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� <br /> :"��� .. _-- — _-`— <br /> a� <br /> T ;,�W:�.., <br />• ,� • 1- -. •J* - <br /> ' � � i����� <br /> 9�.. LQ�(�JQ, 1 5 3 9 2 1 4 4 0 5 � <br /> � All lnsuran�e pd�ias a�id rer�a�vata st►aU be acce�itab�e W Le��lc�a��sha111nclude a sta►xi�rd mnrtgapc+clsu:s. ` <br /> i Lerxiar shall l�dve tha�ipht to hotd the pdiclas and renewats.if Lender requlras,6orrovvar shaU prompity qRe to Lerttt�t <br /> al!recaipia M paki premlums and retwwal not{cea.In the event of loss,Borrower shall plva Prompt nottce to tha <br /> , klsivanr.e carrier end lo+�otar.Lender may make{xoot d loss�not mado pron�tiy by gc�rrower. <br /> j UMass l.ender anti Botro�er ott�e�w�se apro�in wrUln� lnsur&nce proceeda ahetl he appll�d to rQSioratlai or iapafr <br /> ; c+f!ha Prc+�►rt�+ctart���tha�e�torHtic�n ar reo�lr is ecor�omicalfv fw�sibla ond t.a�der'B seCUr�y Is n�i les�+anad.If the <br /> restoraticu�w repalt!s not ecorwrnlcalty faaslhto ot Lender's securdy w�uid be lesse+�ed.th9 Iruuranca proc�ls shat� <br /> � be apptkxi to the sums sacured by thls Security Instrument,wheiher or not then due,wkh any excess patd to Barrowar. <br /> If Borrower abandons tha Property.or doa�not enswer withtn 3q dAys a notke f�om lerxier that tr�a insuranco ca��iaz <br /> i has offered to se�lo a dalm,then Lender may colloct the tnsu►ance proceods. Le�der may usa the proceads to�epa(r <br /> or restore the Property or to pay wms secured by thts Secu�ty Instrument,whether a�not then due.Tt�o 3Qiiay periai <br /> w�1 begin when tha notice Is fliven. <br /> Unless l.ende�and BoRC.wer otherwtse a�rea in wrttlnfl,any appl{catlon of pnoceeds to p�inctpal shall nat exiend oc <br /> pastpana tha due date d the monthtypaymenis refe�red tn in paray►aphs 1 and 2 or change tNe amounl ot the <br /> paymaMa If under para9raph 21 the F'roperty Is acquked by Lender.Bo►rower's�ht to any tnsurence pol�cies snd � � <br /> procaeds resWting�rom damage to the Prope+ty pricx to the aoqulsltbn sf�aU pass to L.ender to the exteni of the sums <br /> sacured by tl�(s Secwity InsUument tmmediaieiy prlor to the soquls[tion. • <br /> B.Occupancy.Pr�vatio�,IlAalrtien�nce and Prot�tion of th�Prop�ty�,Bonaw�'s Loan Applfcatlan; -� � <br /> Le�=ehoida Boerower st►afl occupy,estabiish,and use the Prope�ty as Bortower a prinaipaf ras{denca wkhtn sbciy days <br /> after the executbn of thts Se�u►ity lnstniment and shaU corWnue to occupy the Rropatty as Bortawer's princ.ipal = <br /> resldetx:e tor at least one year after the dato of oacupancy,uNess Le�de�otherwise agrees In writing,whleh cw�sant �-_-- <br /> shaU not be unrsasonably withheld.or unless e�dc�nuating clrcumstattces axfsi wh{ch are beyond Bomower's co+rird. �°--. <br /> Borrnwar shall nat d�stroy,damape ar fmpal�tlte Rroperty,aUow the Property to dete�iorate,or cortunk vvaste ot�tho <br /> p��periy.Borrower shaU be tn default�any forfeituro actian or proceeding,whether cIW or crtmtnal,is�un thAt tn <br /> ht <br /> Lender's good fakh Judgmet►t couki rosutt tn fortniture af tho Property or otherwise materially tmpatr the liet�oroatpd by �-1� <br /> this Securfly Inst�ument or I..ender's secu�ity Inter�s¢.6oRawer may cure such a default and retnstate.as pra�vSdud in F._===-, <br /> paragraph 18.by causing the actbn ar proceedtr�g to be dismtssed wkh a n�i+�g that,tn Lender's yoad ia�h E„_ <br /> - detertninatbn.Precludes forfefture of the Borrorn�er's(�rterest in the Pro�tty or other material tmpakment of tho!{� � <br /> rK <br /> ar�eated by thts Security Instnunent or Lende�'s socurity tnterest. Borrawer shaU also be fn deFauit ff Botrower�during the �.:--� <br />._� loan appiicatbn process.9ave rnatertatiy falso or Inaccurate infom�atlon or statemerrtp to Lender(or faYed to prnv(de �`.� <br /> l.ender wfth any mate�ial f�fonnaUae�)(n connection wfth the�oan e�vider�ced by the P�ote.i�duding�bW not timited ta, �.� `" <br /> ' reptesentatbns conceming SoRaac�zr'so�par�y of the Ptoperty as a princJpal�esldEmce.ff thts SeCUrUy tnstrument Is — <br /> on a leasel�old.BoROwer shall compSy with all the provisfons oF the lease. If Borrowe�ecquires foo t�ie W th6 Property, <br /> the leasehoid and the fee title shau not rt�qe ur�¢�s Lender ayreos to the merger in vvr�inp. <br /> '= 7.ProtecUnn of Lendsr's Aghb in th�Pnop«ty. If Borrawer faYs to peifortn She covenants an�a�ree� <br /> co�tained In this Securiry Instrumeni,or there is a Iegal Proceedln9 that may slgniBc�rrtiy�atfect Lender's►lyttt�k�the <br /> Propert��(raich as a proceeding in bankruptcy,probate,for condertu►aUon or forfekuro or to e�once laws or <br /> �'� regulatbns),then Lender may do and pay for whatever is necessary to proted the value of the Propem�and Lender's _ <br />� tigt�s in the Properq�. Lsnder's actbns may tndude payiny any sums secured by a Oen which has pt3txiry av'er th�s <br />''_' Secu�itv Instnune�rt,ai�e�ann�in cou�,Payi�9 ceasonabie attomeys'fees and erderirq on the Pro�tyto make - <br />� repalrs-Aithottgh Ler�der may take actiot�undor this parag�aoh 7,t.ender ttoes not have to do so. = <br />,�, My amou�ts distwrsed by L.e�er under this Para9►aPh 7 shaU become add�lor�aJ dobt of Bortower securee!by -- <br />-� thts Sectuity Instnur�nt.UNess Boirower and L.ender agree to oit�er terms of pay�ne�t,tt�ese am�ounts shatl beaP <br /> IMerest from tlte date of distwrseme�at the tVcte tate and sha!!be payat�le.with i�erest,uPon not�cs ftom Lender to _ ._ <br /> BorranNer tequestin9 PeY�� <br />= �.YatpaQ�Inwraru:s. if Lendsr reqitired mortgage Insurance as a cor�d'Rion of makin�the�o�n secured by this _.-- <br /> = Sec�uity Inst�umeM,Bortower shait pay the premGuns requked to maiMaln the mottga�e tnsurance In etfect.tf,tor any <br /> reasor�.tite mortgage t�ssivance coverage requined by lsrder�aipses or ceases to be fn effect,Borra�wer shaU pcy the <br /> � pnemiuns requi�ed to obtaln covera�e sulutantia8y equNa�eru to the mor2gage kuurance previously i�effect,a�a cost <br /> - su�ItY e4uNaJ�st to the cosi to Borrawer of the mortga�e tnsurance peeWously in effect.from an aitemate <br />� mort�age�aRtxoved by Lender.if s�ubslancialfy equNaler�t mortgage tnsurance coverage Is not avaia6le. <br /> s� Borro�wer shall pay to Lender each rtwnth a sum equal to onefih+eifth d the Y�M1►�9S9e�+��P+���9 <br />�; paid by Borrawer when the insurance coverage lapsed or ceased to be In effect.Lerxfer wiU accept,use and rstafn tt�ese -- <br /> -- PaYments as a loss resetve in lieu af mortgage i�surance.Loss reserve payinents n►�y rto longer be requtred�attt�e = <br />=�` opt{o�n of I.ender,ff mort�age Insia�ance caversge(in the amount and for the periods that Lender requues)P�+avi�d bY = <br /> �'" an tnsurer appreved by l.e�er again beco►nes avafiable and is obtatned. Borrower sF►a11 pay the premlums rae�eired to � <br />.T� rt�ahtah mortgage ins�uartce fn effect,or to prc�vide a lass reserve�u�il the requirerrsent for mort�e insutarxa�6nds =- <br /> �; in accadance wRh any writien agreement bel�veen Borrc�wer and Lsnder nr appik�ble law. <br /> ��� Q. [rap�ctlon. L.ender or�s ageM may make reasor�able ertrios upc,n and Inspeciions of the Property. �der <br /> � sNall�ive Borrower notice at ihe time of or prior to an(r.r�ection spec�yin�reasoriable cause for the�inspectlon. _-- <br /> — .-'- <br />'.�- — <br />`��.- �.=. <br />>�.: _ <br /> �� ��L- <br />. �� FA�AILY-FNW►/FFtt:i1CUNIfOA1/iNSTRUM�EN�T FOR1i302i�/�0 <br /> - �/�7�//07421�(g9p}L P/iGE30F6; : �`� <br />