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<br /> S. Fi�x�.d w.prape+l5 ]�r�,Be�rrow'er �hall l�p tt�e iptipracen�nl� ►►uw e�is�in� or t�crcafter erected on the �
<br /> Propc:rty i►uu�Yd :�yaiiut lasc by fire, hivarcls inclu�kJ wi�hin the term 'exter+dul eu�•er�e" �x! a�y �ul�er lu:.►rJ,. incltuiin� �
<br /> iluod�or flcx�ding. (or which[...^�3�r req��ire�in�uran�e.Tt►is inwrmxc shall t�e nui�usinnl in the anxwnt�cuid fa�thc peri�xis _
<br /> tha�I.eixk�requires. The insur,u►ce carrier pruvidio� the iruuran�e ah:►II 6e�:husen by &�rmw•er subjnt a� Len�fer's uppn�val .
<br /> whicii�twll n.it lx un:casa��ly w•ithhcld.l!'Borrower fxil� to nui�u•rin a���er,�e �kxribeci .dw�r. Le�xler may, ot LArxler's f-
<br /> aption,c►btain c�veaee to protect Lrnd:r's righs in the Propeny in acconi�u.�e with�ar.4triph 7• _
<br /> All incu��e policies tuid n:��ewat�sha11 be accepwble to lx�xite a��d sh�ll ir�:tud:a cttiidard mon�aye el5use. t.endcr --
<br /> shall hrve the ri�ht�o tu�ld the policies and renca�als. If i.cndcr rcquires,Borrower stull p►�amptly gi�•e to Lender all rxcipcs ai
<br /> paid prenuums und n:newal i►�tices.ln tlx event of loas.BOir�lu2i Sh311 Ci�'C pYt�CU�E i103iCc:It1 th�iilsui".i`.c:C C�l�i IItld LttK�[[. _
<br /> Land:r mzy ma�:�proof of loss if nM made promptl��by Bo�row•er. ��to restoration ar re r of the `
<br /> Unless Lcnder and Borraw•er otherwise �ree i�i w•riti�g, insuran�Y pmcetds shull be app� P�
<br /> propeny da[tt�ged,if the mtoratian or repzir is economically feasibte and Lcnder's security is not lessened.If the restoratio�or
<br /> repair is twt ecor�omically feasible or l.ender's security wouid be lessened,the inwrance praceods shall be a�plied to the sums
<br /> saural by this Securiry I►utrume�t, w�het�r w not then due,with anY exces�p3id to Rc�rrower. If Borrower at+��duns the
<br /> Property, or doE:s aot an.sw'er v�+ithin 30 daYs A noeice from Lender that the insuraix�e c�rrier has offerod ta settle a claim,then
<br /> Lender may collect the insurance proceeds- Lender may use the procoeds to repair or r�estore the Property or ta pay sums
<br /> securod b1•this Security Inst►ument.whether ur not tlten due.The 30-day periad will begin wtsen the notice is givet�.
<br /> L�IL�:SS LC[�Cf ai1() BOTfOWP.[otlSeiWISC agree in writing, anY aPPlicatioa of proceeds to principzl sl�ll not extend or
<br /> pcst�+c�;the due date of the monthly �uyments referred to in p:►ragxap�'�.s 1 acx8 2 or change the arrauru of the payments. If
<br /> uni�•r Evrugraph 21 ttw.Property is acquired by L,ender,Bc,rrawer's right to aay ansuranoe policies and proceals resulGng from
<br /> �n�t�ia the Pi�operty prior to the acqciisiuoa sl�t��v3ss to Lender to the exte:�ui the sums secured by tlt;.s 5ecuriry Iusuvmeac
<br /> inus.�diar;ly priov to the acquisition.
<br /> b.rO.�cup�cY,Preservation,biaiatauzn��e�xl Protectioa of the PropertY;BoProNCr s l.oan Application;Letue�o�lds.
<br /> Aormwer shall occupy,est�blish.and use Qtie Propeity 3s Borrower's princip�l residence within sixty days aRer t!u exxuNon of
<br /> this Security Insttumetit and s1u11 corctinue to ott�u,.^} tht Property as Borrower.prit►cipal residenot for:�t ieasi one ye�r after
<br /> the date of occupancY.unless Lender aihervvise agYV..°s in writing. which consEUt shall not be unreasonab�t�•w•ithheld,or unless
<br /> extenuating circunWances ezist wliich are beyond Borrower's control. Borrower shall nc�i destroy. da�►�ga or impair the
<br /> property� ollow the Properry to det�iarate, or oomznit w�sie on the Property. Borrower �.`utl be in default if any�u+'feitute
<br /> action or proceeding. whether civil�r rriminal.is begun tltat uZ►.endu's good faith jadgtrent oould result in forfeitkre ef ihe
<br /> Properry or otherwise materially impair the lien cre�ted by this Srcvrity ItutTV�:r�t or l.ender's s�ecurity intetest. Bo►m��t�u►y
<br /> are uuh a default and reinstace,as providod in pangraph 18, bi rausing th�a.�n or proceed�ng to b�disnvs.sod with s cL1'ci�g
<br /> that. itti i:�nder's good faith duern�i�tion. precludes forfeicw�uf the Borm�.er's interact in the Pro�x�or othcr tr.ata."i�
<br /> impairnient of tht lien created by tlus Sxurity Instrument or'L.°.nd�r's sx.urity interest. Fsorrower sJ�al�also be in d�1t if
<br /> Borrower.during the loan�pplic�tioa��rxess,gave inaterially faise or inxcurate infomutic�n or statunents w 1.eixler('vz fiulod
<br /> to pmvide Lutider with any material infams3tionl in connecdon with the loan a�•idenad by the Note.inc �3u�Ag. but not limited
<br /> to�:'ePres�otationc oonoemiag Borrower's occu}vsa�.y of the Proparty as a prin:i�:l residence.If this Se�."sn�Instzumettit is on a
<br /> leasetwtd. Borrowcr shall camply with�ll the provisio� of the lease. If Bo�rowu xquires foe titi- so th� Property, tue
<br /> . . 1p:�d+c�3�u�dti�e fee tiue stiaii no[margeunless i.uKic.��yoa to�w:r�-:g�ir.:.�rssaa. --- .
<br /> ?_Pn►tatiiot+of I.eoda�'s Rights in tbe Yropeety.If Borrower fails to perform the ooveaants�nd agroaueats co�uaine3 ia
<br /> this Suurity Instrua�►x.or there is a tegal proceeding tl�at rn�y sigrificantly affect l,ender's rights in the Property(suef►as n
<br /> pro��in banhn�:},probate.for condemnation or forfr.iture or to enfonx laws or regulations).tlun Lender maY do a�1
<br /> P�Y far whatevu is neoess�ry to protect the value of tve Fropercy aad Lender's rights in the Pmpaty. Lender's s�caans mry
<br /> include �ying soy sunss secured by a lien which t�s priotiry ovu this Security Iasuumetu. ap�xarin8 in oourt. PaY�B
<br /> seasonabk auurneYs' foes ud encuing oa tLe Property to make repain. A1Wough Lender may talce actioa aader thlis paragraph
<br /> 7,L.ender does not have to do so.
<br /> Any �mounts disbunal by I.erxfu upder �his paragraph 7 shall beca�e ac�ditiaoal debt of Bonuwer secured by tltis
<br /> Security Insw�nt. Unlas Borrower and Itader agroe to other tem�s of��:ce,�at.th�e amounts sh�il i�r inurest ftom the .
<br /> d�te of dicbutsemeut at the Note rate and shzll be payable, with intereu, upon notice �Lca�ler Ca Borr�wcr�y�°8
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<br /> S.Mo�igag�Insupnoe.if I.ender raquirod mortgage ins:tr.�crx�s a coadition of maloing the ioan savred by tlis Sxurity
<br /> inswr�seiu, Borrower sh�ll pay the prwiwm required to mun�a she a�BaSe inwraaoe ia effect. If, for any reason, the
<br /> mortgage insur�nce covenge required by Lender Iapses or ceases io be in e�e�.Borrowu sl�all pay the premiums roquired to
<br /> obtaita cover�ge subswntiallY Wuivaluu w the rooregage inwr'•rcx previously in effxt.�t a cost subuantially equivaknt to the
<br /> oost tv�Sorrowu of the mortgage insurance previously in effaez. fron: an �Icernate mongage insurer approved by t�r.If
<br /> subst�ntially equivalent moctg,�ge insur�ace coverage is not avaiI�ble.Borrowu shall pay tu I�nder ach month�su�e4ua�w
<br /> ooe-twelfth of the yearly mortga,ge insunoce premium be�n8 Paid by Borrower when the insuranct cover�t lapsed or aeased to
<br /> be in effa;t.I.�nder will aosep.use and ret�in these paymais as a loss reserve in liat of uwrtgage iw�s.uanve. Lass reswe
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