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<br /> Tt7GET}IER 11'll'11 ull lha. intpru��cnxnt�nnw or hnrCatler erccta!on[he prupeny, atxl ull e;uenknts,.►�wnc�wucy.:uxl —
<br /> �'irwre� ixaw un c�rcuRrr a pu►t of tf►e pr��perty. AU rtplucement� an.i �iditio�u clu:ll :ilsu be �rvercd by lhis Saurity '
<br /> In��ruii�cnt. AU uf thc fi�roguin}� l�rcfer�cd tu in thix Securiry Inst�umenl�..ltte"t'n►pcny.'
<br /> BORRQWER COVE,NANTS tiwt Bnrcu�cr i�I�wfulfy sci�1 uf ttu��latc herth�•�anvc}�cd :ux1 has thc right tu Lr;utt:ux! _
<br /> r����•e}• ttk: 1'nyxny urx! �;u�t thc Pnyx:ny i. wxncunibcrc�J,cz�c�t fur c�kun�hr.ukc� +►f rccurd. Botruw�r w�trat�:a ;ux!wil) _
<br /> dcfeiul gcn�:rally the titte ro:he['rupertp ;��inst ull rlaimti:uxl Jen�ar►d�,tiubjecl tu uny e�xumbrance���f record. -
<br /> THIS SECURfTY WSTRUAIENT combirxw unifum� ruvr�unl�fur iwliuiwl u+e anJ ix�n-unifiirn�r�wcnanta wi.t� limitc�d --
<br /> �suiatians by ju�isdiction t�conctiwtc u unifarm sccuriry instrunu:nt co�•ering tcal property�.
<br /> UNI[�URhf COVENAN fS.[3c�rrawer anci l.erxier co��enant:u�d a�rcr as:follow•s: . --
<br /> i. Psiynicut of �'rincipul and laier�st; Prepayweut aud l.ute Ctwrges. Borrower slwll pr��mptly puy when due the
<br /> priiu;ipal��f anci interest on tlw dcbt evideneecl by the Notc:ux1 an��prepaymcnt a�iil Irte�Fu�ges Jue under the N�te.
<br /> 2. Funds fo�7'pxes aud Iasw�nce. Subject to applicable law or to a written waiver by l.ender, Borrowcr sh:ill pay to
<br /> Lc�uler on tho day nu�nthly paynxnts Are due under the Note,until the Note is paid in full,a sum("Futulc")for:(a)ycarly taxes
<br /> an�1 a���mentc which nxry attain rriority over this Security in�minxnt as a lien on the Propeny: (b)yearly leasehold payments
<br /> or grou►ut rents urt ttu:Propeny, if anv:(cl ycsrly hazard or propeny insurance premiums:(d)yearly flood insurance premiums,
<br /> if�y:(el ycarly nwrtgage insur�►rs�r�remiurczs. if any; ancl(il any sums puyable by Borcow•er to Lender, in accordance with
<br /> the pn+�•i�ior�s of para�raph 8,in li��u vf c�!r�S}•m�.nt�f rston�aFe insurance premiums. These items are calleci 'Escrow Item.c.'
<br /> l.ender may, at any time, coll��t ,u�.� �old Fu►►3.� in an anw+tnt not to exceed the maximutn amount a Iender for :► fcjclerally
<br /> nlated nwrtgage loan may requirr ?'c� �onower'�es.row :�cti;�w.0 under thc fcderal Real Estate Setticment Pracedunec Act of
<br /> 1974 ac amended from time te time, 12 U.S.C. Secti.�n 2601 Fr seq_ ("RESPA"1, unless ar..vher law that applies to tt�e Funds
<br /> sets u Iescer amount. If so, I.ender nmy, at any iime. eolleet un�hotd Fuc�s in an amount n�t to exce:�ci th.^. lesser amount.
<br /> [.ender m�y cstin�te thc s►nuu�nt of Funds due on the basis uf curcent data and re:uana�ble euin�ates of expetiditures of future _
<br /> Fsccow ltems or oiherw•ise in accordance with applicable law.
<br /> The Funds shall be held in an irutitution whose deposits are insured by a fcc�eeral ageney, iactrumentafity. or entity
<br /> (inciuding Lender,if Lender is such an institution>ur in any Federal Homc Loan Banl:. Lender shall ap{�ly the Fundc to pay tho
<br /> Escrow Items.Lcndar may not charge Borrower for holding atxl applying the Funds,ann�ally analyzing the escrow account, or
<br /> verifving the 6scrow Items, unless Lender pays Borrower interest on the Funds ancl upplicable law permits Lender to�nake such
<br /> u charge. Nowever,Lender may require Borrou•cr to pay a one-tiroe charbe for an independent m,al esuue tax reponing scrvice
<br /> used by Lender in connection with this loan, unless applic�ble law provides otherwise. Unless an agteement is made or
<br /> applicable law rcquires interest to be paid.Lender shall not be required to pay Borrowcr any interest or earnittgs on the Funds.
<br /> Borrower and Lender may agree in writing, hoa•ever,that interest�hall be paid on the FuTUIs. Lender sh�ll give to Borrower,
<br /> without ct�rge, an annua] accounting of the Fun3s, showing credits and debits to the Funds and the purpose for which each
<br /> debit to the Funds was made.7�e Fmui;are pYalged as additional security for all sums secue+ed by this Secwity Instntmeru.
<br /> If the Funds held by Lendcr exo�ed the amounts pemutted to be held by applicable law.Lender shall account to Bc*arower
<br /> for the excess Funds in accordance with the requirement.of zpplicat►le luw. If the amount of the Fands held by Lender at any
<br /> time is not sufficient to pay the Es�row Items when duc.Lender may so notify Borrower in writing,and. in such case Boaower
<br /> shall pay to I.eruier the anwunt necessary to m�ke up the deflciency. Borrower shall make up t3�e deficiency in no more thaa
<br /> ' lVYCIrC Itll)lllltiY�YYIt1GI/lJ.itl�.ClN1Gt�J SU1C Yt�ICUUI[. . _...
<br /> Upon payment in full of all sums secured by this Security Instrument. I.ender st�ll promptly refund to Borrowu any
<br /> Funds held by Lender. If,under paragraph 21, Lender shall acquire or scll the Property. I.crsder.prior to the acquisition or sak
<br /> of the Property,shall apply any Funds heW by Lender at the time of acquisition or salo as a cralit against the sums secured by
<br /> this Secu�ity Insirumerec.
<br /> 3.Appiicatbn of Paymeats.Unless applicable law p�vides otherwise,all payme�ts received by L.ender under paragraphs
<br /> 1 and 2 s,ha11 be applied�first, to aar Qrepayment charges due under the Note;second, to anaunts payable under paragraph 2;
<br /> thi�+d.w interest due;fourth.to pric�ipal due: and last,to any late charges due under the Note.
<br /> 4.Cl�w�ges;Lienc.Borrower sha�l pay all taxes,assessments,charges, fines and impositions attributable to the Property
<br /> whicfi r►�y �ttain priority over this Securiry Itutrument, and leasehold payments or growsd rents, if any. Borrower shall pay
<br /> ttsese obligations in the manner provided in parrgraph 2,or if not ptid in th�t muuier,Borrower shall p�y them on time directly
<br /> to the person owod payment.Boma�ur shall prompUy furnish Eo Lender all notices of aznounts to be paid under this p:�rigraph.
<br /> If Borrower malces these paymenu.�9ixctly,Borrower shall pminptly fumish to l.ender receipts evidec,cing the paymer�ts.
<br /> Bonower si�all prompily discP�arge any liett waich has priority over this Security Instnunent unless Borrower:(a)agroes in
<br /> wriang ro the paym�x of the obli�ation secure��+�the lien in a manner.rc�table to Lender;(b)coraests in good faith the lien
<br /> by, or defends agaiau enforcemex��t of the lien in. legal proceedings wt:i.�'a in the Lender's opinioa operate to pr�vent ihe
<br /> enforcement of the lien:or(c)secums from the holder of the Ei�an agreement satisfactory to Lender suboidinating the lien w
<br /> this Security instrument. if I.ender detemtines that any part of tF�e Property is subject to a lien which may attain priority ovu
<br /> this Security Instrument.Lender may give Borrower a notice idzntifying the iien. Borrower shall satisfy the lien or talce one or
<br /> more of the actions set fotth above within 10 dz}s vf the giving of notice.
<br /> ioew 3C� �l90
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