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<br /> 7'Ik Puiwl� .lutl I+r Ir;1J in �u� in•.�IIUUUII Ktll►K d.{'r��it� �ir in�ur►�l h� •r t�tiler�l a�;���•>. in.ironwutrli��•. ��r r�uitf.
<br /> iitw•Iwiin}; Lcixkr. if 1.•n,t:r i��u.h un in��nu[iunl��r in any 1'�tkr.+l 11�►uk I�►.�n NanR. Lr��l.�•�h.►II.+��+I� �Ik I�uixl�t�►�v� tik
<br /> i•:w•rnw (I�IIN. I l'iMIC1'111d} IkK l'Flill'�;l` I���11�K�1'l��f �N�I�IItl�: LLIM������I�in} tiK I�wki�. :IIIf1UaII} :III:II\/111�'IIM`l'KTUN'iN'�'IWIII. ��I
<br />. �.u1►i��k�fk� Fk•i„w ���m., u��l�„I�ih�r Fti��.{A�rrnNrr intcn�l rn�hr 1-uikl. r���l a;+�+licahfa law j4rnn��1 rikkr�n nt:ar�ucl►
<br /> a�h+���� Iluw���.•r. 1�iwk•i nMy r�r�uir.�{Aa�-��w��r l���+,�� a�+�k•unr��I►ri�r I�a YII Iti►�l'+41kI1'l1I 1�••!I C�IJI���v rc��MnUn} k����rc
<br /> uwal h� i4•�►J:�• �n �.�uik:ti�»� wittti thiti I�u��. unks. a���►It.ihl. laa pt,ni.i.•, �•ttk•►�i�.. lhd:,� �+i� J'Ii�11Ki11 N n�1. ��r
<br /> a1�nUr,�1�1.� laa i��yui�r.iiaer►�t tu h���+iJ. la•nJer.lull iwd f+e i.�{ui�►�.1 t�� �4� IG�rr��w:�an� mte+�.����r rarning.�►n�I►e I�uikl�
<br /> lk�nnH.�i aikl Ix�wi.r nu� uEr.ti in w�Un}, huwe�rr. tlwt int���.t .lull t+.��iJ un�Ik I'uiwl.. I.riktc�� •tull�i►� a,kt���rnw.•r.
<br />. ��l�Iti►u� rhur�r. an unnurl a:.�»oUn� ��I I� I�uiul.. �lk�Mi��� ri►.iu.a�rl d.hil. lu�t►e l�u�rl. ai�t IIM ��u��M�k C�►r wt►i�he:r.•tt
<br /> �1►hi1 t��11�1 uiwl�ua.nixl. 1'I►.I'u�►.1.u��.pt►�lg:.l a�.�I.iuin��l ..�u�i�y tia•:�11 wn►�.c:w�:J h� tln�S.:ur�y In.tiun►c�u.
<br />- !E th:!•uixi�.t��:d h}� l.:r.:i::cxr,::!the�maunt�p.�n�Eu.:l t�►h.�h:l�! h� �ppli..hlc Ir�. l.c�ki;r�hal! �.:;�+ut:s;I�t,i�ru�::r
<br /> t�►r dk c�ra•�I�u�xf.in;u•ra�.laix•c Mi�h tlu requir�ii►ctti����i ap��h.at+lc Ixw. It I�k anwwnt oi thc Fui�1.hrld h� {.cikl.r ai vny
<br /> tinx i.iwt.uf�Iirirnt ta��w� tlk Ewruw• Itcm.�li,n�lur. l��ufrr nn� w i�Hil'� l3��rruHrr in uritin�.a�x1.in.urh�uw t3+rrruKrr
<br /> �lull 4�y �u L.�:�xtc�Uk w►wwnl ix�.c.a:ary tu nukc up tt�c Jcficicixy. Ek�rn�w•rr.Fuli nui,e up tha:�kfrie�ky in �w nx�re�Iwi
<br /> twcl��c nxmthly�a•ment�,at Lr�uler'��olc Jisireliu�t.
<br /> U�in paynk:�U in fLU c�f ull �u�ji.��ur�d b}• ihis Sccuri��• Inc�rumcm. I.ender �ttall pmmptl�• rcfuiul t�� t3�rruwer��t�.
<br /> Fuiufc hrld hy L.et�ler. li', u�uler par•r�;raph�1, Lciuter�Full :uyuirc i�r.ell the Pmpeny, Lrixier,prinr to�ht uryui.itian ur.ale
<br /> of thc Pmpen��. shall appl�• any F'uiul. Ik1J hy Lxiwier ut tlu�tinw of:u:yui�itiun ur salc ua u crcdit aFain��ttu sum��ccund by.
<br /> this Secunt�•In�tn�nxnt.
<br /> 3.Applicatlon ui'P�}mentc.Unless applic�blc law•pr��•idcs inherwek.:ilt raymems r�tici��ev h�• Leixkr under par.igr.�ph�
<br /> 1 and 2 shal!be applied: first,to uny pmpaynunt chargcs due undcr dic Notc; xcoiul, to amaunts payablc under par�raph 2;
<br /> thinf,to interest due;founh,to principal due; and last,to any late cGarges due cuidec•tlie Note.
<br /> 4.�kzrges; Lieas. Borrowcr shall pay all taxes,assessmc�ts,chargcs. �nes a�xi impositions attributable ta theP�operty
<br /> whic� n�ay attain pr.ority over this Security Instrument,and leasehotd payments or grouixt rents, if any. IIorrower shall pay
<br />- chese obti�ations in the m:umec provided in paragraplt 2,or ef�wt paid in that ma►u�er, Borrower shali pay cize►n o�z tin�ciirec:dy
<br /> to the persun owect payment. Borrower shall promptly fumish to Lender a!i notices of�mounts to be paid u�der this paragraph.
<br /> If Borrower make`tfiese payments dinect{y,Borrower shall promptly furnish to L.ender receigts evidencing the payments.
<br /> Borroa�er shall prompt{y discharge any lien which has priority over this Secarity Instrument unless Borrower: (a)agrees en
<br /> writing to cR�payment of the obtigation secured by the lien in a m:u�ncr�cc�ep::�C�;e;,Lender;(b)contests in good faith the tien
<br /> . by. or dere�.�cts agsinst eaforrement of the lien in, legal proceedirt,s w�h:ct� i�� :.`re C,:nder's opinion operate to pre�•ent the
<br /> e:�forcement of the lier.r;�v,��c}secures from che h�tcPer of the lien an agreemer�r .::,is'a:tory to Lcnder subo�fir.ating the lien to
<br /> '4`is Security Instrume::e. �:r�ender decemtines th3�:u�v part of the Property is r�,•.�;rct to a lien which may :rr:sx;u��riclrr.t�v�er
<br /> :.':is Security Instrument, f;�aier n��� �6.e�.rrowlr.-;�r.otice identif}•ing the li�n. Barrower st�lt satufy the,:�ie�4�:c:�b.c�:x �ar
<br /> more of the actions set forth abo�•e�:�!�:-:U days�f the givin=vf notice.
<br /> 5. ��zard or Prapesty In�ur�.r. Borrow�r shall keep t14e improvements now exc�2�°g or het::.t�;r, ec:cc;-ti ,�� :?�e
<br /> Property insured againct loss by fire, hazards incl::�,:��d within the term "extended coverage" and any�otitez '�araras. :��:;ing
<br /> t?oods or floo.9ing,for K�-�a:h Lender requires insuronce. This insurance sh�ll be maintained in the anwuntc.uzs for the Periods
<br /> �hat Lender requires. '�t�r;i:surance carrier providing the insuracx e shall be citr,�:�hy g�rrower subject tQ Ia.c�acier's�{a�+av�l
<br /> which sttsl7 r�X b�urm�:x���:+ly wztttt�ld. If Borrower fai�s to►.r.r.a.�.c•a:a cv�-�r.�-��iesctib�i�1vve, Lender may. zc L.ecnk�'s.
<br /> optiun.oL*i.u:�a�v�er.�,e r•a Tc�;cxz L.ecr�:�.=s rights in the Propertv�z�n:ti�*t�attce r�i.�Go�r.tir.,y-1?.%.
<br /> A.11 irtvy-�7s��*li�7ti�att�f rett�"+a.;1�shall be accept�t*P��ti*•f_�rij,;r�rn3:�1ralL "crr.�lu,.G�,a :c�.�}�rd maRgage clause. L�ya,i;�:x .
<br /> shall have L:�r�;;ht tc*L-ulr�i3��+vlici�:�.;rx3 renew�ts.If L��us��nai�.�nK. 13arr�Tw.er.J�;�lt promptly give to Lender all receipts of
<br /> �aid premiums and renc�+v,;J:���atia:s. In tb�event u1`la�.,L�cn-n.��er�l[aive ps�mpt notice to the insurance earrior and L.etider.
<br /> L.ettider may make proof of Iuss if nat a�:;rl+:promptt} @y �omaa•er.
<br /> Unless Lender and Borrower othetti►ise agre�e in writing.insurance prooeeds shall be applied to restoration or npair of the
<br /> Property damaged,if the restoration or repair is economically feasible and Lender's security is not lessened. if the restoration or
<br /> repair is not ecorwmically feaeible or Lcnder's securiry would be lessened,the incurance proceeds shall be�pplied to the sumc
<br /> secvred 'oy[nis Securi[y Insttument. whetner or not then aue, wi[h any excess paia to tiorrower. It tiorrower abandons ttu
<br /> Property, or dces not answer within 30 days a notice from Lender that the insurance carrier has offerod to seule a claim,then
<br /> L.ender may collect the insurance proceeds. C.ender may use the proceads to repair or restore tbe Property or to pay wms
<br /> securcd by this Security I�utrument,whether or not then due. The 3Qday period will begin when the notia is given.
<br /> Unless Lender and Borrower othenvise agree in writing, any application of proceeds to principal shall not extend ar
<br /> postpone the due date of the monthly payments referred to in paragraphs 1 and 2 or change d�e amount of the paymens. If
<br /> under paragraph 21 the Pro{�erty is acquired by Lender, Borrower's right to zny insur�nce policies and procoods r�sulting from
<br /> dam�ge to the Property prior to the acquisition sl�11 pass w L.eader to the exteau oF the sutt�s secured by this Security Incirument
<br /> inomediately prior to the acquisition.
<br /> 6.Oocupsncy,Preservatioo,M�intenance and N�otectioo of tbe Prope�ty;Borrower's Losn Applicatioa: Lea�otds.
<br /> Borrower shall occupy,estabtish,and use the Property as Borrower's principzl residence within sisty days after the execution of
<br /> this Sacuri�y irutrument and shall continue to occupy the Property as Borrower's principal residence for ai least one year after
<br /> . the date of oocupancy, enless i,ender otherwise agrees in writing, which consent sl�all not be unreasonably withhe(d, or unless
<br /> extenuating circumst�nc�.,s exist which are beyond Borrower's control. Borrower shall not destroy. dam.�e or impair the
<br /> Ptoperty, allow the Prc�+erty to deteriorate. or com..:at waste on the Properry. Borrower shall be in default if any forfuture
<br /> action or proceeding,w•hether civil or criminal,is begur.that in Lender's good faith judgment could resttlt in forfeimre af the
<br /> ' Peopecty or otherwise materialty impair tt�e lien created by this Security Instrument or Lender's security interest.Borroveercay
<br /> cure such a default uul reinstate,as pr�vided in paragraph 18.b}�ca�uing tE►e action or proceeding to be dismissed with z n'.in;
<br /> that. in Lender's good faith determination, precludes forfeitw:e+f the Borrower's interest in the Property or other �terial
<br /> impaim�ent of the lien created by this Security instn►ment or�..ender's security interest. Borrower shall also be in def�utt if
<br /> Borrower,during the loan application process, gave ma.erially fatse or inaccurate information or statements to Lender(or£tiTod
<br /> to provide L,ender with any material inf�xmation)in connection W:ci�the loan evidenced by the Note,including,bui not Iiuzet,zd
<br /> to, represertrs.ons concerning Borrower s occupancy of the Proper7 as a principal residence. iF t'r,is 5ecurity Instrument is eci a
<br /> leasehold, 5orrower shall comply w�tt� all the provisions of the Iease. If Bortower acquires fee titte to the Property, the
<br /> lcaschold and the fee title shull not mer�e unless l.ender agrees to the merget in writing.
<br /> 7.Protection of I.eader's Rig6ts in the Property.If Borrower fails to perfom�the covenants and agrec.�cnents wntained in
<br /> this Secarity Insirument,or there is a legal proceeding thzt may signifipntly a�foct Lender's rights in the Property(such as a
<br /> pt+octeding in banktupicy,probate,for condemnation or forfeiture or to enforcc laws ar regulations),then L.e�der may do and
<br /> pay fo�- wi�aievcr i�i�xawry to protect titie value of the Properry and Lender's righu in the Property. [.eadcr's �ctionc may
<br /> include paying any sums scxurod by a lien which has priority �ver this Security Instrument. appearing in court, paying
<br /> . reasonable attomeys'fees and entering on the Property to malce repairs. Altlwugh Ixnder may take xtian under this paragraph
<br /> 7.Lender does not have to do so. �
<br /> Any amounts disbursed by Lender under this paragraph 7 shall become additional debt of Borcower seeured by this
<br /> Security Instniment. Unless Bomower siul Lender agree to other terms of payment,these amounts shall bear interat frcm the
<br /> date of disbursement at the Note r�te and shall be payable, wi�h intcrest, upon notice from Lendcr to Borrowec ro�ig
<br /> payment.
<br /> 8. Matgage Incut�nce.If L.ender required mortgage inwrance as a condition of making the loan secured by this Security
<br /> Instrument, Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason,the
<br /> mortgage insurar►ce coverage required by Lender lapses or ceases to be in efftxt. Borrower shall pay the premiums tequired to
<br /> obtain coverage substantially equiv�lent to the mortgage incurrnce previously in effect, at a cost substantially equivalent to the
<br /> cost W Borrower of the mortgage icuurance previously in effect, fram an alternate mortgage inwrer aY,proved by Lender. If
<br /> • raw 2�+• Forr�a 3028 9190
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