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<br /> S. ti�:�s►n-i ur f'�'�crtv Iwu��txe. Burn�wrr �lwll �,ccp the in�ru�•cnxnt.h.�w cYi>ting c�r h:r�.aflcr ert,tal on thc �_
<br /> Pr�n�• in�urcd uLstnrt !r�,h} iirr. liawjd. i�r•lu�i�d uithin ttk tcrni 'cr�e�tcictl�v��•rragc' a�x1 a��� �+�hcr huani.. i.klwlin�: �_
<br /> t1�k�.1.ar I1�wxlinE. for a hi�h Lc�xlrr n�uirt• inwr�ixc i iii,inwra�k•r.+�,1i h: nuint:�itt:!in thr�+���+��u� an1 Gw tfk p�riod.+ L
<br /> ttut l4�xkr r��yui���.. 11►� iiuurr�kc.ar�icr pr.��•idin�;Uk in>a�.+►4•e .1�:+11 hc�'h+�xn h� E3urrouer wb_j��.t n�i.��kkr'� appraval —
<br /> whi�•h�lull iwu tk unr�.►.wuuhl� wuhhcW. If lk�rruwrr 1':ul.tu nuint•rin r����cr��;r dr.:riFxd •rtH��•�. l,e�ui��nwy, at L.ctxlcr's �-
<br /> uptiun.��t+tuin c����•r.��;r tu pr�w�tit�.��xt�:r'�riglit�i��ltk i'�.,p,rty� in;a:�+�rJ:utrr w ith p:iragruph 7. F.
<br /> AI! inwra�uc {x�lir�c���Kl rrnewal..hdi lk :Krcptut�t�t�� lxtkl�r;i:x! �I�11 tl{t'IlttlC :t �I;lIMI1!'lI I1M►f1�JSC rl�u�. L.c�ulcr �:-_
<br /> .{ull {utie�IK right tu iu�W tiu{x�licies.utii rrnew;�k. If 1-4�xlcr rryuir�..[3�►rru��cr.twll prany+tl�•�;i�c tu l.;ixler ull n�ci(uc nf
<br /> paiii pnmiun►.�a�ul re�k++rl�uKiacs. lu tl�c e�r�u at'lu�..fi.►rrowcr�ttull gi�c prumpt i�.,�ic�to the insuran�c rurier�tx)Ltixler. _
<br /> Lcn.i�r nu>�nukc pr�M,P uf In�.if rn�t nw�le prun�ptly by Ba�rruw�e�. �
<br /> Unlc��lx�xlcr:uxl &�rrow�cr cuhcrNik:�r�r in writing,iasunukc prcxctitil�.ttuli bc:�►plird 1��rc>turriion .�r re�ir af chc �
<br /> Prc�+eny�m:tFctil, if�hr rc�a�r.►tion or r.pair is cre,nnmically fe:a�ibtc u�ul l.c�xtcr'.xY uriry is iwt le�acned. lf thc restoratian or �'-�
<br /> npair ix►wt�tio�u,mically fwsiblc��r l.c�xlcr'y sccurity w•�wIJ lx Iccscixwl, thc iacurr�kc pr�ceds ahall t+c applia! ta thc sunu g�_
<br /> sccurcd by this Sccuriry lnstrun�cnt. whcthcr .0 rx�l tlun duc, with 3ny cxresc paiJ to &►rrowcr. li'&irruu•cr ataantloac thc
<br /> Yrupeny,or dac� rxu:u��w�er within 3Q :iaSs a r.nsit�e!'ro+n Irncicr that thr iiuuauxe c:u7ier has offcred to �cttle a claim, then _
<br /> Lendcr nuy rollect the iacurancc proceeds. I.cnder n�ay usc thc ur�xc��l.� to rcp:►ir ur restarc thc Propeny cx to pay wn�s --
<br /> secured by this Seeurity Iactrument.w•hether ur ncit then�ue.The 3Q-da��periotl will hegin when the notire is given.
<br /> Unless Lender and Borrow�er aherwise sg��ti in writing. an)' aPplicati�,n uf p.roc�eeds to priiu:ipal shaU not eztend or
<br /> postponc the due �iate of the nwnthly payments refe�r��J to in par.►gr.►phc 1 and _'��r ch:u�ge the :uiwunt of the paymcuts. If
<br /> under p:u°.�r.iph 21 the Property is acquin.�c1 by Letxler. Borrov►'er's right to an�� ittwr.uice pc�lirie.e atxl Pro��eais resulling fron:
<br /> dan�e to the Pro�erty priar to the acquisition shall pass tu l.�:nder to the extent of tFe �um�securod b�this Security Inctrun�enl
<br /> wur�cdiately prior to thc acquisition.
<br /> 6.Occnpsacy.P�eservatwp.Atainienance and ProtcYtbn oi the Prope�ty:Borrow•er's l.aan Applicalion:I.ease6olds.
<br /> Borrower shall occupy, c.wblish,3nd use the Propeny as Borraw•er's principal residenc�e within sixty�iays after the ex�ution of
<br /> this Security Instrument and shall continue to oecupy the Pcopeny as Borrower's principal residenee for at Iea.ct one year afcer
<br /> the date of occupancy. unless Lender otherwise agrc�s in writing, which wnsent shall noi 6e anreasonably withAetd,or unless
<br /> extenuating circumstances exiu which are beyoncl Borrower's control. Borrower shall not destroy, c1.�i�e or impair ehe
<br /> property, allow the Praperty to drteriorate, or comrnit waste on the Property. Borrower st�al! Ix� in def:iult if any fo�feiture
<br /> action or�x�ding,whether civil or criminal,is begun that in l.endtr's good faith judgmenc���i►d resui[in forfeiture of�'�e
<br /> propertv or cxl�erwise materially impair the fien created by this Security Instrument or l.ender'�wurity intemst.Borrower may
<br /> cure such a r:�:fault acki reiuctate,as provided in paragraph 1 S,by c:wsing the action or proceealing to be dismissed with a tvling
<br /> ttwt, in l.��n3:t's goocf, fait6 determination, precludes forfeiture of the Borrower's inurest in the Property ot othu mattrial
<br /> impaim�e:x of the lien cteaied by this Security Instrument or Lender's security interesi. Borrower shall also be in default if
<br /> Borrower,durino the loan application process.gave mlterially false or inaccurate infarmation ctr stztements to Lender(or failed
<br /> to provide�nder with any maceria!iufumiation) in corutiection with the lo3n evidenced by the I�ote,incluaiing,but not limitod
<br /> to. represeatations coneeming BorroWer's cecupar�cy of the Praperty us a principal residence. [C this Security Insttument is w�a
<br /> leacehold, Borrower shall comply w�ith all the provisions of the lease. If Bonower acqaires fee tide to the Property. the
<br /> leaseho7d and the fee title shall not merge unless L.ender ag�ces to the merger in watir►g.
<br /> 7,ptut�dlon ot I,eader's Ri�hts in the Propa'ty. If Borcowcr fails to perform the co�eau�ts and agreements contained in
<br /> this Sxsr� Enurument.or there is a legal proceeding that may signit�cantiy aifect i.ender s righu in ii�e P,v�u�y t���� -
<br /> proceedir.�in bankntptcy,probate, for condenuiaiion or forfeiiure or to er.force l2wc or regulations).tlun Ler�der may do and
<br /> pay for w�l�a:ever is o.-Ya�ssary to protect the v�lue of the Properry ared Lender's rights in the Properry. L�eoder's aciions may
<br /> include pa}it�g any s�.:.s secured by a lien which has prioriry over this S�rity Instrument, appearic� in court, paying
<br /> reaconable attortxys'tazs and enteriag on tho Property to mafce repairs.Although Lender may take actias u�iu�this paragraph
<br /> 7.I.enoct daes not have w do so.
<br /> Any amounu disbursed by I�r under this paragraph 7 shall bacome additiot�l �t of Borrow•er xcurai �ar this
<br /> Seauity Inctrurrxau. Onless Boaower and Lender agree to other ternu of payment. tluse at�unts shall br�t interest from the
<br /> date of disbursement at the Note nte aod st�all be psvable, with interest. W�notice from Leader w [iosrower requessi�
<br /> PaYm�t•
<br /> 8.�fia¢�tgage Insurstnee.If Lec�required mortgage in.�t:r;a�x.ac a condidon of n�dr',g the loan secured by this Ser,�rcty
<br /> Instnuness�. $orrower stnll pay th�e�+remiums recluired to maic�t:;;.a�the mort$age insuranx in effect. If. for zny r�.'a. tbe
<br /> mortgage insurance rnverage requincd by Lender lapses or oeases to be in effact.Borrower shall pay the prcmiunss reauired to
<br /> obtain coverage substats.ci3tly equiva:tnt to the mortgage insur�noe previously in egect.at a rnst substantially equivalent to tht
<br /> eost to Borrower of the mortgage icGCarance previauly in effect. from a� alter:,�te mortgage insunr approved by Leader. If
<br /> substantia3ly equivateni mortgage ia�r3noe covcrage is not available. Borrower s1u1!p�y to I.ender ac1�month a sum e4u�1 w
<br /> one-twelfth of the yearly mortgage;nc:�ruxe premium being paid by Bonower when the inst:rance ooverage lapsed or ceased to
<br /> be ia eNeci. Lender wiU xcept.use and retain these paYments as a]oss reserve in 1 ieu of mortgage incu�ance. y.oss reserve
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