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<br /> ; TbGETHERWiTIi all the improvcmcntsaow or here;aCtercrectedon thc pro�►ec:y,an�)all ea:acix�nts,appurtceuaces,and
<br /> ! fudurt.� now ar hereafter a put of the propert�. All replacs:menis and additioc�f.shnll �lrat Lo; covered by ttas Security �
<br />' j Iattcument.IW o[th�foregoing's rcferred to in chis Security Icutrumeot as th�';'��i�c:r�'•� '
<br /> � • �_t.t....���� i�w�l�j m;lctn�nsl Att(��1�1G lbQ IIQb�IO_Q,f80�A11d �•=
<br />�� � �ORR��VEACOVEIVAMIJtIs�t tsorrowui.iuwiuuy SW�+4 Vl WY v.H����
<br />'�� con�•ey tha Property and thnt the Propetiy is unencumbued,excePt for encumbrauc�so` record. Bosrou�er warraats ausl will '
<br /> � defend g:.ncrally th�titk to tlse Property agaiact aU claim9 and dem�uuds,subject to any encucubrances of recard.
<br /> use and noa-uaiform cor�enantS with timitcd �
<br /> .I THIS SECURITYWSTRUMENTcombiaes uaiforcn w��nanta for aauoaal �
<br /> vuistioas by jurisdiction to coactitute a uniform security iastcumeat cocerin$real property.
<br /> UNIFORMCOVENAN�'S.BorrowerandLendercavenantandagreeasfollows: wheu duc the
<br /> 1. �'nyment ot Peincip�l and Instrest; R'eW1Y�t aad I.ate Charees. Borrower shall promptlY PaY
<br /> principal of aad interest oa tl�e debt evidenced by the Not�and any prepayment and late chuges due uader the Note. F'
<br /> 2, �eds for'IYixes sad InsurAna. Subject to applicablo law ar to a written wvver 6y Lender,Bonower shall pay to
<br /> l.enduoa che day monLiilY PaYmentsare due under the Note,uaiil the Note is paid ia full, a sua►t"�l�ads�) far: (a)yearlY taxes i°-
<br /> �nd a««eatswhich may attain priority over this Security Iastrumentu a lien on the Properey,(o)yearly leaseboldpaynuats =-
<br /> or grouud reais oa the Proge.rty.if any,(�)Year�Y hazardor properry insurance pcemiums;(d)Yearly tlood iasuranee prC��
<br /> if anY+(e)Year1Y mortBaBe insurance premiums,if aaY� and�� anY Sums P�Y�'le by Borrower to Lcuder,ia acoordancewith .
<br />`� the provisioas of pazagraph8,ia lieu of the paymeata€mortgageiasuruuepremiums.Theseitemsare called'Eurow Items." �;;
<br /> I,eadu may, at any time,collect and bold F1�ads i�an a�oua��Y to ea�ceed the ma�amum�ouat a leader for a federally �-
<br /> related cixo�tg'�ge loan may require for Se�roaer's escsow accoe�c,��sde�the federal Rea��st�:=SetttemenLF'�°��'�" °� _
<br /> f47'4 as a�aendedfrom time to time,I�i:.S.C. Se�ixi 2601 et seq. ("RF.S�&'t�l, tvnless:�no•►3s,:i 1aw t2�at�p�ies to clse�3� --
<br /> stfs a Iesses asaov�c.I�sa l,eader may, ai an� c�.:.:. ¢oeiect aad hc�2d F�enc3s i� am aa�a�st naG to ea�w1�c3it trsszr amaunt. _-
<br /> rs�fututc �:
<br /> Leader�r'estiim�te t�z amouat ef�1�ads due�u the basis of��c�trent data:�'J«asrma�e�tes of e�:md�t�t _
<br /> ;•�q F.scroR Y�2ms or ot�erwisa in aoeor:�:,e witli applicable law. ia5drumentality, ar entilY -
<br /> .'�g The Ft�ads shall be held ia aa iasritutioa wLose depos3:s are iasured by a federal agwcy, -
<br /> � ('�ncludiag 1,eader+if Lenderis such an iastitutioa)or in�ay Feder�:Home Loan Bank.Lendea shall apply the Fuads to pay the _.
<br /> � F.scrow Iteau.Leader may aot chai'ge�orrow�r far holding aad ar''grlYinB t�Fliads,anaualiF analYt�B�escrow accouat.or
<br />`�� vuifyia�the Escrow Items,oaless Lender pays Borrower iatuesion the F1wds aad applicab3eiaw permits l.enderto make such
<br /> ,� a charga However,Leader may rcquire Borrowu to pay a oae-ti�charge for zn independentreal estate tu reporting sesvice
<br /> used by I.eader ia conaec.tion witl� tl�is loan, ualeu aPPlicat'k taw provides otberwise.Unless sin a,g�r�emeat is msde or
<br /> '� applicabk law requira iaterest to be paid,Leader�hall aot be requiredto pay Borrowu any iatenst or earnia8s oa tbc flu�ds.
<br /> — Barov►�r and Lender may aaree ia rvritiog� however. thai iate:est shall be paid o�the Fundc.I.eades shall give to BarravNer,
<br /> witbout chuBe.m aaawl accouodn8 of the Fuar�:,showio8 credits and de6ita to tl�e Fuads aad the purposa far wl�icb each
<br /> debit to the Ftiads�wss m�do.T6e FLada are pled�ed as additional�ecwity for sll cums�eaued by this SecwitY Tnsuumeat.
<br /> IE eiu FLa�luw by�.eades wcccea cba.mouau permiuedco be haa by apPlicab�V►w,1�e,sdes s�au:ocouac co Boaawer
<br /> - � --�- ----- -a ., s..........a.�..�.,:�k ru.�rrnuiremeatsuf wt�licable It�w. If the amountof the Fuada IuW by Leuder at any
<br /> �or w��+�:••�,•:••• '' Borrovver iA.Ritiag, aad,in enca ca:e Bo�v.�r .
<br /> � time i��ot iu�deat w p�y dsa F.scrow Itemawh�a due,Lcadu may so eosify m ao moce t�n
<br /> — �P�Y to l.eader the�mouat neces�rY to m�ce up the deFe+oacY. Borcawer shall malce up the de5deiu.y'
<br />- - tw+elve montblY P�Y��+ai Leadu's cde diuxetion.
<br /> — UP�P=Y�t ia full of all:ums secured by tbis Securicy Instrumeat,Lendu shall promptly refund to Borrower aay
<br /> — Fyade be3d by l.eader.I� nnder P+�ra�ap�21,L,eader c6all uquire oc sell tbe Pcoperty.i�eodes'.Ptios to tbe acquisitim or s�le
<br /> — of tlse Property,sh�11 aPP�Y�Y Fl�ads held by L,�nder at the time o£acquisition or s�lc as i credit agvnst the tums securedbY
<br /> — tLisSec��CY�� receivedby I.eaderuadarp�ragrapbs
<br /> — 3, wpp�icatioa ot pa,y�eats.Unless applicahle law provides otherwsse,�ll PaY�� �y�r����
<br /> s 1 aad 2 sl�ll be apnlied:Srst, to anY Pr�PaYmeatcharSes due under the Note,sccood,to amouats PaY+b
<br /> third,w iaterest due;foiuil�,to PriaciP�l du�;�d 1�st.to aay late charBes due under the Note.
<br /> 4, CUae�et; I3ess.Borre�wrr ah�ll paY�ll t�xes,lssGtsmeats,c�8�+6aec aad impositioas aunbutabla W the Propercy
<br />— wLich may attaia priotidy ov�er tl�is Security Instrument,aad leasehold paYmeats or grouad reats,if aaY• Bonovrru shall PtY
<br /> __ these obligati�oas ia the mannerprorided in paraRraPH2,or if aot paid ia tbat manaer,Borrower s6a11 pay them on bme directly
<br />_ to t6e person owed paym�aG Borrovwus8all promptly twnish to Lender all noticts of amounts to be paid uader this puagrapb.
<br /> � If Borra9vu makes these payments directly.Bosrower shall promptly furnish to Lender reaipts e�+►dencinB the PaYments.
<br /> —� Bosowershall promptty discharB��aY 1ie�wyicb has priority ovu this SecuritY i^ ,",�ntualeu Borsowu:(a)sg�us in
<br />--� coatests ia good faith the!iw
<br /> _ writiog to the paymeat of the oblig,�tioa securedby the lien ia a manaeracoeptaWew l.eader,(b) o atc w grevent the
<br /> -- by, or defends against enforcemeat of the lien ia, kgal P�ooeedings w�'�'�ia the Le.ndes's op'�aioa Po*
<br /> _= eafoecamentof the lien;or(c)saures from the holder of the Iien an ngruymeatsa�sfactorY to l.ender subordiaat►u8the lien w
<br /> = this SecuritY Inst�vmenL If Leader determiaesthst aay part of tbe Property u subject w�lien which may suaia prioritY ov+er
<br /> -- this Security Iastrument,I,wder may give Borroaer a notia ideatifyiog the!ien.Borrower shall utisfy the lien or taYe oae or
<br /> — more of the adions sei forth above withia 10 days of the giving of notice.
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