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<br /> '(�(#1 r1EH VWiH aY IM impro��nNnis �ow a h�r�aM�r K�cbd an th• propMry. snA MII w��..Mn1+ µ�wrl�nr•��. �nd
<br /> � Mxlwr• now rx h«�ap�r a{uA ol tha p►c�rry AY��Ycwnwnt��nd�dd�lana ahrY r:iw Dr co�wrd by thu 3rax�ly InaMt�nwN
<br />= AN ol lh�fPI1iyPlnq u tM�wtN1 Itf 1n lh�� �curMy InRkumM►1�� IIN 'W.O�sM�• "
<br /> HOflFiUWF:H CUVLNANT9 thal Eior+oww u tawluYy �«.tsd ot Ih� wwl� �«�ny car���yrc! �nd ha� th� r�qhl lo ptlnl Y�t1
<br /> con�ty Ih• Prap�rt� �nd th�i lh� F'rcputy rj un�e+cumbrad. eacepl!or�ncumbrrnen oS r�cad Eiarnwu wurant� �nd wi� -
<br /> ddrid ya��rt�y the i�ire In th� F4Mwty �p�inst�Y ttirirta�nd den+�nd� wD}rel to�ny�ncumt»rnr�s d r�ad y
<br /> TIIIS SECURIN IP1:TRUbtFtvT canib�r►�: wnVcun► wvwwnla lor rwiJa�wl u4e w�d nan un+f.xm w.w�nt� w�th iw�i�d�
<br />: va►iauone by�urkdictbn to constilut�a w�itorm�w.wity M��pwrwnt cov�riny r�a!prop�rty. � �
<br /> UNIF�RM COVENANTS BarowK and Laid�r co���nant �nd aswre aa foMow�. '
<br /> 1. P�ym�nt af P�Inci��l a�nd Int�iast; Pr�payn�nf�d Lat� Chara�s.6a+row+r�nan prom��N pay wn.n w
<br /> duQ th�principal of wnd f�tar�tt on ths dabt evld�nc�d by th�NotQ rnd sny pr�pay�mont and 4tla chasq�� du�unda tne Note.
<br /> 2. Funds far Taxza and Inaunnc�. Sublect to appHcabie �w o�to a wtitl�n wNrw by L�nd�t.Bortoww shaM p�y
<br /> to Lander on th� day monthly p�Vnwnts an du� und�th� Not�, unlil tM fJote Is pald in IuY. a uum�'Fund9"1 t�: (�) Y�Y -
<br /> wces and asaaasmanta whkh may �ttatn priorily ov�r thb S�cu�ty InsWmant Ra • Yen on tAe Propaty: (b? y�ariy leasehold
<br /> paym�ts or qround nnts on the Propwiy, if any; (c)year�r hazard or prapeAy insurtnca pramiums, fd) yauty flood nsunnce
<br /> pr�niuma, if �y; (�)y�ufy mortgage Insunnce ptwniuma.d any;and(f� �ny suma payable by Bartower to Lend�r In accordance _.
<br /> with tho provisians ot paragraph B, in Gau of th� paym�nt ot mortg�ge insurance pr�nwums. Thase ilwns are caGed 'Escrow
<br />' 1t.aas.' Lendw may, �t any tune, coNQCt and hold Funds in an onw�unt not to exceod the m�xlnwm amount a landx tor a
<br /> 'e�craMy rciated mortgage losn may requwa far Borrower's escrow account under the ledural Real Estate Settlenxnt Rxedures
<br /> Atx of 1974 �s�rr:�nd�d irom tAt�to tirrw,12 U.S.C. J 2601 et svq. ('RESPA'), utilass anotha� law ttut appliQS to the Funds
<br /> �eee a Mecwr av�r.•rt �f �c+ 1 wukx may. r* any timw, c�c.1 and ht+�•:P F��n�� in An artwu�l not to exceed the kssx amount.
<br /> CYnder mAy estimate the at+T;ant ot Funds ck:e on the bas�s ot currmi ca�.t and reasonabia astimates of �cpendit�ues ot future
<br /> �saow Ilems a othawtsa z�accordanca wah applicab{e kw.
<br /> Th�Fu�ds shall be haki(n an institutia�wlwse deposits a�insurod Dy a tedera!a�ancy,inshun��Wity,ur or:iAy(dx�:din9
<br /> Lenda, N Lender is such an institutlon) or x� any Fedenl F4aanr Loan 6a:.k. Lende► shaA app�}r the Fu�ds te pay the Escrow
<br />.. Itwru. Undw may not oharge Bortowq tor haidlnq and appiy�ing th6 F�nds. �nnualTy�rtialyzinfl the esacw axc�.�t, or verifyln9
<br />- the Escrow Items, unless Lander pays Bortower Interest a► the Funds a-.d app:icat>k law permits Lender to make such a
<br /> charge. Howwe�, L�nder nwt nquke Barowe►to pay a rneCme charge ior an inde��d�nt resl �state tax �epezAny service
<br /> used by Le�der in connectian with this ban, unless applicable law pror�des oihtvwise. Unless an agrecment is rtude or
<br />- appGcable law n�ukes Intersst to be paid, Lendsr shall not be requin�d to pay BortoN�er any Interest or eaminys on lAe Funds.
<br /> Borrower arsd lender rtwy agree in writinq, however, tlwt inlerest shW b: pald on the Fun6s. LenrJer shall give to Ba�roww.
<br />- without ch�r+ge. an annual accau�ting ot the Funds, showing crediLs and dabiis to the Funds and t3�e purpose tor wh�h each
<br /> daDit to the iunds was made. The Funds ar�ptedged as addiliona!secu�ly for aU sums seaued Dy iha Securiry InsWment.
<br /> It the Funds hc,ld Cy Lender exceed tAe amounts pemti:isd ta be AeW by appYcabN law,Lsnd�r shall account 1a Borrower
<br /> Cir the axcsss Funds in accordance wdh tl►z roqulremants af aF+p�'icabte {�w. N the amw�ft o1 the Funde held by�e r,itr at any
<br /> tti�e is not sut5clenl to pay tha �scrow ttams when due, Lender rt►ay so notity Borrower in writing, ond,In wch cass Borrow�r
<br /> shaY pay 2: �e�der the amount necosssryr to maks up tha d�bd�cy. B�owK shaM make up the deidancy in no mon tlwi
<br /> tw»Ns mo�t9�14 aayments, at Ler�dar's sa3e disa�tlon.
<br /> Upon paym�nt in tuU o1 eY sums swcured by this Security Ins��ot, Lerrder s,►�s9 prompUy retund to 8orrower any Fw�ds
<br /> hoid by Lender. li. �,�,d.r ��r�, 2�. �er,aa.Sna� aa�,r. or ser u�Prop«ty. �e�.. w+or to eh•.c�eon w� o�cnt
<br /> Prt�erty,shaY appy nny Furwis Mid by Landx at thr tim� of�cqulsiNon or saN as�cr�d'A a�inst tM awns s�cured �y this
<br /> S�auiiy Instrument.
<br /> 8. A�xpliratioo of Psym�r�ts. unwss a�cawe �aw �xovKsee otn«wise. a� �aym.ncs rsaivsd by LendK under '
<br /> paragraphs 1 and 2 sAW be appliai: frst. to any pr�Qayrtw�t chargw due under tha Noi�;s�cond, to amounts payab�a unda�'
<br /> parapraph 2; thi�d,to Interest due:fourth,to prinGpal due:and lut, to any late chargas dua un�r the Note.
<br /> 4. Clw�s; U�ns. Bartawar shaN p�y aN wcss. au�ssmente, chsry�s, fn�s uid trnpc�sidrons attrdwtabi� to the
<br /> Property which m�y attah prioriry ova this Security(nsUum�t,md le�s�hold payrrbnts or qrou�d r�t�,if my. Bartower ah�ll
<br /> P�Y thet� ot�.�,s �+ tne nw,ne� �rovidcd �, pars�r.�► 2. a �t not �d �n mat m.no.r.aorrow�c�r Pay�,.m on �me
<br /> dir�Gty to 1?�e pKSOn owad p�yrrMnt. Bartower sh�M prampty iurtwh to L�ntiw�il notic�s W amounb to b� paid und�r thls
<br /> f+��1i�R+��. si our�uww rs�ico ii�s� �rapnwiia �iiw:iiy, ownnr�► �i�{�oapi'y iumisn iv i.�ndR r�pis �rid�nwty ine
<br /> WYewr►b•
<br /> Boriow�r shall pron}�tiy diictwrg��ny W�n whkh hat prloriry ovlr tNs Socurily k�strum�nl unhss BorrawK: (���rws h
<br /> wridn9 to tha payma�t ot ths obNQ�tbn auwnd by th��ien in a rtwnr►a�cc�ptabN ta Unda; (b) cont�stt in pood fakh tha
<br /> ti�.n by. w cial.nas ap�insi «a«c�n.nt of ena Y.n tn. fegoJ orace�d'nga whicf, In th• L�nar�s opir►ion op�raa to prw.nt u�.
<br /> «,forcenw,c w u,. wn:or(c)s�N lrom tM holdK of tM Wn an a�r..m.nt uustaaory a �«►asr wearaha�r,y�n.W«,so
<br /> thb S�cutiry InsSrumM►t.tf L�nd�t d�bnnines that any pM of th�Properiy{s sub}ect to� N�n whlch may a�laY� priaily ovr thls
<br /> s.curay Instrun,«►t� l«ie.r m.y �r� oortow«.notics�a«►slyhy tn�uen.B«row.r sfw:atiscy m.iian or wc.on.«m«.or
<br /> 1M�t�iona sel forth above within 10 days of!M yiviny of notkw.
<br /> 5. Ha�t'd o�Prop�rty Insur�nc�.Borraw�►shaM kaep th�Yr�ov«n�c►ts now udstin�or henMltar Ker�d on the
<br /> Propwty Innured agahst bss by fin. hazards indud�d wdhln ths tam 'uRwnd�d cowra�'and any oth�r harards.hctudny
<br /> Uoo�f� or�ooding,fa Whkh L�ndM nquins inwnrtGe. Thk instuant� sh�M be m�inUMted N tM urlouni9 Nd tor th�p�riods
<br /> that Lender «qukes. The insurance carrier provkliny the insixanca sF►a�be choson by Bortower subject to L�nd�►'s approvd
<br /> whkh sh� not be unnasonaby withhatd. B Borrowx faiis to m�Y�taln covenye described above, Undr may. al Lendr's
<br /> option. obtain cowra9e to prot�ct Lender's righta in tM Propaty h accordu�ee wdh puagraph 7.
<br /> AL insu�ar►a poicies and nnewats shaA b� acceptabl� to Lender �nd shar includ� a standud mortytye clause. Lendr
<br /> shal have th�riyht to hoid the pokciss and r�wats. N Lendr raquireo,Bwrowa sh�ll promptly giv�to landK aY nceipts of
<br /> P+1d Pramiums and renewa!noflcas. In th�ev�nt o11os�. Borrcwer shall pius prompt notiea w th�insu�nu cartwr and Lendr.
<br /> L.�rui�r may rtuk�ptoof ot fou if not rt�ad�promptly by Borrowa.
<br /> Unt�cs l� and Bortower othawisa ayrN in writiny. insw�na praaads shaN be appYed te z+estotitlo� a np�ir of Uw
<br /> Rroperty aarn+y�d, d tl,s rost«aya, «repak is sco�,«�ir�Yyr razsiWa.na Lender•s seaxity is nos kss.na.a u,a neswration or
<br /> repair is not xonortacaly iwsibl�or Lender's sscwity wcYYd be bssmned,the inswance proc�ecfs sf�be �ppYad 4o the sums
<br /> seuued by tAls Seauily Instrument. whpthor or not then due. with any excess paid to Bortowar. tf Borrower abandw�s the
<br /> Property,or does not�nswer witl�in 30 days a notica from Lendcr that the inswance cartiar has otf�r�ed to settk a d�irn, thm
<br /> lenQer mty coNect the hsunnce proceeds. Lender may use the proeecds to repair a restore tRee Property a to pay sums
<br /> s�axad by ttws Sacwity fnstrument.whether or not then due. Th� 3ad�y period wiY begin wMn the�nn8cs k yivan.
<br /> UnMss lende► snd Borrower otherwise agre� in writing, any �ppication of proceeds ta princip�l shaY nat Pxtend or
<br /> posmone the dus dete ot the ma�thy payments refeR�d to in paraQaphS 1 and 2 or chanys the amwnt o1 the payments. If
<br /> under pua�sph 21 tha PrapoRy is acg�ured by lender, Boarowar's rigfit to any insurince poGcies ond procee�J9 resulGn9 from
<br /> d�ge to 4he Praperry {xia to Uw acqulsi�ion shali pass to LenQx to ttte e�dent o1 the swnc by Uds Security Instrutnant
<br /> iaxn�diataly prbr to the�cquisitlon.
<br /> 6. Occupancy, Pr�nrallon. �RaiMon��co a�d Protaction of t1w Prop�rty; Barowor's L.oan
<br /> AAPUCatiOtl; LAafYhalds. BorrowK shall occupy. esLblish, and use the Property�s 8otrower's prindpal resWence witAln
<br /> sixty days a�a the �cecution oi this Security Instrurrtant ond shall continue to ocwpy the Property rs Borrower's prindptl
<br /> residence for�t lesst one ywr after the date of occupa�rc,r.,uciless Lender othenvise agraes h writing,which consent shaY not _
<br /> be unra�ssonaby withhdd. w unless extanuating circumst�ces c�dsi wh�h sre beyrond Borrower's control. Borrower shaq not
<br /> dest�oy, damage or impair the Properly,aYow ihe Property to detern��e,, w comnit waste on tAe RQ{s�ty. 8orrowe►shall be in °
<br /> daQaux it any torieiture oction a proceading. wh�ther avil or crinw;�l.s baquri that in Lender's gand f�h judgnent could resu� —
<br /> in torfairi+ro of tha Proparty or oth�wisa taatwiaYy i�sipair tYz iiet��eated by this Seatri[y Mstsumert�x f.endg's sers:tfiy interett.
<br /> P,3,s.udo nlgs) vaye 2 or s �� (/ `
<br /> 96005
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