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<br /> � F 96�010��� �
<br /> ` �OANNO. 1539214�05 ��,:
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<br /> THfS SCCURITY INSTRUMENT combines unNtxm aavonants tor natlonal use arxi non-unKorm cova�ants wdh �_�
<br /> IlmJted 4arlatlo�s by jurisdictlon to consiftute a un�orm securiry Instrume�t covaring real PropertY• -.;
<br /> UNIFORM CAVENANTS.BorrovE�e�arxi l.ender covenant and agrea as tollaws: -
<br /> I 1.Paym�nt of Prir�tpfl�nd Int�rwt�PnP�YmaM ar�d Lats rharqos. Borr t anci lat�e�cfiarg�ss dua unds�the
<br /> � tha princ(po1 od and interest w►the deb�evidance�by tha hate ar� Y prePaYmen
<br />�� 1+1oto. - -
<br /> 2.Fu�idi tor T�xa�txl lnstu�nca. SubJect to appllcabt�tav�+or to a wrnt�waNer by Leoder,Borr i,vra��p:•Y
<br /> tQ���o�tha dey monthiy payments are due under the Note,until the Nate Is pald ln furl,a sum("Funds')far:(a)
<br /> yea�ly tax�es and assessme+us uvhich may attain prlor�tyy avar ths�uriiy Insir�mc3nt as a�tan or�the Pro�erty:(b?Ye�Y .:�✓LL.
<br /> laaseiwld paYmenis or Oraund ronts on the Property.M any;(c)Yc�atiY hazar�or PrW�erh►insuranca premfum.�,(d) ,�..
<br /> a
<br /> yearfy ftood insu►ance prem�uma,if any:(e)Y�►�Y�T►��5�In.surance premtums,if any,and(fl any sums p�yab�e bY .:_-
<br /> Bonower to Le�der.In accordance wiih me provislons of paragraph 8,i�i�,a t��y�:a�,o�c�se i��e "'----
<br />: ! premlums.These�ems ara called'Escrow Items'Le�xier maY.at any 4(me,cdlect and hoid Fur�ds In an amount not to �,r._
<br />: i exceed the m�cimum amount a lender for a tederalty retated mortgage loan may requlre for 6orrower's escraw accautt ,'�'�_
<br /> under the tederel Real Estate Settlement Procedu�es ACt of 1974 as amended from time to time,l2 U.S.C. �2�601 et
<br /> seq ('FiESPA�,uNess another law that applles to the Funda sets a tesser amount.If so,Lende�maY�at any timo, cdlect �
<br /> and hoid Funds tn an amouni not to exceed the lesser amount.Le�der may estimate the emount of Funds due on the
<br /> basts of current data and reasonabie estlmates d expenditures of future Escrow Iterns or ott9cnalse(n accorclance with
<br />� appifcable law. insYnurx�►.xaJit}+.or entity
<br /> Tha Funds shail be heid in an tnstitutior�whose deposits are irlsured by a federal ager�cy.
<br /> ('induding Lende�,if Lende�Is such an institucion)or tn any Feateral Horr�e Loan Ba e.Fu�nd��nu�'�:.�'"`�t�a Fund�to
<br /> Pay th�Escrow Items.Lender may not charge Borrawer for hofding arid aPP�Yin9
<br /> escrow accout�t,or veriFyinp the Escrow Items,unless l.et�der PaYs Boer'ow`er i�erest on c{'�e�tu�ds anc9 a�'p'�g�X
<br /> . perm�s Lende�to make such a cha�ge.However,Le�der maY�eRuke 6orrower to pay a ac�a�:�ne c?�e i�an
<br />:: � I�depe�deM real eslate tax�epoiting service used by Le�der In connectbn with thts loan.tx��s app�i�:a law
<br /> � ., ldes otherwise.Unless an agreeme�t Is made o�appiicabte taw requtres t�terest to be paid.Le�der sl�all not be -°
<br /> � � re�qut�ed to pay Borrower any interest or eaminss an the Funda Borrower arxi Lsnder may agree In wriiing,however� ��:.
<br /> ` � that tnLerest shaU be paict on the Funds.Lender shall give to BoR�{ch aac d��o t[�a Fur�ds was m da The --
<br />.,.� Funds.shawin9 c�aciits and dobitss to the Furxis and the purpose =-
<br /> � Funds are pled�ed as acid�b+ia1 securitY for all sums seaured by this SecurnY�n�nur� Le�der shall accourrt to ===-
<br /> If the Funds held by I.ender exceed the amou�s permitted to be haid by applicaL�I,�w. -
<br /> 8orrowertar the excess Funds(n aocondance widh tttie requlrerne�ts of at�dMicable I;iw�.ff tfie amouM�nf the Funds held :,�,-
<br /> a_
<br /> by Lender at any time is not s�ffiCient to pay the Escrow Items wF�en due,i.ender rnay s�rsa�y Borrower tn writing,
<br /> and,tn such case Borra�uer st►all paY to l.ender the amourtt necessary to make up the de€9c�encY.Botro�wer shail matcc�
<br /> up the deBciencY in no more than twelve monthiY PaYme�at Lenders sdc discretlon refund to Borrower sny -
<br /> - �P�PaY�(n iu�t d ail sums secured by this Securih►Instnuner�i.Ler�der shal!promPdY to the acquisitlon `
<br /> = Fwxis held by Lender.�f,under para9raph 21�Lender sha11 acqu�re or sei!the�Y�or s�ale asacredtt asainst the �-
<br />- or sale d the PropEtty,shall aPP�Y�Y Funds heid by Lender at the tlme of�Gs�on _
<br /> = sums sectued by thfs Secu►rtY Ir�s�era. �py Lander under
<br /> - 3,ppplicitbn pi Payrt�snts- Ur�tess a�licable law ptovides othervvlse.aA Pa� -
<br />_ ����1�2$�QQ� �. s O����m �_��..J ...dw• n cAeYVY� 1Q A1�Ifl11M8 09 =.
<br /> 66fS: i wf�u��a+ywuiio:...u...'.t`«.!�!�>�...__.._. Y�
<br /> _ �e�pg►a9�aph 2�thl�i.to irderest due:fouRh�to Princip�l due:and 1ast.to 3ny late chsr�es due�er�e� r
<br />� " 4,Clwpes;l.t�tts. Bo:rawer shaU paY all taxes,a��esstne�ts.Charges.flnes and i�reposkions
<br />- Propercy wt�lcn may atian prio�itv o�►er tr�is securitv tnstrumer�.and�easertiow pars�er�ts or ground�e+��ar►y. _
<br /> eonn�wer sr�au pay tt►ese obiigatlons i�the manner rxo�wded in par�raph 2,«ff not pald in that manner�B«rower shau
<br /> � PaY them on time directly to the person owed paYmet►t Borrav�r st�il prompdY fumish to Lender ail notk�ss af
<br /> amounts to be patd uncSer this para9raph.If 8otrower makes these PaYnzer�ts dlrectlY�Bo�owe�s�P�P�Y fwnish to _
<br />� l.snder receip�tss e�+ide�i►�a9 the PaYments- �
<br />— Bortnwer shali prom�tly disd,arge a�,y{ien whicn r►as prio�ity wer thls�ecu�►Instrume�u uNess e«r�eN+er:(a) ,
<br /> agrees in wrsmng totqp p�yme�d the ot�tigation secured 6y the t�en tn a manner acc�le to Ler�de�;(b)coMests�n .
<br /> - ,� good fa�h tEoe Ilen by#or- de�efids�gsk�st ienforcemerd of tite Uect in,leQa1 Proceedings v�,cfi(n the L.e�det's opk�lon
<br /> � operate to preveM the e�dorc�eme�t of the lien:or(c)secures from the hoider of the liert ara ayreen�erft sat�fect�y►ta
<br />'�' Lender subordinating ttie q�to this SecuritY�nsuument.If Lsnder determi�es U�at any part aF the Prope�ty is subJect to
<br /> �� a tien which may attain prioriryl over thts Security Instrument,lsnder maY 91ve Borra�re�a natice fde�rt'dYin9 the Ilen. � L
<br /> ,� Borrawer shaU satlsfY the tien or take one or r.wre d the actbns set forth abave wRhin to days af the yh�ing af naRice. -
<br />_�. 5.tiazs�+d or PropeRy Inwrance. Bo�ower sha11 keep the(mprovemenis now ex�n9 or hereaRer eret:ted ot�the _
<br /> _ - property t�ued agatn..t loss by fl�o.hazar�ds kx�uded within the tem� e�dended co�►eraye'and any athe�harards,
<br /> = indudin�i�oods or flooding.for wh{ct�Lender requires insurance.This t�surance shaH be maintained in the amaurCS and. -
<br />:� i the Irrstuarice shall be chosert by BoRO�wer sub]ed
<br /> �. t:. for the � that Lender requires. The insurar.ce cartier Pru�vid�9 _
<br /> �. to s appranrat�ci�dch shali not Be unreasa+�t�iY withheld- If Borcawer faas to makrtain coiverage described aboNe�
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<br /> Lender rtsay.at Lender`s aptbn.otttaIn coveraSe�Proi�ea L¢t�de�s tights�n the Property tn accordance with _
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