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<br /> S. Hsuaed or Prape�9� Liaurst�xti. &�rn�Wer �Iwl) �,�p qk imp�a�cment���x6',isti�ig a��t��te�1 cui the �
<br /> Prnr:•riy inwnxl�uai�ut!ws h) 1Re. ltuardc inciwie.l u ithin the term °e+ctt��l en�•eragc�"anel,uiy uttur Iw��.l�. in:lu�inA __
<br /> flaxl.c,r fl�wxling. Gu•W hi:0 [a�txl:r r:quires in:.ur.m�..'f'hi. insur;utce.hall t�e nuintaineil in ttx���k+u��h and h•r the penc�dc �=
<br /> that Lc�xtcr r��{uira�. S'tx in.u�aixc rarricr pro�i.�ing thc imuca�u�.lull t+c�hu�cn t�ti ll�,rr��w�r�uhj�rt tu L.ciuie��:y,p�t��al _
<br /> which shaU iuu t� un�eauawhly uithlulJ. If &ur��wcr i'ail+ lo nui�itaiii co�cr:�;e des.ribevl utx���e. l.cixkr nuy, at l.��xier's
<br /> optic�n.ut+tain cot•rrcgc to pmtect I.en.ier's righ�, in tbe Prnpetly in ur.urJaik�W itl���;u�ugru�117. �
<br /> Al) in�uranr� ��li�ic� aixl r�ikw;il. �liall tk ai�:cptahlc tn l.cn:fcr anJ�hall iik�ude a staridar� nx�rtgr�;e�iaux. l.e�wkr —
<br /> �1�H Fw�•e the right ta Iw•id d��+licie���kl ruku��l�.li l.c�wkr c�yuirc�. &uraw.��lull pri»upqq gi��io Ltnder a!I r��cript<<,f -
<br /> paid pr�miun�.c;uici rencw+! ncKic�s.In thc iti�cn�i�f lo�..&+rruu�r s}ull bice�+r►�mpt in�ticc to thc intiur�i►�c carrice ancl tx�xtc�. _
<br /> tx�r nut•nulc praaf��F loss if�xx madc prrm�+tly hy Brrrow�rr. _
<br /> Unle.�L.cixkr:ux!&uruwcr�Khctw ik aFr�^�in w riting. imurn�xc prtik�tivi.�lull hc:►pplicxl ta rcui�r�ti��n ar repair uf thc -
<br /> Prupcny d;uiu�;��i, if�the rc.a►ratioo ur re�air i.ctiaiumiirall�• fe:uibte�uul l.�i►akr'.xtiurit�• is�xu Icskik,i.lf tfu r�.uaration i�r �
<br /> rep�it i�iu�t ccon��tnirally tcasiblr i�r l.ciulcr'.�e�u�ity a.wld t+r tc�aeiuxl.thr inwra�kc pnxee��sh:►II he uppliai�u the wms _
<br /> �ccur��l by this �rurity I��..trumcn�, ul►ethcr or �wu ttun duc, with uny cxres.� p:tid ta Borrower. If Ektirraw•cr abancion: tha
<br /> Prupeny.��r doe� �wt u�Uwrr witldn 3U J:+y�s a iuui�r�iroro Iw�iulcr�hat tiic ivauia�wc c:���iei ha.y offerai :.�s�:itle a�laim, tt►cn �
<br /> Lendcr may rnUec:t tlu imur;uue prcxeais. Letuier nuy use the prareds ta repair or restara the Propeny ar to pay suau
<br /> sicu��d by this Scxurity Inattumeal,whether or�wt then due. The;0-day periocl w�ill begin w�he�the nodce is gi��en.
<br /> Unleas l.ender «nd Borcow•er ather�•ise agree in writing, miy application af prc�ceeds to principal slT�ll na extend or
<br /> postponc thc due date af the nu�nthly payments refcrr�l to in paraFraphs I and 2 or change che amount uf the payments. If
<br /> under paragraph 21 the Prapeny is ucquired by�Lender,&�rruu•er's right to�ny insurancc po{icocc uzd Qroceedti rewlting frwn
<br /> dan�rge to the Propeny priot to the acquisitiou sh:ill pass to Leixlec to the extent of the sunu secu�rcci try titis Secur+ty Luwment
<br /> immediately prior to t1�:.arquisition.
<br /> 6.Uccupancy,Preser�akiwa,bt:�iuc�z�zaoc�e znd P�atectiou of t6e ProQestg;lkurow�er's I.oan Appli:�Ydan;Ixaseholds.
<br /> Borrow•ec shall occupy,establish,and u�:r.L,e Property as Bo►rower'z Qrincipat resicfence w•ithirt sixry days after the executioa of
<br /> this Security I��strument arui st�all car.c6�„�e:,a acupy che Prope�ty a�,.Borrower's principal res'v�Ptiske for at least vne ye:u�tter
<br /> the date of�x.upancy. unless Lender alucv:•.uive agrees in writing. w[ai.R conscat shall twt be tar�:�nably w•itt�l�eld. o:�.u:J.c.'ss
<br /> ertentwting eircumuaiues exist which •.�,re ba}•onci S.wcower's comrol. Borr.��acr shall not c�estrc�y, �ac►t:r;e or impair the
<br /> Property, allow the Property to deteriovace.or ca:r�ci3JC waste on the Property. BeROwer shall l�e in def�¢i�any forfeiture
<br /> aetion or proceeding, whether civil or cnrri�al, is be�n that in Lender's good faith judgment �ruld resuIt dr.orfeiture of the
<br /> Pn�perty or otherwise materially impair iL7e'ien created by this Security Insttument or I.ender's �ra:urity intetest.Barrower may
<br /> cure such a default and reinsuue,as pra;r.i�;�in paragraph 18,by causing the aetion or pracc�:iu7r e•a ue disroissed with a culing
<br /> that, in Lender's good faith determinatian, precludes forfeiture of the Borcower's iaterest i�e ;:�e Propetty rx adKr nnterial
<br /> impaimtieni of the lien created by this 5ecurity lnstrument or Lender's security udx�c��t. Fx:zt+�►wer shall a;w be in default if
<br /> Borrow�er,during the loan application process,gave materially false ar inaccurate i��:'Ji.�:allL�.0�`s�atements to Le`nder(or fazted
<br /> to pmvide Lcr,der with any material inf��rooation) ii�connection with che loan evidenced by�:.�.:k�te, including�LWI I�OQ E�AN'�i
<br /> to,represent�;,���nc ooncenung Borrower s oceupancy af the Property as a principal residen�e.�:�F�.`��`�S�curiry Itutrument is�cx:.a
<br /> leasehotd, &iimwer sh�ll wmply with all the pro�i:s:c,ns of the I�;ase. If Borrower acquires :� tiQe to the Prope►�, t�e
<br /> Lcasel�old and the fee title sF�all not merge unless Le�.khyragrees to the merger in writing.
<br /> 7.Prok�iba of I.euder's R�Stbis it►the ProDerty.if Bortower fails to perform the covec�tus and agr��:r,veats oont�inad in
<br /> this Securty�.zsirun�ent.or thcre is�t��!proceeding thIIt ma}signi6cantly affect Lend:s's�:�� lA IflC PfOpCity {g�1 ia A
<br /> prooeeding'r.,i�ruptcy, probate.fot�r.��:�demnation or fodeiture ar to enforce laws or regv.C�.7i:r.$),then 1-ender may��_'�d
<br /> pay for whatever is nacessarv to proiees the value of the Property and Lender's rights in eh,�C�:vperty. Lender's xdons may
<br /> include paying any sumc 3,,,�^stred by a lien which has priority over this Sect:a�+,4 ZustTU.-aznt, appearic,; ia wurt. paying
<br /> reaconable attomeys'fees a-�enteriu��.�n the Property to malce mpairs. Although�f��ier er�y take action�ttis para8raph
<br /> 7,Lender 8oes not have to do so. .
<br /> Any :.t,*.+r,unts disbursed by Ler�:er�under this paragraph 7 �f.all became additional d:bt uf Borrower secured b�• this
<br /> Security Instrument. Unless Borrower a�^+3 Lender a.�ree to other terms of payment,these amounu shall bear iaterest from the
<br /> dau of disbursement at the Note rau and sl�all be payable, with interest,upon notice from I.a�der to Bc�+owu roquesting
<br /> payment.
<br /> 8.Mort�age Iusurxnce.If I.en�d�c required mortgage incurance as a condition of making the loan seeured by this Seeurity
<br /> Instrument. Borcower st�all pay the Ls::rniums required to maintain tbe mortgage inwrance in effoct.If, for�ny raason, tl�e
<br /> mortgage insurance coverage requir�by Lender lapses or ceases to be in effoct.Borrower shu�i pay the p�miums required to
<br /> obtain coverage sub�r•equivalent to the mortgage insurancc pnviously in effect, at a coat substantially equivalent to the
<br /> eou to Borrower of the vn„�tgage inwrinoe previously in effect. from an altemate mortgage incurer approved by Lendu. If
<br /> wbstantially equivalent aaarcgage insvra�ce coverage is not avaitable.Bonower shall pay to I:�nQer exh month a sum equal W
<br /> one-twelfth of the ye3rly mortgage insur.ance premium b�ing p�id by Bonower when the insuran�e coverage Iapsed or oeasod tQ
<br /> be in effect.Lendes will�t.use and t+�tain these payments as a loss reserve in lieL of mortgage insurance. Loss reserve
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