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<br /> �., tl:.�r�i or 14�n�rt}� Imsuaace. Aorcow•er shall ke=p thc imrr«vemrnty nc�w exTsting ur hCfCaf�Cl Ntk�Yi� �w thc
<br /> Pn�er�y i�surai a��inu icu9 by fire, haunis inc:tu�xl withiu thr arm 'exte�xla� co�•ecaRc" ancl any cuher tsa�,uds, ta�l�xlln�
<br /> ! Ilocxts ar ficw�dinr, torwhirA l.eruier rcquires i►ucuruscc. This iasuruxr shall l�e myintaincd in tdc auik�unly�ux1 for the�►criixl�+
<br /> , that Lencier rcquircs. The insuruxc carrier pro��idin� �hc insuraucr shall be chosen by Barmwcr subjcet to l.eiufer'i appruvx!
<br /> f which shall aot bc••�M��^^,wly withluld. 1P B�rrow•a f�lis ta ma'sntain co�•era�e dcscribed aba�o, L.eackr �uay. at l.rader'�
<br /> � q�:io�. '' n cacersge to prattct l.r.�:r's rights ia thc Property ia�cconluxc with�agr�±A T.
<br />_� _� Alt iasurwce�olicies usd n.n�cwals shall be ace.eptable to Ixuder and �Il iaclucie a uandard uwrtra�e clause. l.rnder
<br /> �� stwll ha�e tbt ri�6t t¢►twld tht p�licies aad reaewals, If L.cader rcquim. Botrower shall pmmptly rivr. to Leader all rccriptY of
<br /> paid premiums a��cl c�eaewal aotices. Ia the eveat af los�. Iiort+uw�er sLall Qive prar.pt notice w t!u losurancc car�itt and L.cndcr.
<br /> � ltadcr rrny mn1:e rrnof of loss if not m�de promKxly by Bnrrowu.
<br /> " t�Ness I.eiule� and Bo�rawer dherwise agroe in wricing, [cuuruue prooeods sl�ll De applitd to rcstorutoa or repair of tLe
<br /> Pnoperey damagsd,if the restont'san ar rcpair is economically fcasible and Lender's sxuriry is not lcsured. If thc restora�ion or
<br /> repalr is not ecoaousically feuible ar lJetukr's security would be Icscenai, the insur�uce procecds shall be applial to tht wrtu
<br /> F secured by ttis Securiry Inurwaent. wbeiher or not then due. with any excess paid to Borrower. (f Barrower�bandons the
<br /> ^ Fr•�ny,or c�ees ao!answer within?0 daya A notice fmm I�ukr that the iauuance carrier has offered ro seule a cl�lm. thw
<br /> �S�� Lender rruy collcet the incurance proceav. Lender may nse etu procad.s to rrpsir or restore the Property or w pt►,yy swus
<br /> securcd by this Securiry Instrument.whether or not chen due.'Ru 30-day period will begin when the notia is Eiven.
<br /> LJ��ess lxnder aud Borrowcr otherwise agra in writiag, wY apPlicatioa of pmceods to prixipil sl�all aot eactead or
<br /> past�ae:the due duc of[�e monthly paymeats rtferred to ia pu�graphs 1 aad 2 or chaage the amouru of the paymcnts.If under
<br /> par�grspb 21 tlsc Fr�pra�ty is acquired by Lendor, Borrawer's right to aay insur�nce policia aud proceods raulting from
<br /> dam7go Io II1C P1'O�1C2Iy pciOT to�Ie aCqUisitloD chall paSS[0 LCadCi[0 the e7[tC81 of(he suIIis soC11CC�by Wli SeCUiity g!n�mrnt
<br /> imuoWiateJy prior to ttu aoquisitian.
<br /> ,� 6.Occup�acy, Prcserv4tion,Maintenaace aad A�otectioa ot the Propaty:Borrower's Lo�a Applicatiou;I.e�seboids.
<br /> Borrower sball occupy,establisb,aad use the Aroperty as Bormwa's principal residence within sutty days after the eu�ution of
<br />„��i this Secutity instnuaeat and stull coniinue to occvpy the Property u Borrower's principal residrnce for at least one year after
<br /> :�7 the da:e of oocupaney,ualas I�wdcr otheryisc:sgnes in wriring,which coauat shall twt be unrcasonably witliluld,or ualess
<br /> exteauating circumsi�noes exist which ue beyand Boaow�r's conuol. Borrower shall uot destroy. damage o� impair ttu
<br /> — Yrope�ty. allow tlu Property to deterioratc, or commit wute oa the Property. Borrower sha11 be in default 6f aay forf�itwe
<br /> � action or proc,ading.whether civil or criminal, is begun tt�at in L�eader's good faith judgmeat could zes�ilt in forfeitut�of tho
<br /> ,,� Pr'oPertY or otharwi�e mueri�lly impair che licn crested by this Socurity Insirumeat or Leader's securiry iatenst. Barrower anay
<br /> � c�u�e suc6 a defanit and reiastate.as pmvided in puagnip618.by causing tha actioa or pracoaling W ba dismissed with a tuling
<br />,� th.�t. in I.�ader's good fattL dtu;rmination, Prtciudes forfrature of We Borrowu's interest in the Propaty or other muerial
<br /> -- imPsiimr�i of the lie�crated by chis Sccw�iry Inulwneat or l.eader's securiry intcnst. Bormwer shall also be W defaWt if
<br />�� Borrowa,during the loaa applicscion prxess,gave materi�lly fals�or iaaoctuate infom�cion or statemeats to L.esxltr(or failed
<br /> — w provide l.mder with aay material inforraxslon)en coaaoction with the loaa evicleoced by the Nou.includiag.but aot limited
<br /> — to.represeotuiaas conceraiag Borrower's occu{sa.o�y of the Property as a principal rrsideace.If this Sec�riry Instcumeat is on a
<br /> � leasrhold, Borrowee ahall comp{y with :11 tbe provisiaas of the lease. If Borrowcr xquires fa title to tha Propeny, the
<br /> � leasdsaid aad the fce title shall not muge unlass l.eader agrees w the merger in writing.
<br /> - �.iiino�w�ui iiawi'a�S"a�i�i�i iu�iuc i v j�ca j. ii�iT'3w�i i�3ii 2v En"�'v�Ti12j3�.�,.1'.�`..^222:.^.i.."::�p.^'�:i^..Q^f�iw�rl�
<br /> - this Security Ias ,,,,•�•, or there is a leg�l proceeding Wat may significautly affect l.eac:tr's rlgLU la We t�roperty(avr5 as a
<br /> '� proceeding in baakruptcy,probau,for condtnmatioa or forfeiture or to eaforce laws or ngWatioas), thea I.eader mry do aad
<br /> — pay ior wl�atever is necessuy to protoct the v�lue of the Property aad l.eacler's rights in the Propetty. I�wder's ac@ona may
<br />� include paying aay wms sxurgi by a liea which l�s priarity over this Sa.-uriry iasuum�at, aPP��B � �• PaY�B
<br /> raawoable attornrys'fas and aste¢ia,�on the Prnperty to matc�repairs.Although Lmcler may Wce actioa iwder this Pu�grapL
<br /> -- 7.L�1er doa not have to do so.
<br /> Any amouats disburscd by I,eader u�ta tbis par�graph 7 s,ha11 become additIoaa! �3ebt of Barrawer secured by this
<br /> - Secutity Inttcumeat_ Unlas Bomower 3ad L�ter agree to other terms oY paymmt,these amoaat�cIU-,11 bPar inurat fmm the
<br /> datc of disbursemeat u tho Note r�te aad shaii be payab]e, witl� intaest, upQn nottce from l.eader:o Bosrower nquesting
<br /> PaYm�c.
<br /> £�.Mort�age I�aaa.Tf F�eadu tequirod mortg�gs iasurana as a candition of maidag the lo�a secured by tE�is Security
<br /> Iactrumeat, Borrov��r shall p�y the precaiums required to maintain t�e mortgage insuranee in effea. If, for aay reuon. ttu
<br /> - mortgaga insuraaca�xverage requind by Leader I�pses ar ceases to be in effoct.Bormwer shall p�y the premiums required W �
<br />_— obt�ia covuage c��h�ct�nti�llY�IV1�EIIi t0 TI3C mOII�C;��ur.^^•previously ia effect,at a oost substaatialIy equivaIeat co tlu
<br /> cost to Borrower of tLe mortgage ;++tl,*�•+M previously in effoa, from au altunate mortgqg�insarer appmved by Lmd�r. If
<br /> subuaatially equivalmt mortgstge insvrwoe coverage is not available.Borrower sha11 pay w I.ender eac•h month a sum equa!to
<br /> , one-rovclRh of the yeady mortgage iasur�aoe premlum being paid by Borrowa whea the;++�„*aTM�covenge lapsod or ceasod to
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<br /> be ia effeci.l,e�dr.z will acapt,use aad maia th�se paymenis as a loss c�erve in lieu of mortgage insurwce. Iasc reserve
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