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<br /> S, IYasa�y or propufy layut�acr, Barrowcr shall icec� the im{aavcments uow existiag ar dereatter uected cw thc r-
<br /> Property ia,ured�aiast lca�s by fire, 6azards ineluded withia t6e tcrw'G�dcnded co��crage' aad any oihtr h�rds,iaclucliag �_.
<br /> floods ur itcY�diag. for wluc6 Lcncl�r�cyuires insurancc.7tis iusuraacc sh�U be maiutainediu the amoun[sind for tlu�xriods E
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<br /> tt�i Leatkr rr.qulres.�[ac instv�acc carricr provicung�ne insw�:o:w.,,uc c�w.c..uy ...,+row:;.�:.,��......,.�...�....«Y�.....° �
<br /> whicb shaU aot b:. unreason�+Wy withhetd. If Sorrower fails ta maiatain covcrage dcsrribed 3bove, l,eusler may, at Lender's �
<br /> op:iots,obt�in co�:.r�yc to pratets D.essdes's rights ie the Property in accordance wich pars�ranh 7.
<br />� A11 insurance policies aad renewals shall be acceptableto l.ender and sb�ll iaclude a standard mortgage cl�use. Leuder —
<br /> shall have the right to hold the policics and reacwals.If Leader requires,Borrowcr shaU prompliy give to Lc�sdee all receipis of �
<br /> paid p*emiumsand renewal ac�tices.In the cvant of 1oss,Borrowersh�ll give promptnotice to the insnraacecarrivaad l.cadcr• �
<br /> L�eader may malce proof of Wss if eut made promptly by Borrower. �y
<br /> Udrss Lendcr and Bonower oiherwise agrcc ia writing. insurance proceedsshall be applied to restoration or repair of the -
<br /> Property damaged,if the restorationor repair is ecoaomically feasible and Lender's security is aot Icssened.lf tbe restorationor �"
<br /> repair is not ecoaomically feasiWe or Leader's security woWd be lesseaed,the iaswance proceedc sball be applied to We suu�s "-
<br /> secured by tLis Security Iesbrument,whetbu or not then due, with aay cxcess paid to Borrowcr.If Borrouver abandnasche E_
<br /> Praperty,or does not aaswer wiihia 30 days a aorice fram Leader tl�at the i�wance carrier hac offered to uttle a claim, then �::
<br /> Lendes may colIect the i�urance proceeds.l.ender may uce the proceeds to repair or restore the Propeit�cTr tv gay sums �:_
<br /> se�sured by this Security Instrumeat,wi�et&cr or not tbea due.The 30-d�y poriod will begin whea the aoti�is�.u�. ��..
<br /> Ud,.ss II.r�3:r aad Boerower otherwise ag�ree in writiag� �aw�.-+��i:,atioa of proceeds tm priacipal sba:► mc�t euec�«: �;:'
<br /> posspoae tue�v:c3ate af the montlilY Payments rtferced to ia par�ap�s i aai 2 ar cL��ge t�e amouat af tBe g�}�eae��.LL �.
<br /> us�:;r�arae:raF5�2 the Ft��eaty is acquired by I.en�,ra,L3orroR-er's right to�ay i:.sarraax palicies aad pr��.'s resultiRg frv►n °:
<br /> c$a�+eio i�Pr,3perty p�z¢:��he acgl:isiiioa sh�:Z p�SS ia Leader Io IhG c�deai of zi`�+e s�ms suuzedby this Sez'�i[y i��tr»mrt+t �'
<br /> ia�mt3i3t-.1�pa-:o�W tbe acquisitioa.
<br /> 6. O�ocup�c'Ys P�s�vattoa.Matates,�ac�Aad ProtecHoo ot t3t Propet�, Botrowrr's I.wa Applicatloa;i.tascholds.
<br /> BarraQ.�ershall occuPY.��,aad use tbe Propertyas Borrower's prinripal residencewitLin sixty days�8er tlu eurutioa of
<br /> tL:G Secur►ty Instrument and shall contiaue to occupy the Property as Borrower's prinapal resideace for at least oue yesr aRu —
<br /> the date of oc�up�n�.y,unlesc l.eader othe�vvise agrees ia wrising. wLicb consent sl�aU uot be uareasonaWywiti�eld,or usiless
<br /> e:teauating eircumstances extitt cvhieb are beyoaJ Borrowu'c eontrc�l. Borrawer clu�ll not ciestro}, damq6e or impair tlu
<br /> Property��llow the Property to deteriorate,or commit waste oa tho Property.Borrorv�s6aU be in default if�ay forfeiture
<br /> ac0ioa or proceeding�whether avil or crimiasd,is begun that in Leader't good fsitb jud�nent coWd retult ia forfeiture of tbo
<br /> Property or otherwiu msterially impair the liea cxwtedby tbis Security Iastrumeator Leader's sacurity iaterest.Borrawer asay
<br /> cnre cuch a default siad reiastate�as provided ia paragrapblt�bY csusiag the aciioa or prooeedingto bo dizmtsse�d with a rulio�
<br /> tbat,ia l.eader's good fiitb determiaation,Prccludes forfeitwe of the Borrow+er's interest in the Froperty or ot6u material
<br /> impairmeat of t6e lien created by tbis Security I*<<�,M��•or l.eade�'s security iaterest.Bonower c6all �lso be ia default if
<br /> Barowor,during tl�e ioaa application procass.gave mueriaUy false or iaaccnrateinformariouor�.a:s���*�r�Lendu(or failed
<br /> . •.�_�..•.1. «y�. e .�... l. ... '..wvwt,1. 1�.1„n._ d�n�vdiw tl�NM� in1`Lti(�inn_ lwt flnt limited
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<br /> to,re ' Bonower's occupan�.y of tbe Property u a principal resideaa.If tLis Suuri3y v_1L.,�.,,..�is m a .
<br /> les►sehold, Borrower shall compiy with all the provisioas of the lease. If Bwrower acquires fe�titk w ttu Property.tLe
<br /> leasehold and the fee title shall not mcrge ualess Lender agrees to the merger in writing.
<br /> 7. Rotedloa ot Leade�'s Ri�hta ta tDe Propaty.If Bonowerfails W parformthe cov�n�ats aad agramentscaotainedia
<br /> this Secwity �^�•�r or tbere is a leg�l P��B��Y��ZY affcd l,eader's rigl�ts ia the Praperty(such as a
<br /> pa�oaediag ia boalcruptry,Frobat0.for coademnatioau�Eafeitare or W eafora issv,or regulatioas)►t�sea IaarFer may do aad --
<br />- pay for whatevzs is necescuy to protut tl�e vaIue oE t�:Property aad l.ead�r'r sFg�sts ia the Property.I,eac9es'a aehons may
<br /> inctude pa3�i� any sueas secured by a 1S�a wbisb bas priaiiy axr this SecuritY?�s.-''"'=��',�+PP��B m ��, PaY�8
<br /> reasonabieaeCouneys'fees aad enteria�on thc Propeatyw m�ke repain.Although Iaad�er may talce action uader Wis paragr�
<br /> 7.lr.ader does not l�ave to do so.
<br /> Aay amounts dicbvrsed by I.eader uader tltis p�agraph 7 sh�U bec�e�rdiaooal debt of Borrowea secured by tLis °=
<br /> Sec�rity iasaroment Unless BosrovNer and Leader agca W other tecros of PaYment,tLese amouats shall be�r iaterest from the
<br /> date of as��,ss,s;•"��rat the Note rate and si�ll be payabk,wi�?s �..rest,upoa notice from Lender W Bocrowu raLu�eatrr$
<br /> PaYme�.
<br /> 8. Mort@�e Iasuraaa.If I.eader requiredmortga�ge;^�„*�^•�as a conditiaa of maicing the loaa securedty thic Sec�rity
<br /> Inctrumeat,Bonower sbaIl pay titic premiums required to••+�+�•�z the mortg�ge iasuraace ia cffed.I� for any reawn,the
<br /> mortgaee iaswanc.e covuage required 6}Leader lapses or ceases to be ia effeex,Borrower chall pay tbe premi�reqnired to
<br /> �����„u�.�„a.ny�yuivaleat cQ the mortgage inswtiau p�eviously ia effed,at a caat svbctao4ally equivaleat to tlu
<br /> COCt i0 BOtiOWCi Of t23C IIl0li$8$C in��sranrw plCViOUSI}I 1II CffCCt�flOIIl�L 31LCI03ICffiOfK$egC 1IISUtCi StQpiOYCd bj/ IAIIdCI.If
<br /> substaatially equivalwt mortgage+����ri���covrsage is not avail�ble,Borrower s6a1!pay to Lead�r each month a sum equa]to
<br /> oae-tweffth of the yearly mortgageiasurancepremiumbeia8 Paid bY Borrowu whea the iatwaace coverage lapsed or cezsed to
<br /> be ia effad.Y.enderw;ll acapt,use and retain thesc payments as a loss reserve ia lieu of mortgpge insw�ace. Loss resern
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