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<br /> TlK;6TNER Wf'i'H all the impru��enkitit�n��w ur her�aRer erxtod c�n the pr�eny. ��xl afl�nk�.`i���rs,:uxl
<br /> firtur�x ix�w ��r Ikn:aQcr a part of thc pru�ny. .�II rcplxzmcnts aixl ad.iitii�nti xhall ul.0 t+c a��'crcxl by this Scxu�iry
<br /> [�utiuu►:�u. .All ��t�lh:iiu:Foinp i�mfcrreJ tu in thi.Security histrunicnt ac thc "Pnw�cny."
<br /> B()RR(�WEiR CnV�NANTS thu &un�wcr is laatuliy seixd�,i thc e+tatc hcrchy c�ui�•cyc:t w�lu..�ik i�rld tu gs-,.�i,:r«� -
<br /> com•ey iiu Pru�x��ty aix!th:+t thti Pr�rty �s unrixumi+emd.exceFt for encumbr;uue�ut' ntit,rJ. �►rrow•cr�carrant�an�will
<br /> defuwl generally the titie to�h�Pr.,pem�a�ain�t aU elainu:ux1 drnwKis. �ubject to iny encumt+r;uues i�f reco�J.
<br /> THiS SECURITY INSTRL�titENT c+mlhi�ks uniform m��cnants fur intii�ru! usc unc! �wn-unif�um�.►reru�u�wiih liuuux!
<br /> variati��m by ju�i..licti��n ta.an�:itute a unif'um�sr.•urity isutNment co��erin�re:il propeny.
<br /> UN[FORA1 COVENANTS. Ii�xrower arxi l.ctxicrcovetGVU arul aC�ee:u fiilluws:
<br /> 1. R��uieut oP Priuclpal xiul iatcrest: Pm�w}�ment Aud tate t;lu�rges. Borcowcr shall pn,mptly pay wli�n due the
<br /> princi{►�l c�1 mxl inter��t on thc debt e�•idenoed by�hc Notc�nl:iny pre{►ayn►cnt:uxf latc rh:ugcs duc undcr the Nutc.
<br /> 2. Funds for Taxes and isL.urance. Subjert to applicable law or to a written waivc��b�� l.etxier, Burmu•cr shalf pay to
<br /> Le�uier on the clay nwnthly payments are du2 u�xlcr the Note,until the N�AC is paid in full, a wm 1"Funds") for: (a)yearl�•taxes
<br /> and usses.cments whieh nuy att�n priority a��er this Saurity hutrunk.nt as a fien an the Property;(b)}•early Iea.cehcild payments
<br /> or gmutul rents on the Property, if any; (e)y�earlq hazard or prapeny insurar�c.premiunu: (d)yearly flcxxl insucance premiunu,
<br /> if�uiy: (r)y�;a,:y u�,�:g�� ir.w:an."c prcm:unts.if:n�:snd(� any su�m E+ay.xhle h}• �nouer to l.c�xier. in:u�mrdatice with
<br /> the pravicions oi'g�r.�rzph 8,in lieu of the pa��ment af mc�ngage insurtuur premiu�u.These items an:callal 'Gscrnw items.'
<br /> Lendcr may,;u. a:.}tin�c, collert an�i hold Funds in an aimunt not ta c�Red the maximum amuunt a lender fur a fecierally
<br /> relatcxi nu�rtga�ee L�aa.� may reyuire for Borruwer's escrow acccwnt undes che federal Real Fstat�Settlement Pr�x�afures Act of -
<br /> 1974 as umendcxi fnvsi time t.r�::mr,12 U.S.C. Section 2601 et seq. ("RESPA'). w�s anatt►cr law th�t applic�to the Funds
<br /> sets a lesser wnown. It so, flxn.3er may,at any time, rnllect and hold Funds in an•w�nount nat to exceed the lesser amounl.
<br /> L,ender may estin�!e n'ie az:�aat of Fundc��x on the bases of cu�nt data and reasonable estimates of expenditures of future
<br /> Escrow Itcros ur.at�;rwik i�::�titi�tdu�ce w it;z:.pplicable law.
<br /> The F'wria �a1i b: tti:�i �n an insti;u4ion whose deposits are i�n�ured by a federal ageruy, inst�umentality, or etuity
<br /> (including l.en�,:,if Lender is such an instiwtion)or i�t�ny Federal H�n�e Loan Bank.L.ender shall apply the Fua�s W pay the
<br /> Escrow Items.t.�nder mry not charge Borrawer far holding and applJ�in�the Funds,annual(y an�lyzing the escro�:�ccount.or
<br /> verifying the Fs�.�w itertu.unless Lender pays Borrow�er i�uerest on the LGUnds and applicable law pemrits L.en�s:.r eU malce such
<br /> a charge. Hou���r,Lender may require Barrower to pay a one-ti�ne c�,�:;e for an independent real estate tax cepc�rtiag servite
<br /> �sed 6y Lende� in connection with this loan, unless applicable lau �rovides otherwise. Unless an ag�1u is made or
<br /> applicuble law requires intemsi to be paid.L.ender shall not be required to pay Borrower any interest or eami�s on the Fw�ds.
<br /> Borrower and Lender m�y agrez in writing, how�ever,tt�at interest s1�11 be psid on th�:Funds. Lender shall gi�t to Borrower,
<br /> wiihont charga, an anntud accounting of the Funds, showing credits and debits to che Fu�ds and k`�e purEwse for which eacb
<br /> debit to the Fw�is w•as made.The Funds are pledged u�dditional security for all sums sacural by cEws S�cwity Inurume�►t.
<br /> If the Funds held by Lender exceed the anwunu pernutted to be h«ld by applicabte law,i.endeu shall acoount[o Borrou•er
<br /> f.,,r:cbe e�ccess Funds in xcordu�ce with the requirements of applicable➢aw. If the anxwnt of the Funds held bti�Le.-�der at�uoy.
<br /> ti�►:as not sufticietu to pay the Escrow Items when due,i.endzr may so nwify Borrawer in writing,�d, in such r�Borm�
<br /> �:rF pay [o l.ender the unount necessary to mlke up the deficiency.Borrowet st�alf aialce up the deficiency in cn�more th�n
<br /> twelve montltt}-�ymeius.at Lender's sole discredon.
<br /> Upon p1}nW.^�x in full of all sucns secured by this Security It�surszu�st. lcnder shall promptly refund to Borrowu aa�• .
<br /> Fnads heW by l.ea�der. if,under paragraph 2l. Lender shall acquire or scif the Propaty,i.ender,prior ta the acquisition or s�
<br /> of ttie Property. sh�ll Sppiy any 1-ltttids ixid by ie�et at tne time vi scyui�iiiwi w-a�o nac�wcx+ii+y�,s¢uF�i'w-��,�:.:..:j
<br /> this Security lnstrument.
<br /> 3.Appikstioa ot'Pay�mts.Unless applicable law provides otherwise.all paymencs recei�•af�v Lenda under par.�graphs
<br /> 1 and 2 shall be applied:fitst.to anY P�Y�charges due under the Note: uxond.to arnouus�ayzble ander pu�graph 2;
<br /> 8und,w intercst due:fouRh.to principal du�:and lut,to any late cl�rges due under the Note.
<br /> � 4,Chargts;llene,Horrower shall pay al!taxes,asses.uneius. charga. fines and iRipnsitions atuibutable to 8se Proputy
<br /> �.{�ich may attain ptioriry over this Security Iruwmau, aad leauhold paymencs or ground reats. ii any. Bor�cr shall WY
<br /> these obligatioos i�the muuier provided in paragraph 2.or if not paid'cn.that muu�er.Borrower slwl!pay them on time dinctl�.
<br /> to the persoa Qw;ed payment. Borrower sh�ll pranptly fumish to Len�ar�ll no�ioes of a�nounts to be ptid�uder this pars�giap�.
<br /> If Borraw�r makes t}�ese paymenu direcxly.Borrower shall prom�xly furnish to[xnder receipu evidencing the payments.
<br /> Borrower s1�11 PromptlY discha�ge any lien which has prioriry over this Security Iasmtmeni unleu Borrowu:(�)agrees in
<br /> wriiing to the payment of the obligation sxurod by tbe lien in a rt�atuxr acoeptabk ta G.e�du:(b)contests in good faith the liea
<br /> by. o� dlefeads agaiast enforact�eiu of the lien in, legal proceedings whith in the Lender's opiniou operite to prevent tbe
<br /> enforcement of the lien;or(c)secures from the twldu of the lien�n agr+xmeiu satisfactory ro L,e�cler subordivatiag the liea to
<br /> this Security Instrument.if Lender determines ehat any part of the Property is subject to a lier which m�y�ttain priority ovu
<br /> tiws Security Instrumeru.[.ender may give Bonowu�aotice idendfying the liea Borrowes stoall satisfy the lie�o or wke one ar
<br /> �uune of Wc a�xiouti set fath above within 10 days of tbe giving of notice.
<br /> Fanp 3028 BtOG�
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