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<br /> S. }�� � �pert�� Iwursutcc. ii.+rruwcr .hYll lecp thr impn�.iiixnt.r• ►x�N• exis�ing ur h.:re:tilcr cr�Yte.i oo tF� -
<br /> Pro{xrty iitisutal uyai!�.+t lo.c b�• fir�, hu,ud� inclual,�l wiUut�Ai� tenn �CKItIkICaI lYl�'tAtj`,." uikl •ruy�xtx�Ic�.+rJs, inctuJing
<br /> tt��:�:i�ur ftcxxlin�. ti�r uhich l.ei�l�r rry�+i+���in�+�r:ilh'l'. �I'hi�.In.u�.+uc �tul!tx: 111:I101JU1C13 1(1 Iik YI1kWil15 J1hI �11C(I1N (�CiHriLti .
<br /> ttua t.uwler �tx}uin;s. Thc in.urr�a•L �arri►r pr�niiiin�; thc inwr�ixc sArll t+� rtu►.�;�h�• &�rn,Krr wb)crt a�I.�i�r'. a��roc;►1
<br /> whi�h �h.tlt ixu h., unr�:�u��ut+ly withheld. If &,rr��u•cr 1'ail• lu �n�i�u�i�i eu��eragu J:kritkYl zex��•e. [.c�xkr��w}. a� L���i�►'� _
<br /> c�ptiun.utN�in t:�:cr�gr 1��pr�K�vt Lca:t�r'�rights in lhe Pru��.•tn• iu:::r�uclau.e w ith�:iri�;r:qr}�7.
<br /> All ii�.wr,uuc puli�ics ;uxf Rikw�la �lwll t+c ;k..�tuhlu u� {aixkr :un1 �h:+ll iiH•lua�� •r .t��klarJ nx►ri�a�� clausr. I.cixier
<br /> �i�ali tu�•r;?k rigtU t�1 hi�lJ thr{xdi4ies wui Rnwuals. If LciKirr t�cv;uirc�, &►nuw.� .t�a{i 4xvmpt!}•{;i�c tce Lena�_r a!1 rr�•eipt.uf -
<br /> �iJ pre�niu�iu uiuf renc�+al ixuic:i. In th�:ccent uf t��c.,6nrruwer slrrll �;iv�pr���upt n��ti.s tu ttu ii�.,ur,ui�r rarrirr aix! Luxler.
<br /> ls:�kler nuy uwl:c pct��f uf las.�if�HK nt�1�pTUtnptly b)'k3urn►ucr
<br /> Unlesi L.endcr a�d&�rcaw�cr�xhcn►�i`e agr�r in wri�iuE;, inwranc� pm::ed.�Iwll t�e;y�pli�vl tu rc�toratiun ar rep:►ir of the
<br /> pmpcH�•�,:sns�ed.if thr�wtoration ar mpair ic�ticummi4all;+ f��sht�.uui Lcndcr's sc:uri�p i.iu�t I�:+��ze.1. If tti��:;tit.►�aiicu�nr
<br /> tepair is rwt ecunontically fc�ciMe��r I.etuier's.ru:urity w•ixild br Ie�utxxl,ttu i�uurrike pruce��ls�II he appli�rl to �Fk wmc
<br /> .:,cur«i by U►is Sccurity Instrumcnt, w•hcthcr ur nut thei� duc, w�ith any excess �aid a� &�rrowcr. If Bcxmwer nk�andony tt�e -
<br /> Property,or dues nat answ�er within 30 J:,ys a noti4e frrHn LeiulCr that the inwra�xe carrier has uffere<l to utde a claim,then
<br /> L.cnder may collect the inwraiu�: procti�eds. Lcndcr may use diE: pnx:caods to repair ar reswre thc Pn�peny o� tu pay sums
<br /> socured by this Securit�Inst►ument. whether v��k�a.han dua.T1a 3:1 day perind w'sll be�in�vhen the ixKice ic gi�'tn.
<br /> Unless Lender and HormK•er c�therwiec •rgn:e in u�riting. anp application uf pmcee�is tu principal sh�ll�s3ot extend or
<br /> �wstpone the dua dute oi the manthly payments referrod to in p:��.�raphs. t atta ?.or ch�nge thc a►tixwnt of[he paymerus. If
<br /> w�der paragraph 2i tho Property is acquired by Letulcr, &�rrower'c righ�tn an�� iruurance policies and proceeds rewlting from
<br /> damage ro the t�rupeny prior to the a�cyuisition sha11 pass ta Ixudcr to Qie excGU af the�unu securcd by this Security Instrument
<br /> imntodiatcly priur tu thc acquisition.
<br /> 6.Oocu�ucy.Preser��atioa,AiaintenAUCe and P�at�+Mtun of the Propeny: BorroNCr's l.osw Applicatian; l.eastholds.
<br /> Rorrower shall occupy, establich,and use the Prope�rty as Borrower's pnncipsJ residence within sixty days after the execution of
<br /> lhis Serurity[��ui�lmeni and shall continuo tc�occupy the Rro�ity as Uarrower's principal residence for at least one year aSer _
<br /> } the date of occup,:ticy, unloss Lender wherwise agrGes in writing. which cx�nsent st�all not be unreasonably withhel�. ur unlesc _
<br /> ' extenuating circunutanc:es oxi�t which ar� beyond Borrm��ar's cantrol. Borrower shall not destroy, darnage ar impair the
<br /> Prapeny, allow thr Pr�perty to deteriorute, or rommit waue on the Property. Borrower shall be in default if any forfeiturz
<br /> actio�i ar procE�ecJL��. whether rivil or criminal,is begun tl�ut in Lender's good faith judgment could r�sult in forfeiture of th�
<br /> Propert�r or otlucwi�e materially impair the lien creatcx!by this Security lnctrument or Lender's security interest.Borrowu may
<br /> � iurc�:such a dei'�cetl�and rein.atate,as providc,d in parn�raNtt 18,by causing the aetion or proceoding to be dismissed with a tuling
<br /> that, in Lender's good faith determination, precludcs f��rfi.�iture of the Borrower's interest in the Property or otMr material
<br /> impaicment of the litn creata3 by this 5ecwity Insttun�:t or Lender's security intcrest. Borrower shafl �lso 6e in default if
<br /> Borrower,dutin,�d�e loan a,�iiic;aion proeess,guv�nut�:�Iy false or inaccur.�te infannation or staicments ta Le�der(�x faile�
<br /> to provide l.endcz�.�h any m�cr'�aS infurnutio�l i�conn.:tion with th:loan evidecu�od by the Not�,in.:ludiag,but aot limited
<br /> to, repre.ceat«tioc�.co:zcr:r�in�lirrrower's or.3�ruxy of t�e Property s►s a principal msidence.If this Socuriry Insuument is on a
<br /> leasehold, Borrower sissll oa�y with all the provisiotts of the lease. If Borrower aoquires fee tide W the Property. the
<br /> ' leasehold and the fee title sh�l u�mcrge unless Lender w;ct^es to the merger in writing.
<br /> � �,prota�twn ot'I,wder'c Ri�his►a ihe propp�ty.If B�rrower fails to perform tbe covenunts and agreements a�ntained in
<br /> • this Secwity Insuwrent, or there is a legal{�ru�^eeding th�t may signif3caniIy affect Ixtfder's rights in the Pnoperty (such as a
<br />_ pfOC�l(1�It1 D8t1ktU�C}�.ptO�C. :Oi COt10..-�.'tiuon ur i�ritiiuic ui iv ci�fviC.i:=�C:S v:��32wi:GiL:j.Lti`.CIi�:"�Ci lS2.°.�rir=��
<br /> ': pay for whatevar is necessary to protect the value of the Property and Lender's rights in the Propeny. Lender's actions ma}
<br /> include p:►ying any sums secured by a lien which has priority over this Security Instrument, appearing in ca�rt, paying
<br /> : reawnable attomeys' fees a�f entering on the Property to make re�irs. Although Lusder may take action under t�pangraph
<br /> 7�I,ender does aot I�ave to do so.
<br /> Any anw�:urt�disbursed by Lender under this paragraph 7 shall become additional debt of Borrower securcd by tttis
<br /> Saw�ity Iactnunent. [Jnless Boaower and Lender agree to ott►er tenns of payment.these sunounts sh.,41 bav interest from t�:
<br /> date of disbursea�a►t at the Note rate and st�all be payabk,with ituerest. upon notice from I.ender to Borinv.�:: :rquesting
<br /> �7-��nt.
<br /> 3.1�tatgstEe�*9^�.iP Gender required mortg�e insurance as�condition of making the toan secure�by this Seruriry
<br /> . Iast.^�unznt, I�-ower shall pay the premivau requiral to mvntain the mortgage insurance ia efi�:ct. If, for any eeason. the
<br /> uxtrcgage inscnoce coverago cequired by Lender tapses or ce.�s to be in effect. Borrower shall�ay:he premiums requital W
<br /> • ot�caverage substacuially e�.,-zivalent to the mortgage ensar�cx greti�iously in effect.at a cost wbstantially equivalent u�tlu
<br /> � arsi to Borrower of the mort�e insurance previously in e.�fect, fro.:n aa alternate snortgage insarer approvod by L.ender. If
<br /> substantially eqnivalent mortgage insuranx oaverage is not available,x3orrower shall pay to Lender exh rnonth a sum equal to
<br />"'; one-nvelfth of t13e yearly mortg�ge insur.u�n�emium being paid by Bortower when the iruurance ooverage lapsed or ceased t�
<br /> , be in effeci.I.ender will accept,use atd retaia these payments as a loss reserve in Geu of mortga�e insprance. Loss reserti�e
<br /> for��028 9180
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