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U:~tr'oxst Caves+nrs. Barrower and Lender arvem,+nt and agree as foibws:
<br />1. Pap•ment of Pdne#pd aed in#erest. Barn,wcr shah prampti} pay when due the principal of and interest on the
<br />tndehtcdness evrdenced by the Nate, prepayment and !etc ::barges :,, provided in the Kota, and the principal of and interest
<br />art any Future :advances secured by ;hss Mortgage
<br />2. Fnndc far Toes tmd Insugrze. Subject to auplicahEe i:ew or to a written waiver 6y Lender, Barrower shall pas'
<br />to I~nder on Fh2 de_y manthly snualtments of prim+pa3 anal tntrress are payable under the Note, until the Note is paid in full,
<br />a sum {herein "Funds"! equal to one-twelfth of thr :early tares and assessments which may attain priority over this
<br />Mortgage, and ground rents ern the Property. if any, plus <,ne-ruelfth of yearly premium installments far hazard insurance,
<br />plus ere-twelfth cFf yearly premium installments for marigage insurance. if ang, alt as reasonably estimated initially and from
<br />time to time by I.ersd:'.r on the has is of assessments and hills and reasanabie estimates thereof.
<br />The Funds shall he he#d rn an test+nu+ten cite depastts car ,ac,:x,unis ui which are insured ar guaranired by a Federal or
<br />4tafe zg€ney f irts:nding under i( Lrncer rt cec an ,nss+risF+or: i I.endrr shall ;sppiy the Funds to t.a}' said talcs, assessments,
<br />insurance piemittms and ground reels Le°nder may not charge test so haldsng ar:~i a;~^!ying the Funds, analyzing said accaunt,
<br />or verifying and compiling said assrssments and t~ilEs. unless t ender ps}s Borrower intcrt'st on thr Fends and applicable taw
<br />pemtiis I.erder to make such a charge Bnrrawer atx4 [.entirr" may :sgrcc m writing at the time of ezccutian of this
<br />~tartgage that interest on the Funds zhall he 'pasd ?a Borrower.:tnd unless such agreement is nFade ar applicable Iuw
<br />regattas sw,h interest to l±c paid, 6 ender >hali not i~ requrree4 tF, pa} Borrower xns~ snterest ar earnings on the Funds. Lender
<br />shall gtrr to Bono:,-cr. wrehovt :.barge, .en anrua4 ae..;nuntin¢ c,f thr t=unes. ,ttourng credits and debits to th, ands and She
<br />ptFrptxe for :.rfttc:h each dchst tr, the Fund; ,va. !'!lade. Nita #~unds urr ;!edged as addiuonai security far the sums secured
<br />~ by this alnrtgage.
<br />If the attFaunt of the Ft:nd; he+.d by I.cndcr. t+xGether ;+-ith the fFSZV:e manthl~. instalments of Funds payable prier to
<br />the due dates of taxes, assrssm,^nts, rnsurance pretn+ttms and ,?round rents. shat; exceed the amount required to pay said Lazes,
<br />scsesamenzs, snsuran.~ premiuat and lraund rcrx .is thr}' (ail drti. erscit cx:es shaft he, at Barraw4Ps optiou, either
<br />pr~lptiy repaid to Borrauro: or ::seemed to B:grower an ntenrhh' :nstsllmcnts . f Funds. If the amtsuat of the Funds
<br />',:~; held by Lendez ihail net bt sut3tcfeat to pay t,lxe;. s:..,>.: ••rt.. utsararce premusm= and ground rents as they fall due.
<br />{~ BOrraWer sha33 pac tc Le:.x#cr asp amotmt ne..,^rss.~zrs r.. „a4.e up nc~ delicsencv w=tthin 3a dayc tram the date native is mailed
<br />by Letxitr to Br;rzasurr re: uCShng pas nFen: rherco!
<br />Upon paymrnt an :`at! o!' sit suns .eouzed h: tn:, \i:o#t~,x~c. i ender ~,hait pramptiy refund to Borrower any Funds
<br />held hy' 3.etxler It aendrr paragrapi' K tsar at the P: tperts , s.id the nr'tt tit +, atherwt,e acqu:red try Lender. Linde:
<br />shall apirip n ,star t~`xan ;rtt_u?edsi? ? Rr±- - :.+>_e -.. ~ t rt'- rFg,s,,,n s,t. ] ,_na,.r _ F,anAc hrl,f t,}~
<br />i..eader st the z;..rtr at appitcauar as a ,:r.•dn :;ga:z,st h' um, ucurcd hE, ht: \! ttgagc.
<br />3. Aglieaiio~ o[ P»'neasLC. t `n;:-a., a{tp3a.ahir inw pr;,.s.iea nt4•,c.rur,.e. ail pe}masts :ec:•tred b~• Lender under ihC
<br />do#e and rs-.~gra,-Kri aed_ ixrCV; ,haft i+C appisri; ha i ender i;r,t rn ha5mcnt of amazmts palahte to I_endvr by Borrower
<br />under pare#raph ? hetcaf, then to suare.r ?avahie .~n the ?.,a:c. a,en t:> the hrtnc+psl of the Nate. and then to interest aed
<br />prsnc;paS .in soy Futism .AdF-ances
<br />0. L`Yv~es: I.ieR. Br:^rr<r,s.er ,Gail i,sy ,?:f ^_,, ..>:rssn;en:s .:na ,•tncr chsrccs. t+rtc> and +mp:.:stuans atttibutahle to
<br />t#x Prapcrtc ahiah may stiazn a pnartzt : vet ?h;. `<ic:rtgagc. ;,:xt ;en~ci,r,ui ;-.+smeuts <~r p.round rents. it an}~. zn the nsanner
<br />ptzlvsde.i unt~r ,aragraph '_ hcrcct ,+.. ,t rus ~xa,t ,. - ,.trnz:c. . -+ H:=n.,'~..cr met=na iraFmcnt, ~,:non due, ehtectiy to the
<br />payee thc^ree+4- B>;3rraucs siF;ul hramptl 4ern<s3t re l~~ndee ai ..,.,, ,,. ,me~uleC .use under thu pazaaraph_ and in the event
<br />Bpzrev.'rr shatE slake pas'ment ~arect:+, 4}i••r:=.;er ,!eat; ~ ,~:-, ~..~~i: urr?r,C; ~..• Ic::.lct rr-,.eip;a e, r:i_nesng such paq~nten U.
<br />&yrrt,u~~ .,;Fat} {<a-crrnp.ay - tsct:arge ens- ::: r. -_7,ch ; ss , r,. •;,te .. .a. ..,., aortga~: ,'t+-.,,ie-,i. :hst Bnrrowrr .hal! oi,t he
<br />rrqus:ei* tt=dzarFutrge ens .urh lk-e ti,, icici+ an B=3^„war ,';,ci ai3rce +:: ~~_..r:e;g s,• hi- ,atin«e=,t .? tt;e. o::irgas,;n >rcured by
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