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<br /> 7'OGETt�6R WITN all the impru��eaxnts now or txrc,�fttr onxtod cu�the pr:�peny.�all e�sema:itttC���es,iuid
<br /> fixturcs rx►w ��r txrcafte: •r part af thr prc�.tty. All replu�Ynttn:s anJ ackliti.►nr• shtll ulK� bc cuvcra! by thi� 5ecuriry
<br /> bu.�tun►r�►t.Ail��f ihe t��rcg��ing ac refrsstvt tu in�his S�xurity inurw�xnt i►s th. 'Pc.�:rty."
<br /> BfiRR01R�'ER CUYk:NANTS that ti;�imwcr i.lawfully se��al:�f thr cuatr fu�rca}� ruu�•c}c�l uxi tw th�r�ght tu�ruu�ud
<br /> �Ya�vey thr i'n�{�erty�txl tltat�hr !'n+percy is ui�e�xunK�rr�i� C��'t}N �i►i rIk11��N`1Y41K'Cti i��ic����u. �����►W�i ww�a�iia+ukt will
<br /> dcfe�xl Frn�rwll�the title�u thc Pmpeny:�ainat�II clrtinu a�x!�taiuuuls,wbjcxt t.�w�y en.umbrsukcs af r�YOrd.
<br /> Ti�ii�SEiUitiT i iid�7'iii/i�iCivT•wiwi�K� �+iii:����.:.:�e:t:::»::t:�s tt,:::ut�:! ur»t»^�..! �r.-�nift�rnt��.�...:.::::.�h!•..-:.:t„-"r
<br /> vWi�liat�:hY iuri�lic�itWi t���v�n��it�nY H��niG�r+n cr.•uri�y i�xt�mient.v�vrring rr�l nn+perty.
<br /> UNI�ORM COVENANTS. Burn�w-ervxl Lendcr rme►LVU;ux!ubree�u f��lluw�:
<br /> l. Pay�ment oF �'riacipsl aud interat: Prr�wymeat nnd l.�te r6rrges. &�rniw•er alull pn,mptly PaY w'hen Jue the
<br /> principa!of and inten:st on the det+t eti•id�ncal by ths Notc w�d uny pre{�ynxnt unci latc chugcs due undcr thc Notc.
<br /> 2. r'w�dc toe�'�►��nd iusur�aucz.SuDjccz �a appti�bte taw or to a writ�en�:uti�er by L.endcr. Borrow•cr stull pay co
<br /> I.C�2i Wi lNt a:ly moruhlY paYments�re due wxier the Mate.u»til the Note is paid in full,a sum l"Futxls")fur:(�l yearly truc�s
<br /> anci acsesseycnts which n�►v uttain priarity u�er this Seruriry Inst�ument as�licn on thc Property: (bl yearly lc:�schald payn�e�ts
<br /> or ground rents at�thc�vperty, if�ny:(c)yearly h�zard ar propeny ii�urznce premiva�s;(dl yearly flood in.wcuue prenuums,
<br /> if uny; (e)yeariy nxutgage iiuurarue prenuums.if u�y:and(�any sunu pay�ble by Borrower ta LerwJer. in acrurd3nce with
<br /> thc prov4sions of��a�raph 8,in lieu uf the�+aymen►�f mortgugc insurance premiums. Thece itcmc are called'Escrow Items."
<br /> Lerxler rr�y,ui any timo, callect and hold Funds in an amount not to excced ttu maximum am�wnt a lender for a federally
<br /> reiatod mortgage loan may requirc for Borrower's escrow account under the federal Real Fst�te Settten�nt Proceclures Act of
<br /> 1974�c arnemied from time to time. 12 U.S.C.Soctio� 2601 et seq. ("RESPA'), unless another law that applics to the Funds
<br /> sets �lesser anwunt. If so, Lendcr may. at a�ny tima. cdlect and hold Funds in an amount noi to exceed the lesser arnount.
<br /> r.ender may estimate the anwunt of Fuiuis due on the twsis of current duta and reasonahle estin�tes of eacpenditures af fulure
<br /> Fserow Items or aherwise in ac..rordance with applicable law.
<br /> The Fw�ds shstll be heW in an insiitution whosc cJeposits are insured by a federal agency, instrumentaliry. or entity
<br /> (inclixiing I.encier, if lxncler is wch an inctitution)a ir�nn_ Federal Home Loan Bank. [xncfer��hall apply the Fundc topay the
<br /> Escrow Items. Lcnder may not charge Borrower for hatctir�;a�tid appIying the Fun�s,annually analyzing the escrow account,or
<br /> verifyi�g the Esc:row items, unless Lender�ys Borrower interest on the Funds arxl applicable la���ssrmits Lender to malce such
<br /> a charge. However,i.ender m�y require Botmwer to pay a one-time charge for at� indepet►deat r�:i estate tax reporting servia
<br /> used by I.ender im m�nertian with this loan, unless applicable law provides utiTC:wise. Unfess an agreen�eni is made or
<br /> applic�b{e I�w requires inu:rest to be pnid,lerxier shall not be required to pay Bo�r�x•cr any interest or eamings on the Funds.
<br /> Bormwer and Lender may �grce in writing,however. tl�at interest sh�11 be paid on the Funds. Lender shall give to Borrower,
<br /> without chartte, sn annual acxounting of the Funds,showing credits and debiu to the Funds ar►d the purpose for which e�cN
<br /> debit to the Fuaa9s wac made.The Fw�ds are pledged�additional secuiity for all sums securod by[his Security inswiurnt.
<br /> If the E•1u�;5�held by Lender excced the anwunts penui.ttod to be iieiJ by appli,cal+le law.I.ender shall ac�:our�t to Borrowu
<br /> For the excess Funds in xcarduxe with the requircment���£applicablc law. If th,�s:-�ount of tt.e Funds hekl h� �.enkr at aay
<br /> time is rai suffuient w pa�r tta�Eserow jtcros when due,l'i,e.�der may so nc+tify$c�wer in wriling.�t�d,in wsir ease Borrower
<br /> shall pay w[,e�ryi�er tbe:�.-�at necessary uo make up the deficieacy. Bvrrower st�all a�ke up tl.�c5a.��ieacy in tw roone tls�n
<br /> twelve monthl;�p.:cmer�,at L�der'�sut�ciisc'retion.
<br /> Upon pay� ia fulT of:�ll sums sexvred by this Security tns,M�r++P*+t. Lender at�all P�P�Y refuad to Borrower any
<br /> Fwxfs hoW by Lender. If,urat:r paragraph 21. Lusder s}udl�cquire or sdl the�y. Le�xfrr.paor to the acquisirion or sale
<br /> . - - �4i'wc�i�..}i�+iji, -wail a�r�riy iuiy cWua itclu vy Luwiu �i iuc iiu�c vi:a�uiaiiivu vr s�1c ati Y uaui�autai iiie sums smt�d oy - ---
<br /> this SeCUrity Inststurrcr�t_
<br /> 3.Appllcatlo�ot Phymeats.Unless applicable Iaw provides otherwise,all paymenu reoeived by L.cnder undu paragra�s
<br /> 1 and 2 shall be applied: first,to u�y prepayment charges due under the Note:second.to anwunis pzyable w�der paragr�ph 2;
<br /> tturd.to inurest due:fourth.w principal due:and last,to any late charges due u�the Note.
<br /> 4.Ghatges;I3ms.Borrower shall pay all taxes, ssses.smeats. chuga.fines aad imposidons attributable to the Pt+operty
<br /> which may attain priority ovu this Socurity Inwument.aod leasehold�ymrnts or ground reats, if any. Borrowu sl�all psy
<br /> these obligati�s in the n�utier providod iu p�s�graph 2.or if na pai.�ia ti�at n�nner,Borrower sfs�l�pay them on time diroctlg
<br /> to the p�rsou oaod p�yme�st.Borrower shalt P�omptlY fumish to Lec�'er all twtices vf amounts to'x paid under this pangr�.
<br /> If Barowu malces ttKSe payznents directly.Borrower sh�:i promptly fumish to Lencter cereipts evidencing the paymaits.
<br /> Bo�rowv stull prompt�y discharge any lien which iiac prioriry over this SecarcFv Lastrument unless Borrower: (a)agrees in
<br /> writing to the payment of the obligation secured by the liea in�n�nn�r xaptable w Leader:(b)oontesu in good futh che liea
<br /> by, or defe� againu enforcement of the lien in.Itgal proccedings which in the Leader�S OpilIIOA OpCtatC t0 PCCVtilt tI1C
<br /> tnforcement��Y the lien; or(c)secures from the holder of the lien arr u�reement satis.FxWry to Lender subordinating tI�t lien to
<br /> du�.�ocurity Instrument. If I.ender deternvnes that any pazt of the Properey is subia:t to a lien which may attain priority ovu
<br /> t�CS Soc�rity Iastn�meaY.I.ettder may give Borrower a c�¢c�:c�identifyiag the Iie�. B�arower shall satisfy the 1 iea or taks one or
<br /> more of the�cti+�x�s set forth above withiu [0 days of the giving of notic�. .
<br /> Fam�30� 8/8�
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