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<br /> .'i'(�;IiTHIiR �l'11'Ei �I! tlso irnpm�ements now or hareittrr erated on t��pm�+e�+,"wl(i��1'f`da�eme�ta,
<br /> . appurtenancea,�nd tixturea nr�w o�hereafter�put aP tt►e pruperty,All repl�camcnts�nd�dditions ah�ll�Iso be co�'eted =
<br /> • by this Socwity�]nstrument.All ot the fore�oin�is referr�d to in th;e Security I r�uument as the"Property.' =
<br /> BORl20u'I3R CO�'CUAh'1'S that Borrower is lawtully seis�od at tt►e cstate hereby c�nvoyed and h�a the ri�ht to
<br /> �rnnt�nd convoy the Property ard tiut the Property ie uaencu�nbered,oxcopt[ar ancumbr�ncre ot rocard. }3orro�•er
<br /> warrant�ond will detead renerdEy the title to the Proporty agiinst tll clums ar7d demands,raib�ct t�sny encumbrance� -
<br /> oftecord.
<br /> TNIS SfiCU[21TY 1NSTRLn4iBNT combin�s uniform covenants for sutional use and nonvniform coventnts with
<br /> limited varittion9 by jwisdic4ion w coastitute a unitorm security inatrument caverin�rosl Froperty. _
<br /> iJ1VlI=ORI�1 COVI'sNAN'I'S. Boctoa cr nnd Lender covenu►t and asree as follows:
<br /> 1.Prymeat of Priacipal aad Iaterest;Prepsyment snd I.�te Cbar�cs.Borrower shall promptly pay whon due
<br /> tho principal ot and interest oa the debt evidenced by the Note and�ny prepiyment and late charees duo under tho Nou.
<br /> 2. Fuzrds for Tax�s �nd Insursace. Subjact to appliable ltw or to i written waiver by I.eatider, Borrower shill _
<br /> y to Lr,�u3er on the dsy monthty psyments u�e due under the I`ou,until the Nou is paid in full,a sum ("Funds"f for. -
<br /> �)f�:r;p�t�;w and�.smcats�hi:.h m�y attsia priari*.y Qv!Y thia Secwity Inacn�me+�+t�.c� 1i�n on tho Pmpr_-s;: (b}
<br /> peuly leasehold paymea:s or graut.d rents on the Property.if any;(c)}eari} hszard or property inswance pnmmma;
<br /> (d)yeuly flood i�ax:Frtmivme,if any;(e)yearly mort���e insurance pcemiums,if my;and(f)any sume payable
<br /> by Borrower to Lcnder,in acoos�c�ance with the pcovisions of paraYr�ph 8,in liou o:the psyment oF mort�a�e inswance -
<br /> premiums.Th�e items are cal:ad"Fsccaw Itema'Lendcr m�y.at any time.collect r�ui hold Funci�in an amount not
<br /> to exc�ed the m�ximum amount�tea�r for a tederally related mortgage loan m:y re�uir+� tor Borrower's escmw
<br /> ar,count undor the fodaral ReaJ Estate Settte�raemt Procodwes Act of 19T4 is ameade� from time to time, 12 U,S.C.
<br /> Sxtion 2601 et sey.("RESPA').ualess oceothr:taw thut applies to the Funds sets a le�er amavnt I�sa,I.ender m�y,
<br /> at any timo,collect u►d hold Funds in an smouat aot to�YCxed the lesser�mount.I.ecd.,"r ma��estsn►ate tho amount of
<br /> Fuads d�ae on the basia of currcnt da�a aud rsasonable estimst�of expenditurea of fuwrv F�cra�+Irems or othawiso in
<br /> accocdance Mith tpplicable law.
<br /> Th°�'�wids sha11 be held in an ic�.stitutioa whoee depa��:�e eosvred by a federalc��y,insuument�lity�Ue cmtir.�
<br /> (including Lender.if Lecsda�is such an institusiva?or in aA,�1�a�I-Iacao E.wn Banlc.Leader s�ball apply the�id�t�
<br /> PaY the 8serow Items.ll.,�der may not ehsr�e Sosmaar�o�tso�itd:ng s.�ci c�plyiag tho Funds� snt�.c;oliy analyzing tAa
<br /> eserow aeeo�nt,or caii�ia�the�w Items,ut�Ias Lax.��r�a�I�arc�.�er interest on tho Funds a:�d applieable 1�w
<br /> permits L�atider to mslce such s e:�arge. Howe�er, fi.er�::esc�r�,;ire Borrowor to pay a oae-time chu��e fer ui
<br /> indepeadsat ral estate tax nportiv;�:�ce us�oa bF�':a�x�c'�oc with this loaa,unless app:iable laa persv�des
<br /> otherwisc.Unlese an s�anent is ms�e or a�,aa�wrr Ia�cs�;�ns in•.�ost tQ be psid.Lender r�i'.i not be required to
<br /> P�Y Horrower aay intaest ot earnings on the I"�.:s.Borroaa sc�d Lear��cr.,a�sg�iu a ri.tin�.�r�aever,that iaterest
<br /> st�ll be paid on tho Funda.I.en�da st�all�i�e to Sorro�a.a itI�out ctur�e,�annus2 ;r,.�.::tunting of thG Fwids.showing
<br /> crodits aad debits to Wo Fw1ds+aad the purpose for which c.u�debit w tho Fuads vr�ffiada Ttu Fuads are plod�od�s
<br /> additional aecurity ior�ll suma secured by this Secwity Instrumen�
<br /> If the Fut:d9 held by Lender o�cood the araounts pa�mitted to be hcld by applicable la�r.I.aidcr sha11 acaouat to
<br /> BotroMer for the e=cee�Funda in�coordmce�vith the requinma�te of applicaWo law.It the amouat oi the Fwsde held
<br /> by L.ender at aay time is aot sufficiwt w pay the Bacrox ltems whea due,Leader msy e�notity f3orroper in�vritia�.
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<br /> ' �0�lA iN�:II Ca�O D�i7vwW Lt1alt p�y iti a.aiuva'iuo uitvtiu►uwiaasii�2'ai.n:..v iKr««r v�i�w.:f.E:lf."L«'L'�!.'!.�-.
<br /> uQ the detideac9 in ao moro tbaa tadve moathlY pYmeais,it La�der's eole diacrotioa.
<br /> UP�P�Ymeat in full oi dl sums sec�u+ed by thia Secwity Inawma�t,I.ender sh�ll promptly re[uad w Borroxer
<br /> aay Fusde bdd by I.esd�r. 1f. under P�ra�raPb 21, I.ssukr shall aoquite or se11 the Propetty�Lauler. Pcior to the
<br /> aoquisitioa or e�1e ot the Propaty,a�all appiy aay Ftmds held by i�aader at the time oi aoquisitio�or salo ae a cxedit
<br /> agiinat tbe wmssecurod by thia Security Iast�umea�
<br /> 3. ApplIcation ot Paymeau. Unleea applicable 1aw providos otha�xisa,al1 piyments rec�dved by L�ecsdac ua�er
<br /> pra�aph�1 aad 2 eh�ll be spplied:tirst,to aay prtpaymeat char�due unrltt tho I�ote;sec;�nd, to amouats p�yabl�
<br /> under paraQraph�third,W interest dne;fowW.w principal due:and]ast,to sap ltto chu�ee due�mder the Note.
<br /> 4. (:har�es; Lieas. Bornowu ehall pay sll taus.��eats. char@es, fin�aad impoeitions attribuhble to tAe
<br /> peopa�ty �vhich maq attain peiority over this Secwity Iastru:neat, aad lase�old pymeats or eround reate. if say_
<br /> BortoRer eha11 pay tbeee obli�stions in tho manaer provided in p�ra�aiph 2;or it not paid in that maaaer.Borrowr.r
<br /> e1n11 pay them on time directlq to the pason oNed paymea�Burcowcr s1u11 promptly iwnist�to L.eader ail notioea of
<br /> amounte to be pi�under thia para�rapb.Ii Borrover msk�tl�se payments directly.Borrox�,r ohaU promptly f�
<br /> to I.ender teoeipts evideac.7n�the pymeats.
<br /> BorroRa ahall promptlq diechar�e my liea atuch bas pciarity ot er this Secwity Instrumeat ualess Bortower;(s)
<br /> a�roes in writir�to the p�ymeat of the obli�ation eocurod by the liea in a maaaet acaptable to I.es�der,(b�ooatests in
<br /> Qood faith the liea by,or defeads t�aiast enfot+cemeat of the lien ia,teg�l proceatia�s which in the L.endu's opinioa
<br /> operate to prevent tDe eafoccecrseat of the liea;or(c)socures from the holder af tPee Eiea an agreemeat satisttctory tu
<br /> I�ender eubordinating the lien to thia Securitq Iaswmea�It I.ender drtermine8 that aay part of the Propercy�s subject
<br /> to a liea which�nay sttain priority over this Security Iaswmeat,I.ear,�ar snay pve Sorrower a notix idaitityin�thc
<br /> tia�. Borro�er sball eatisty th�Iiea oc taY�e oae or more ot the actioaa art fostb above a�ittna 10 days oi the pvin�o�
<br /> mtice.
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