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<br />' S. �rd ur F4vKtcM� �►w�urutKr. li+,rrnwcr �hall k�r�+ ttx� impro�riixnts ►u,w• r�i�tinF ur IierraRcr cre.ta! �Ht ttu
<br /> Nro�+c�3�• ir.wrcti Yyain�t 1�+�.hy tire. h;urrdc in�lud�-�! withi�t the terni "etlr+klrJ��+vte;��;�° dnJ Any �Nher I►suyrJ., iiklu�liug
<br /> fi�Kwl,.vr Il.wKlln�;. tai uhi:l�l��i.t.r r.yuii:.ui�urrikc. 'lhi.u�.ur.u;���hill tk nuint,�in�J in tlu anx,unt�wxl liu thr{�rri�Kl.
<br /> iFut tAnJrr r��yuir�. '1'lk iu.uraik•.��arrier{,•a�i�lin� IIk u�wra�w•c.lull Ik.lu��►n h� li�m��v►.r �uhj��.�l t�� l.�iwlrr'�u�ru«� -
<br />, whl�h �Iwll �wW t+� un�awuuhl� withlklJ. It lk�,n�aw.� iail.t�t nu�o�ain r����irFc .lewrit+cJ �t+����r. Lc�rkr nu�. :��l.�ikkr'�
<br /> upli��tt.utNa�n�r»eraytr tu pr�NC.I IA�xkr'+n�ht•in Itk Pn�(ktl� �n w�•��rJ.uM��wnh ��rr�;ra��l► 7.
<br /> AII t1i�N1.Nb'l` {�+�liilc� :u�+l �tik��rlr�wll h. :u:.�►t�hlc t�. ix�uicr:uu1 �lull �niluik a .taixlarJ uuu�����r1�uK. taiu�cr
<br /> s�l�rll It�vr Q�r ri�;l!C 1��{M�ItI t{k�M�Ititc'�YIMI IiiKMilr (I I�'li►k1'1'��yuh��,.[LMfatK�f�J1.III rT�N11t11I►'�;N'C ta LcnJc�:�tl rccipt�uf -
<br /> paid �r�miums�ux1 rakw�l n+Wi��s. In tfk c�•cnt+�f lu.., t3�,rr,+w�r.lw11 yi��pr�»upt ixHirr tu thc in�ur�ncc ca�ricr:�i�l lxixicr.
<br /> Lcs�cls:r nuy nuke proaf of ta�ti if�wt m:uic pmmptl}•by &�r[ok�cr.
<br /> L'ntess l.cr�ier aix!li�rrn�cer�uherwik ugr.r in writin�,in�ur;uue pnkred��Iwll he:►ppli�Yl ta re.tur�tio��iu�•�p;ur c,(the
<br /> Aroperty cian�aged, if�h�restoration�r repair ic cc��nomically fcaaiMc;uul l.�iukr'�>ccurity i.iuu Ie�.cik.�J.If ttk re�torution ar -
<br /> repair is rwt e�nn��micuUy fe:�sible or Le�uler's serurity w�cwld tk IesKru�f,�hr inwr��ue prcxeedc chall be applial ea tFu:sunu
<br /> secured by this Securit}� Instrument, whettur or n�u then Jue, with uny excess paid to Burruu•er. If Borrower abando�u the
<br /> Pmpc:r�}�, ur dces not aiuwer within 30 clays a nutice fmn: Lender that thc;insunnee cart-ier hu,�offerecl to settle a claint.then
<br /> Letuier ma}r cviir�t the in�uranee proceeds. Leruier may u�e the proce�is ro rcp:►ir or rratu�� tli� P�a�xrty or ta pay sum::
<br /> secused by this Securiry Instrument,whether ot not ttu:n due.Th�30-day perioci will begin when the notice is given.
<br /> Unless Leruier and Borrow•er otherwise� agrec: in writing, any applic;uevn of proceeds to principa) shall not extend or
<br /> pcutpone the due elate of the maathly pay��ents referrecl to in paragr.�phs 1 an:i 2 or change th::anwunt of the paymenes. lE
<br />. under paragraph:t the Propeny is acyuirc^�i by I.�neter, Borrower's righ�ta any iiuur.�xY pulicie.:uxl proceeds resulting fram
<br /> danwge to the Pra�.+erty prior to the a�.�quisitk�n shall pass to Lcnder to thc cxtcnt oF the�ucru sc�un�b�this Security lastrument
<br /> inunediutelv prior co the xquisition.
<br /> 6.Occupancy.Presen•s�tlon,l�taintecwpce and Protc�s-:w� of the Property;Sorraw•er's l.uaaa��yplication;D.w�sefwlds.
<br /> Borrower shall oc;rupy, establish,and use t�te P�up:.rty�&�rrower's pri�u:i�stl residence within sixc� ila�s after tlu:execution oY
<br /> this Security I►�.�¢uenent and shall continue c•�.�cupy the Property a�B�c�wer's principal reside:x:e t:�r at lea.0 one year aRes
<br /> the date of occu{�;a�xy, unless Lencier othen.ia:�grees in writing, which 4vnsent shall not be unre:��nubly withheld,or uales.c
<br /> extenuating cimurnstances exist which arz beyond Borrower's contr�l. Borro«�er sh;ill not destroy. damage or impaie the
<br /> Property, allow ttic Property t�deteriorate, or commit waste on the Property. Born�xcr shall be in def�ult if any forfeiture
<br /> action or prceee3���,whethet civi!or crimin:►1. is begun that in Lender's good faith judgment couW result in forfeiture of the
<br /> Property or othenti ise materially impair the lien created by this Security Iiutrument or lender's s<.;.:r�ty interest.l3arrower may
<br /> cute such a defau7t and teinsuue,as pm�i�:d in garagraph 13.by causing the action or proceeding t�*be dismissed with a tuling
<br /> u�a[, in Lender's �ood faith detersninati�on, �r�ludes f�ut:i�;ue of the Borrower's ir.usest in the Property or oiher matereal
<br /> imp:iirment of the lien eraa¢erl by this Seeurit}� Insicument or Lender's security irttee.�. Borrower shall also be in default if
<br /> Borrower.during ahe loan appli.;ation proc�ss.jave materially false or in�ceucate informatjon or sta'te:�ents to l.ender(or failed
<br /> to provide Lender w�th any material infomiationl in connection with th.foar►evidenced by the Note,including,but not limited
<br /> to,representations cotn:eming Sorrower's occupancy of the Propeny ac a principal residence. If this Secarity instrununt is on a
<br /> leasehold, Bonower shall comply with all the provisions of the lease. If Borrower acquires fce titie to the Property, the
<br /> le�sehold and the fee titte shall not mergc unless Lender a�rees to the merger in writing.
<br /> 7.Protectioo of L.eader's Rlubts in the Prope�iv.If BoROwer fails to perfam the covenants and aRrametus ooatainod in
<br /> this Scturity Instrumcnt.or thcrc is a lcga!pro.,^rcding that r►�y significantly affect Lend:.r's rights in thr Prapert}� (uecl�ss a
<br /> proceeding in bznkruptcy,probate, for condemrmtion or forfciture or to enforce laws or regulations), then Lender may do ar�d
<br /> pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property. Lendei s actioru may
<br /> include p�ying azry sums setured by a lien which has priority over this Security instrument, appearing in court, p�yiu�
<br /> reasonable attomeys'fees and entering on the Property to malce repairs.Although L.encier may take action under this p�rs�graph
<br /> 7.Lender does noi have to do so.
<br /> Any amounes disbursed by Lender under this p:uagraph 7 shall [xcome additional debt of Borrower secured by tI+.is
<br /> Security Instrurr�ent. lJnless Borrower and La:nder agree to other temu of payrneiu, tluse arr�ntr y3�a11 beu interest from tlu
<br /> date of disbius;meat at the 1�Iote rate and sLall bc payable, with interest, upon aatic. from I.encter to Borrowar requesting
<br /> payment.
<br /> S.Mortgs�e f�uramc.�.If Lender rer�ired mortgage insurance as a mndition of making th�l�an securod by this Security
<br /> Inurument, BorRraer si�a11 g�y the premi;cras sequired to myintain th�mortgage insrrance in eEi�,ci. If, for any reason, thc
<br /> '` mort�age insuruice coverage required by Lv�sder lapses or ceases to be in effect,B�s�r�a.•er shall�y the premiums required to
<br /> obWin coverage substanti�lly equivalent to the mortgage incurance previously in effc�.�t,at a cost s�ssantially equivzlent to the
<br /> oou eo Borrower of the mortgage insurance previously in effect. from an altemate :nortgage insurer approved by Lender. If
<br /> substantially equivalent mortgage icuurance oo��erage is not available,F�,xcvwer shall pay to Len�ez w�;h mouth a sum equal ut
<br /> one-twelfth of dv»kearly mortgage insurattor pn:mium being paid by Borrower when the insurrnc�oz�Yrage lapsed or ceased t�
<br /> . be in effect. I.eader will aocep. use and retain chese payments as a loss reserve in lieu of mong�ge inuusnoe. Loss racer+a
<br /> Faa.s 30?S 9i90
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