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<br /> 5. li�uw'd or Properir Iu.wsnncc. B��r�uuer �h•all {ctip thc� inipro�•�nxnts �x►w c�►isim�; or turc:�l'cer c�teJ un thr
<br /> PnKx:��y iu�w��.i �t�inst tt��c hy� fir�,tuu:ud�: isuludee! a�ithin che�rmi "cete�Kkxl ro��rr�ge" ww! :uw wht�• h�wrJa, i�xludiit�
<br /> fl�wxl,��r f1�NKiiii�, for which Lerxkr rryuirc�in>ur;uue. This in�ura�xe shal{ tx i�tiain►aiiuYi in thc�ixwnt�uixl f�►r th4 per+�xis
<br /> th�tt l.eiuier reyuircx. 1"i�e ii�..uratke carriec pro�•idin�thr inwra�u�e �hall be chixen by k��rr�.wcc �ubj�Yt t�, Le�xlcr'�;�pnwzl
<br /> w•hi�l� sh:dl not b. unrraeonat+ly witiihclJ. If&�rcnwer fails tc• nuintuin c.��•e��c deKribal atx��•c. L.�ix1�r nwy, at l.eiuler'�
<br /> �tiun,obwin cucer.►Se ta proi��ct i.end�r's rigi�a io ii�c c�uM:�iy in�c��i.La.::a•it:��+;::�g�;s;h 7.
<br /> All insura:r:e polirie.�r,c! rancu�al:�shu!! he acrcFtaMe�� Irruier and �hal! include u .t�xl•rrJ awreg;►Rc ct�,usc. t.e�xkr
<br /> stwll ha��e the right to h.-►Id ttK policies aixl renewal..It'l.ender requires, Borsou�er stull p:un�tly gi�•e to Le�xier a�l r��cci�ts oF
<br /> paid premiun�.c arul mnewal uotices. Li[hc et�ent of lo�s, B+�rNw-c�+h:ill give prompt netice m thc insurance r�nier ua.�l.au►ler.
<br /> Lencier may m�1:e p�oof of loss if not nuule promptly by&�r*ower.
<br /> Unless I.e�xier und �iorcow•er otherwise�gm�e+�writing,in.curar►ce praccxds siull be•rpplial w r�stor�tion ar r�pair ot'the
<br /> Prapcny dan��eai, if the restor�tio�►ur�epair is cconomic:illy fe:icible and Lender'� �ecuriry is not le.ssened. If the rcuur,uion or
<br /> repair is�wt economically fe.��ible cu L.ender's securiry would lx Iessened, the iasuranee prorceds shall be s►pplied to th�wms
<br /> securecf by this Security lnctrw�unt.whether or not then due. with any excess paid to Bc�rrow•er. If Boerawer abandans th°
<br /> Property, or does r►ut answer within 30 days A notice from l.eneiet that th: iruutartee carcier has affered to settle a claim. Q�en
<br /> L.e.n.ier r:a.:y co![ect ;he insurance ptc�cec�ic. l.e�xirr may u�e the procecxls to rep.�ir �r recMre the Pto�rty or to gsy sums
<br /> securecl hy this Security instrumeut. uhether ur c.v;s tGen due.Th�30-day peric►d will begin when the nodee is given.
<br /> �.t������r � �rrowe:• ��thenrise a�it� in writin�_ w�y application of proceeds to principal shall not extetul or
<br /> postpo►t i2k dttr:date of the muotYily payrtkrzs reS'erzed tc�in �.�aragrrphs 1 and 2 or changc the anwunt of the psyments. If
<br /> utuier paragraph�1 � Property is acquired hy L�.�-xfer, Barmwer'c right ta uny in�urance p�licies and pmceeds resulting from
<br /> damage to thc l�rupem �arior ta the acquisition.' ' pass to Letuicr to the extent of ihc sums secured by tlii�Sccurity Instrument
<br /> inunediately prior w ttx�xquisition.
<br /> 6.Occupan�y,R'eservaticin,:�laintenaace aad Protecttau of tLe Peoperty; Borrower'9 Loan Appf icutiun; I.easc6oldr•
<br /> Borrow•er sh•rll occup}•, establls�,a�use the Property as BoTrvW�er's princi¢al residence widzin sixry days after the ezu�kion of
<br /> this Security In�e!�uu�,rt and shall cauinue to occupy the Property as Bortuwer's principal residence fut'a:t least oi�1�'afttr
<br /> the date of occupar.;::, r_.^Iess 1.ender otherwise agrces in writing,which�ti�'nt shall not be unreawrc�„�_: with.held, or unless
<br /> extenuatin� circumua��::rs exist which arc be}•vr� Borrow�er'c control. B�..�*ower chall nat destroy. �i.�mage or ;�ai: the
<br /> Property, allow the Property t���riorate, or commit wsi,�x c�u the Property.Borrower s.'�all be in default if an� I�xfciture
<br /> aztion or proce�ling,whether ciai; or criminal.is begun L'�.at i.-�Lender's good faith judgment could re.wl: iu forfe�ur:of the
<br /> Froperty or other::�se materially impair the licn.rz:►trd by this 5ecurity Instsvment or Lender's securit�interest.Borrower may
<br /> eure such a defzult and reiastate.as provided in p;.ragraph I R.t���cau�ing tfa�action or proceeding to be dismissed with a ruling
<br /> that, in I.ender's good faith determination, precludes focfeia:se of thz 6�rzcwer's interest in�he Property or other mzterial
<br /> impaiim�at of the lien created by this Securiry instrument ar Ilxnder's s�sarity interest. Bortower shall also be i��favlt if
<br /> BorroF�r,during t:�x loan application process,g�ve materialty�als°or in3a:s:rate infornt�ion or statements to Lenucs cor failed
<br /> to provide I.ender wi�any m�terial infom�ation)in cormecG�:� uith d:e ta�eLideisced E+�• tr.e Note, including,bvt n�c Limited
<br /> ta.representations cea�ceming Bomower's occupancy of the P��eRy as a Fr.ia.° resi3�uce• If tkis Ss�.�ruity Inu,n;mena is on�
<br /> leasehold, Borrower shall oomply with all thn provisions af the lease. I� �rnwer at�,uires ftx title to tfa� FtLptctY. the
<br /> leac�hold and the fee tide shall rai morge unless Lencler agt+�s co che merger in writin�. -
<br /> 7.Protectioo ot I.eadd''s Rights in the PropeKy.if Ba�:'ower fails to perform Lho zoti•�n�nts uxl agrcemer.is ocas:uned in
<br />- this Security Tnstrumer�t, or there is a Ieg�l proceeditlg tOat m3y signincazttiy airect I.ender's rignis in iuo c►vj,c+aj �s,it i�:
<br /> proceeding in bankrupccy,probate, for wndemnation or forfeiture or to enfora laws or regulations). thcn Lender may do a��d
<br /> pay for whatevu is i�eceswry to protect the v�lue of the Properry and Lender's rights in the Propeny.Lender's xtions may
<br /> include payins any sums secured by a lien which has prioriry over this Security Instrurnent. appearing in court, payins
<br /> teason�ble atcomeys'fees u�d entering on the Propw�ty to ►�n:i�:.rcpairs.Alttwugh Lender may take action under this P�&�Ph
<br /> ?,I.e�er does not have to do sa.
<br /> Any amounta dir.iwrsod by i.u�der under this pardgrapl� 7 st�Il b�om addicional debt of Borrower sscured by this
<br /> Security Instn�ment.Unless Borrower and Lender agree to other t�rms of g�yment.these amounu shall bear intcnst from tha
<br /> d�te of dislxuse�ent�i the Nou rate and shall be paysble,with inuz�s¢_ Lpon notios from Lrender to Borrower roquesting
<br /> PaYmau.
<br /> � 8.Mort�,age Iawranoe. If Leader requirod mongage ii�rr,�nce as a conditiun of zti:L•nng the loan secured by this Security
<br /> Inurumeiu,Bomower shall pay the premiums required to e�acnsain the murtgage incur�ace in effec�.If, for any reason, the
<br /> moKgage insur.mce ooverage requinQ by Let�der lapses or c�asts to be in effcet, Borrower s1�11 pay dte premiums required to
<br /> obtain ooversge wbstantially equivalont to the mortgage icuuc�,�ace pre�iously in effect.at a cost suhstaluially equiv�leat to the
<br /> cosi tm Barrower of the mortgage iasurarxe pnviously in el`�. from an altunate u�ort��e insurer approved T�y Lender. If
<br /> subsr.�-:ally equivalent awrtgage iruuranoe ooverage is noc����+le,Boirower st�all p��to Lender each mauh s s�equal to
<br /> one-tweifth of the v�sarly mortgage iasurance preatium being}tid by Borrower when the insurmce coveraf;e lapsea�az ceaced w
<br /> be in effect.I.e�er�uill axept.use�nd retain r3,�paymerss as a loss r�:.rve in lieu of mortgage insenance. Loss reserve
<br /> Form 3028 9190
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