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<br /> 7'OG�THER WITH;tll the impm�•�mcnts naw on c�ratter era�taf on t1u�pn�perty, aixi�11 caKnknt�.:q►�+urtc���:es.;uxl
<br />- �CWICa �k�u� ��r herwfttc u ��art uf ttk p���+�x�ty. All rap1��;»ents :�xl ud.titions sh:itl ;ilw t+.: co�.;ta� by this Saurity .
<br /> lnstrun�ent. All o{�thc furc�oing is ref�rnrl tu in tnis Security Iiuuvn�ent as tt�e "Pruperty."
<br /> BnRROWER COVENANTS chet &�r�aw�er is I�wfully r�eisec3 of the estsie hereby ronveyod arxi lua the ribhl to`rane uxi
<br /> eomr�• th; Pn>perty an�i that the Pni�xny is: unencumbcred, exc�fi� fi�r encumbranre�ot'rL�cord. Barcowcr warrunts ;uxl will
<br /> �fuk!gc��:raUy the�itt�tu the Propen}•aLainst a�l rlainu:ux!demand.c, subject ta�iy encumbra�xex oP nxord.
<br /> TH(S SE�IJN(Tl' INSI'RUb1ENT combinw unif�imi a��•erunts fu�tkuiona!u.e wxl �x►n•uniFom�co��e�kvits with li�iupxi
<br /> sui.uions hS•juri�rl::ri��n to conuitute a unitosa�s�;.urity instrume.nt w�•ering real propert�.
<br /> UNiFORM COVENANI'S. Cwnnu•er:►�ui l.ciulcr�r��•enant:uul�grc�ac fullow•s:
<br /> ;. P����ua: oE P::r.:i�:al sr.� I:.ter�: PccF:.3'as::�t � I.:t: Chzrgcs. &srrau;r sha11 �+romptly �,:y when due the �
<br /> princi�al of and intercst on the debt evidenceil by ttu:Nwe and any prtpaynknt and late cjurges duo urxler the Note.
<br /> 2.hunds for T�ces u�ul Insurance. Subject to applicable law or to a written waiver by I.e:nder. Burrow-er shall pay to -
<br /> Lc�xicr on the day montfily payments arc due under the Note,until tha Natc is paid in full,a sum("Fwui�"1 for: (a)yearly taxes
<br /> and asses.cments which nwy�ttain priority over this Security lnstrument as a lien on the Prope�ty;(b)ycarly leasehold payrrtients
<br /> or gruund rents on the Propetty.if any;(c)yearly ha-rard or property in�urance pmmiums;(d)yearly flood inw�a;ue prenuums.
<br /> if anl': (ol y�early morig�ge insur.uice premiun�.c, if any:�nd(fl��c�y sums puyablo by Borrower ta Lender, in acco��r�ce with
<br /> the pm�•isions of pnragraph S, in lieu of the paymeni of martgage insurance pmmiums.These items ure callal"Escro�.•itemc."
<br /> Lender may, at any time, coUect and hald Fualf ia an atnouru not to exca�3 tho maximum amou�t a IcExicr for a faderally
<br /> related mortgage loan may require for Borrow•er"�:e�row• account under the ta3eml Real Fstate Settkrt�e:u Prxedures Act of
<br /> 1974:u amendec! from tirne ro time, 12 U.S.C.Se�Fe�n 2501 et seq. ("RESPA"),unless ancuher 1aw�tibat applies to the Funds
<br /> sets u lesser amount. If so, Lendec ns�y,at arn time, coltect and hold Funds in an am�un¢not to excti�ed the iesser anwunt.
<br /> Lender may estim�te the amount of Fe:nds due��n the basis of curreat data and reasu�c c:s::c��of acpenditures of future
<br /> Escrow Items ur oiherwiew i�accord�nce with::ppQ�c;ai�le Iaw.
<br /> The Funds shall bc held in an institution wE�ose deposits are insured by a fcxleri. :agancy, instrumentality, or eruity
<br /> (including Lender,if Lender is sucie au institution)or in any Fc�eral Home Loan Ban{:. I.xr»�:s shall apply the Funds to pay the
<br /> Escrow Itemc.Lender may not charbe Borrower for holding ar�J applying the Funds,an►wa::y analyzing the escrow accrunt,or
<br /> verifying the Escrow Iu:ms,unless II.e.�er pays Borrower interest on the Funds and appli�le law per►nits[.erxler ro ctxaL,sucn •
<br /> a ctwrg�.Huwever,Lender may re,;uire Bon�ou•er to pay a one-time charge f;rr au i:dependent real esta:e�ax reporting sen�ia
<br /> used by Lender in eannection w•ith this loaa. �.�nless applicable law provil:.: cxheru•ise. Unless an agreemeni is ca:�ie ar
<br /> applicaNle iaw requires interest to be paid,Le:a:er shall noi be required to pay Borrower.:�;; interest or eamings on the Funds.
<br /> Borrower and I.ender may agree i,�uri:ing, how•ever,that interest st�all be paid on the Fc:x's.Lender shall give to K��Drcower,
<br /> without charge, at�arulual accouc�:Lr� oi'tha Fatxls, showing credits and debits to the Fa�xas aud the purpose for whial each
<br /> debit to the Funds was nsade.The fiwtds are pic�p�'d as additional stxurity for�II sums secured by this 5ecarity Instrument. '
<br /> If the Funds held b�•Lender exceed the an:s;�unts permitted to be held by applicable law. Lender shall account to Borcawer
<br /> for the excess Funds in accordanee uit:�the reruimments of applicable law. lf the anwuat of the Funds held by Lender at any
<br /> ame is not suffieient to pay the E.c;.cuw Itemc when due,lxnder msty so notify Bocrower in atidng. and, in r,ueh ease Bor�eµer
<br /> s}�ll pc�4 ta Letuicr the amount na.�>ssary to m�lce up the deficieucy.Borrower s.all rr�e up the deficiency in no m�n:than
<br /> tweJve motWtlY paYmetus.at Leiuier's sole discretion.
<br /> Zlmn naYme�nt in fiill �f ali cnmc crn�rrA hy �hic Ce+n�n[y i�ctlnrtlmt, I nrriws chal! ����ej� �f�,� �.. Rnezn..r�r ■,��.. . . • -
<br /> Fw�is i�eW by ixiuter.tf,usder paragraph 2i,Lerxier shail xquire or sell the Proputy.i.ender,prior to the acyuisition or sale
<br /> of the Property,stnll apply any Funds held by Lender at the time of acquisition or salz as a cradit�gainst the sums sc.•curod by
<br /> tLis 5ecuriry lnurument.
<br /> 3.Appijcation of Paymeats.Unless applicable law pro�i3es otherwise.all payments reaived by Lender under paragraphs
<br /> 1 and 2 shall be applial: first,to�ny pre�yment charges due under the Note: second, to at[wutus payable under pat�graph 2;
<br /> third.to inurest due;fourth,to principal dua; �nd last,to any late charges due under the I1oie.
<br /> 4.Chat�es; I.ieas. �orrowet shall pay all taxes.assessments,charges, fines and irt�posiaons attributable co th�Property
<br /> which cti}� actain priority over this Securiry In.wurnent, and leasehold pa}7nents or gro� cxnts, if any. Borrawer sf��11 pay
<br /> the.ce obligationc in the mar►ner�Smt ided in paragraph 2,or if not paid in th�t muuxr.Bornav��er shall pzy ihem on 6��imctly
<br /> to the person owed p�smeat.Borrower shall prompdy fumish to Lender all rVotices of amounu to be pai�d under this paragrdph.
<br /> If Borrower malces these payments direcdy,Borrower shali promptly furnish to Lender receipts evidencing tht paymeiits. �
<br /> Borrower shall promptly disc�ge any iien w6ich hu priority over this S..curiry Ittsttur:�ent uNess Borrower:(a)agrees in
<br /> writing to the paymeni of t:►e obligation secured by tf�,lien in a manner acoeptable ro i.ecnc�; (b)coruests in good faith the lien
<br /> by, or defends against enforcernent of the lien in, legal proceedings which in the L.endu's opinion operate to prevent the
<br /> enforcement of the lien;or(c)secures from the holder of the lien an agree�nent sadsfactory to Lender subordinating the lie��to
<br /> this Security Iiutrumeru. If l.ender detemtines that any part of the Property is subject to a tien which may attain priarity ovu
<br /> this Securiry Inurument, Lr_nder may give Borrower a notice identifying the lien.Borrow•ez sl�ll satisfy the licn or talce one or
<br /> more of the actioos set forth above v�•ithin 10 days of the giving uf notice. •
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