<br /> �%�F^ . paragraph 2;third.to interest du�;fourtt�.to princ�pal due:and tas�,to any 9ate charges due under the Note. .._=
<br /> ��� �R. . �� 4, Cha�ges; I,iens. Borrower shall pay ap taxes, assessmenu. chazges,fines and ;mposidons attributabte to the
<br /> �:'°:- ., . Property which may attaia prioriry over this Secariry Instrumen�and leaseF�Pd payments or ground r�ats,if any. Borrower _ _._
<br /> � shalt pay these oblig�sinns in the man�er pravi�in paragraph 2,ar if noa�aid in that manner.Boaower sha11 pay them on _
<br /> � time directty to the person owed paymen� BaRower shail promptly furnisfi Co Lender all nntices of amaunts to be paid under �
<br />;' ' ' this paragrnph. If Barrawer make�thesc paymcats dir�ectly.Barrower shatl promptly f�sr�nish to Lender receipts evidencing .
<br /> ��'•� �`•` • thc payments.
<br /> ..,,�..<,. �' . .. .
<br /> �� ���� �''�;���'"� ' Borrower s�::promptly discharge any Gerti afiich has prioriry over this Security lnstrument unless Borrower.(a)agrees - :?�.:;�,;;
<br /> "'�;+ '.'=;�c�-�:�.�'`�";' ' � in writing to the�,r��snent of the obligauon secured by tAc lien ln a manner acceptable to L.ender.(6)contesta in goa!faith the •.=�_�„�.,�.
<br /> �; x �",�:•_,�=�-,_• tien�y,or defends against eafarcement of the lien in.legal procCedings which in the Lender's opinion operate ta�revent tho ;�; �,.�..{r,.
<br /> • �.�..7.:- �.�
<br /> . ••z �- • ex+Y��.emeni of the lien;or(cj secures from the holder vP the�ii�art agreement satisiactory ta Lender subordinatmg the lien
<br /> ' r,�•'•"�,, '.�Y . ic�alfi�s Securiry lnstrument. If Lender determines that any par�of the 1'roperty is subject to a tien wbich may attai�priarity . " �-
<br />'" ��`•` -':-' . '�:�� � aver this Security Instrument.Lender may give Borrower a nntice identifying the lien. BoRawer shall satisfy ttte lier►or take - .
<br /> . ��`° '' ,-= one or more af the actions set fonh above withln 10 duys of the giving of e�"rce. f ;'
<br /> ' S. Nau��d o�Property Insuranca Borrower shall keep the�mp;ovements now existin�or hereafter erected on tho {
<br /> . - Property insured against loss by Gre.haaards included within the term"exiertded rovera$e"and any other hnzards,inctuding 4 _.__
<br /> . , flaads or flaoding.for which Lendcr requires insurance. This insutancc shall bc maintaincd in the amounty and Por the � , •
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