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<br /> 3. iu:�:':7 a: ��:.:y fussss�ssar. &�rr�,war y!u+l! V,er�+ the impr�t�en�itit� n.�w� cxi.tlnF �►r h�re.►lter ercc[eJ an the
<br /> p�tq•r�i� i�nur�v3 s��ain�i Ax. hy firr, h.u;�r.l.i�klu�kti! within tik term "cxterxleil�v,�rr;yte" ��x1�+ny atur twr,:►rJ., i�wlu.li��
<br /> il�xxl.ur tliwJinl, f��r whf.h Lciti.kr��yuir��in.u���k•�.Thi.inwra�xr.hall t+e u►+intaiix.l iii thu anxwnis�iui tiu tl�e periixls
<br /> tlw� t.�iwkr rcyuirc�. 1'Ik !muc►n�r carricr pr��viJing �h� inwr.�nr.�tial! l+r .bu.cn h} k3��rrauer ,ubjcct tu L��xlcr'.appru�•+!
<br /> whkh atall txK tk unrwc��ubly witttttclJ. If t3��rn,w�r L►ik t.• nbmt.+in r���•r�arr J�Krih�xl �M�►v. Lcn.l�r ui.►),at l.cixirr's
<br /> uptiun.�+l+tai�i.��►ti�i���t��p:.�:.t ;.cn:l�r s right�,i��!h;>Prc�,^.crtt i�i��t�rJa�x•e with n:�ra�;rapl�7.
<br /> AN itl�uTStnc�{x�licic�c YnJ r�t�ewals`hall b. :i:�:ptahle tu l.c�uier:uki �Iwll ii�.lude a �tandurd nx�rtcage cl;u�e. l.ei�ler
<br /> sFtxlt tu�•e thc right w twW lhe�x�li�ies atxl renewalti.If'lA��er requires,&im,u�cr�hall prumptly�i��t�� I.cnd..r at� r«cipts af
<br /> paid premiuow anci rtixw�l rwtices. In thc e�ciu af locti.Ek�now•cr shall givc pranpt n��tir�tu Ihu inr:uryu�e r:urier�uul Leitl;:r.
<br /> t,ctwle�nuy�mai:e pra�f af los.�if not nude pmmptly by Bc�rn�w-er.
<br /> Unlcss Le�xier arxl Bormwrr utfxrwi�e acn�io writing, inwran�e proceeds sh:+lt bc�pliul t�> restor.uion ar repair of tt►�
<br /> P�u�erty dan�cd,ii the restu�atic�ai or rep�ir is cco�x>nucally fe:uible anJ l.cruier's se:urity is not I��scneci.If thc restoration or
<br /> repair is rwt ccunatnically fe:►sibie or l,e�xlcr'�se.urity uould bc Icssened, th�inwr.�nce pnx,axlc ahall bc upFlicd cu the sums
<br /> s�curecl by this Security laccrument, whethtr ar not then due, with any ex.�ew�{►aiJ w Burrou�cr. If R.�rrow•er abanduns the
<br /> Property, or dces not a�uw�er within 30 clays a rwticc from Lendrr�h:it thc insuranrc carriar hux offcrcd to scttic u claim,tFwn
<br /> I.�uler m:►y collect the insur.uice proceeds. Lender may use the prciceedc to repair or rest��re the Propeny or to pay sums
<br /> secured by this Securiry Instnrn�ent,whether or not then due.The 30-�lay pericxl W'i�l lxRin w•hen thc�wtice is given.
<br /> Unless L.ender arni Borrow�er otherw•ise afime in writing. any application of proceedc to principul sha{1 rot extend or
<br /> post�ne thc due date of the monthly paymcntc referred to in paru�traphs 1 and 2 or ch:uigo the. :n�uw�t of thc paymsnts. li'
<br /> under par-.�raph 21 the Pn�perty is acquirc�i by l.ender,Borrow•�r's right to any insuc�nee policies and procceds resulting imm
<br /> dtinagt to the Propercy prior to the acquisition shall pass to Lender to tlx:extent of chr.sumc secured by this Securiry Instrucnenl
<br /> inuru�diately priar to the acquisition.
<br /> 6.OocupRacy�Preservatloo,1�Saintens+nce aad Pratectio��of the Prope�ty;Borroa�er's Loan AppUcatia�;L.easeboltls.
<br /> Borrou•er sfu�ll occupy,establish, �nd use the Propeny�s Borrower's principal residence within sixty days afte� the execution of
<br /> this Security Inununeru and shall continue to cecupy the Property as Borrower's principal residence for ai least one year aftea
<br /> the date of occupancy.unless l.ender otherwise agrces in writing,which cotuent shall not be unt�asonab�y witt�held.or unkss
<br /> extenaating circunutances exist whic6 are beyond Bormuer's control. Borrow�er shall not destroy, damage or impair the�
<br /> Fm}Kny, aliow the Propert�� to cieteriorate,or rnmmit waste on the Property. Bc�rrower shuU be in dcfault if any farfature
<br /> action or proceeding, whether civii or criminal, is begun that in Lcnder's good faith judgmtnt could result in fotfeiture of the
<br /> Property or otl�erwise muerially impair the lien creaced by this Security l�utrument or Lender's security iniercst.BormK�er nwy
<br /> cure such a default and reinsiatt,as provided in paragraph 18, by causing the action or procoading to be disnus.sed with a ntling
<br /> thzt. in Lender's good faith determinaiion, precludes forfeiture of the Borrower's interest in tl� Prop�rty or other matcriaI
<br /> in�p�imieiu of the lien crcatc�d by this Security Instniment or Leaier's security inierest. Borrower st�alt also be in drfsult if
<br /> �orcower.during the loan upglication proc�ess,gave materially false or inaocurate inform�tion or statemer►u to L�adzr(or fsulal
<br /> to provide I.etider with any m�terial infomsation)in connection with the loan evidenoai by the Note,including,but not limitod
<br /> to, representations concerning Borrower's accupancy of the Property as a principal residence. If this Security Insttumens is on a
<br /> lcasehold, Borrower sha11 comply with atl the provisions of rhe lease. If Boaou�er acquins foe tide to the Property, t2ie
<br /> iezsetwld and the fx tide st�f;not mergc unless Lender agrces to the merger in u riur�;.
<br /> . .� .-�7.P�'O�lCL�OII Of I.fOQ�7'4 Kl�li�l0 Ld!YfV�)CI'[fr.II�Oi7'oW�T littl�iv EKtiVic'ir'u`t2 COiiu'ii8i8�"i�s.a":�T.:f'�T�S".�.��.."�..L^.-. ..---..
<br /> this Security instntment, or there is a tegal proceoding thai may significantty affzct Lender's righu ia the Prapaty(w�s a�a
<br /> proceoding in t�nknipecy.psobate. for contlemnation or forfeiture or to enforce laws or regulations),then l.endtr m3y d:�aad
<br /> pay for wilat��er is necessary to protect the value of the Property and Lender's righis i�the Property. Lender's actiams cs�t.r
<br /> include paying any sums secured by a lien which has priority over this Security Instrument, appearing in court. paying
<br /> n�nsonable attorneys' fees arul eniering on the Property to�ce npairs. Although Lender may take action�s this�.u�raph
<br /> 7,I.eoder does not have to do so.
<br /> My anwunts disbursed by i.endec ander this puagraph 7 shall bacome addition�l debt of Borrower sectuod by this
<br /> Security Instrument. Unless Borrower a� i.ender agree to other tec¢ns of payment, these amounts st�all bpr inur�t from the
<br /> date of disburseuxnt at ihe '.Voce ratz aad sha11 6c paYable, with interest. upon notice from Lender to Borrow�er rcquescit�
<br /> CaY�-
<br /> 8.11�tortgage Insuraaee.If Lender required mortg�,�e insurance as a condicion of making the loui secured by tbis Security
<br /> Inrtn�aunt, Borrower si�l1 pay the pcemiums required to maintaim the mortgage insurance in effect. �i, for �oy reason, the
<br /> mc>rtgage inw�ce coverage rcquirod by Lender lapses or ceases t�be in effect.Bonower shall pay the premi.�s•reqairer�to
<br /> obtain mverage substantia:ly equivaleni to the mortgage insurance previously in effect,at a cost substa��tiall}• equiv�Iesu ta r,�e
<br /> cost w Horrower of ttu mortgage inwrar�ce previously in effect.from�n altemate mortg$ge insu.rer a�.�.avu3 by l.ender. If
<br /> subst�ntially equivaleat mortgage inwr�ue coverage is not availabte.Barrower shall pay to Lender each rr.oaL�s sum equ�l to
<br /> �ne-rx�elfth of the yearly mortgage incw�utce premium being paid by Borrower when the i►uwaz�ce coverag�la{�d or ceased to
<br /> be in effoct.Lerder will accept,use and�in these payments as a loss reserve in lieu of m�art�:age insatan�.e. L.oss reserve
<br /> Fvaas 30?8 9/80
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