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<br /> TOGETNEIt�1'I'tf!�lt the impn��•enxrus now�r hereafttr emcteci on ttx pxoperty,rnci al!r�ementa, uppu�tenun�cs,suxl
<br /> flxtures iww ur heee�ft�r x �rt of the prop�rty. All rrplxeme�ua :ind additioiu shall �lso be covcr�til by this Suurity
<br /> (ncttutttntt. AI! af th�fi+regoing ic rzferra!to in this Se�urit}[nstnunent as lht'Propcny,«
<br /> SORRC'WEF COV6hANTS thut Barmwcr is lawfully scix.vl u€ttx eat:ate 1►er�be comcycd atu!ha.c thc right t�grant tuxl
<br /> cam•ey thc Prc:�eity arai th►t the Prti�4xcty is uoencumb�crccl. except far e�x:umbran►tis��f n:�urJ. 6orrouer w:�rr�rus cuul will
<br /> d�Tend ger►erel!y the tide to the Prop�ny agaiiut all elaims and denu�tds, cubject co r��y en�umbrances af re�:ord.
<br /> TI�iS 5ECURITY INSTFURIENT cumbines unifarm co�•crwnts far r�tional usc and naa-uaiform cavciuuus with (inut�l
<br /> variatio��.�by.juriz�ictian to cunstitute e uniform se:urity i�utnuncnt covering rcal praperty.
<br /> UNIFORM COV6NANTS.I3orrow•er ar� Lcixler covenant�xl ugree us Fo1laK•s:
<br /> l. P�S�r.seat of Pciac9pal anci Iatrrest; F��epayaaeut Wud [aie Cdurges. Bnrrower sitall pr��mptiy pay when ciuc ttw
<br /> principal of and inteirst on the det�t eviclenoed by the Note:�nci unY prepaynte�tt ancl 1;►te cti:urges due undec tlu Note.
<br /> 2. F�nds for Twce`�u1 I�surancc. Subjcct to applic:tble Faw or tn a w�ttcn w�aive�h}' Lender. Bottawer�h�ll paw to
<br /> Letuier on the day rrwiuhly puyn�ents are due urutcr tl�e Notc,until the Nate is p:iid in full, �sum("Funds")for: (a)yearly Gzxes
<br /> arul ussessn�ents whict►may attain priority over tl►i�Sccurity Instrun�ent as a 1[en on the Praperty�; (b)yearly Icusclwtd payments
<br />' or ground rent�on lha Property,if uny;(c)��e�r.iy h�uard or property insurance premiums; (d)�•eariy Ilood i�uurane�prenuums.
<br /> if any; (e)yearly mortgage insur,mce premiw:�s. if anY: and (fl anY sums Paynble by Borrow•er t�r Lender, in accordsu�ce with
<br /> �.he p*ovisinns of paragrsFh�. in llru of the payment of rrx�rtgn���nsurance p�miums.T'hese itc:crrs arc cal�al �Escruw Itc.ms•�
<br /> Lender may. at any time. �•�Gtt und hald Funds in an amuunt not to exceed the maximnm ��+�nt a lender for a fodemUy
<br /> related mortgag�l��n�� �uin:for Bumewer's escrow account und�r the federal Real Fscate S.'�tt.'ement Piocedures Act o£
<br /> 1974 as:men3�id Fn»m cimr ta time. 1� tiT.S.C. Section 2601 et se�. ('R6SPA"),uale:s another lwa that upplies to the Funds
<br /> �c a lesser scnwunt. Ii sv, tA.n3�r tnsy. at any time, eollect and haf•3 Fiuxlc in an air�unt not t�.�exceed the le.cser amount.
<br /> 3.�ri3er may escimate the am��uni of Funds due on the basis of current data and r��aable estlntates of expendituces uf futuie
<br /> 6scrow Items or otherwise in accordance with upplicable law.
<br /> 'ftie Funds shall be held in an institutioo whose deposits are insurod by a fr�er.il �esv:y, inscrumentality, o: eruity
<br /> (including Le,nder,if Le�xler is such an irutitutionl or in any Federal Home l.ou�Bank.1-end�:�tia1i apply the Funds to pay the
<br /> Escrow Items. Lender may noi charge ficirraw•er for holding and applying the Funds,annually analyzing the escrow accouni.or
<br /> verifj+ing the Escrow Items,tinless I.ender pays Borrow•er interest on the Funds and a�+Sicable law pemuts Lender to ma3ce such
<br /> a charge. However. Lender n�y require Borrower to p�y�one-time charge for an�indtpendent real estate tax reportins servia
<br /> used by l.ender in connectian with this loan, unless applicable law� provid� otherwise. Unless an agreement is m3cie or
<br /> applicable!aw roquires interest to be p�id,Lender s}�all not be requiro3 ta pay�Borrower any interest or eamings on the Fund.e.
<br /> Bonower and I.ender may agree in wriiing,however, tt�at interest shalt�e patd cv�the Funds. Lender shall give to Borrower.
<br /> without charge, an annual accounting of the Funds.slwwing creclits and debits t��he Funds su�d the purpose for which each
<br /> debit to the Funds wac rn�de• The Funcls are p�ed$ed as ydditional security for all sums secured by this Seeuriry Inurumeru.
<br />_ If the Fuads held by L.ender excee3 th�amounts permitted to be held by appiicable iaw. I.ender shall account to Borrowu
<br />- for the exces.s Funds in aecordance with a�u cequirements of applicable Iaw. If the amount of tlu Funds held by I.ender at any
<br /> tim:is not suft'ic:icnt to�wy the Fscrow It�ms when due. I.ender may so notify Borrower in writing,�td. in such case Borcower
<br /> shall pay to Len3xz th�:�unt necessuY to mai;e up the deficiency. Borrower sisall make up t�deficieacy in no more tl�u
<br /> twelve monthly p�ycn�s:s.�t B.ender's soie discretion.
<br /> Upo�s pa3meiri in fiili oi all sums savred by this Security Instrumeru, Lender shall promptly refund to Borrowa any
<br /> Funds l�eld by Lender.lf,undu paragraph 21. Lender shall acquire oc stll the Property.L�ender.prior to the acquisidon or sak
<br /> s•---�_�_� t. t .1..� •�1..i. ��ie�i�n ne f�C M!Y{it 9�IIIRS[1}IC SUIILS SO�1TCd..�6
<br /> di tflC Yi�CIT�.shaii ajs�iy a+gr ruuua�s�3 v3..:,:.�... :........:.�,af�j_.....!___. �!��►_._ _. _..
<br /> this Securiry Iactr�ment.
<br /> 3.Applicatioo of Pay�uents.Unless ap�licable law provides otherwise.ali pz;;mznxs Teceived by i.endu under paragraphs
<br /> i and 2 sS�ll be appliod: firsi.to�nY PnPaY��c�S�due under the Note: secoad,to amausus payable under puagrs�ph 2.
<br /> thit+d,to interest due;fo�rth. to priacipa!due:and last. to�ny late charges due under the Note.
<br /> q,Ch�r�es;I,ieas.Borrower shall pay all taxes. assessments. charges,fines and impasition9 atuibutable to the Property
<br /> which may ait�in priority ovu this Socurity instniment, aad leaselw2d paytnents or gnwnd reius, if any.Borrower shall pay
<br /> thzse obligations in the manner provided in paragraph 2,or if not paid in that nt3rtner,Borrower sh�ll pay ttxa�on time diraxly
<br /> W the persoa owed payment. Bor.awer shall pmmptly fiunish to Lender all r�otices of amouots to ix ptid uodas this pzr�graph.
<br /> If Sorrower makes these paymecus directly.Borrower shall promptly fumish to I.endu reoeipts evidencin�afie paymenss.
<br /> Borrowu shall promptly discharge�ny lien which Uu priority over this Security Instrwnent unless Botrower: (a)agrxs in
<br /> writing to dtiee payment of the obligation socured by the lien in a n�rurer aoceptable to Lendtr;(b)contests in good faith the tiea
<br /> by. or defends againu enforcemnt of the lien in, lega] proceedings which in the Lender's opinion oper'ate tu prevent the
<br /> enforament of the lien;or(c)secures from the Aolder of the lien an a4$ramnc sausfxtory to Lender subordinating the lita to
<br /> this 5ewrity Inurument. If Lender detennines ttiat any part of the Property is subject to a lien which may attain prioriry ovu
<br /> t}�is Su�rity �n�n,meut.L.endcr tray give Borrower a notice identifying the lien.Borrower si�3 s�tisfy the lien or take one or
<br /> more of the acxions set fort��bove wittun 10 days of the giving of notice.
<br /> . for�a 302a 9190
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