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<br /> a�a�..�-' Tfl�iE'I'HER WIlH�fl ths jmpmv,eme�ts udw on c�r�erected an the pzopeaty.�rcd all caserneats.appurtenaaces.and
<br /> . ..f` . fixttues atsw ar h:ac�aRE4 a p:re of it�e FmPerty. Ali rzptsce�ts a*.� additdons sha}1 Nsu be covered by this Security �
<br /> - , hrs�eat.At1 oi ih«forc�oie�i�rtt'eried to in this Ss�curiry Iastrument as the°Property."
<br />� BOItITOW�R COVIINANTS that�fcower is lawfuliy�seised of the�,ctnte hereby conveyed nn�has the righ3 to grant und
<br /> .� con�ey the Y'eogerty mt�lha3 tne Fmpenty is unencnmbered.�aoepi for ensumb,runees of record. �,orrower warrants�ncl wtU
<br /> - �`'��c�ity�titie to the Yrepetty agatn5t aI!ciaims und demands,subjeri to any encumbrances of recard.
<br /> TFiYS SECUR{�lf IN9'TI�UMBPI'i`combincs ut►iiarm covenants for nariaraJ use aad�coa-urilfarm wven�nts wlth limited —
<br /> 4 v3e'+ations by jur�s�{t�ion to�astitut�e a teaiform secvrity instrument cavcriRg real pm�rty.
<br /> � LfMFORM CqVE1�TTAN7'5.Borruwer nnd I.cnder cavenant and agree as follaas: f�"
<br /> � �.,. l. Fayatsat o3 Prladpal and Interest: Prepayretent and Late�arges. Earrower shall m tt
<br />�.'� � principa!oF at�int:sest on the deb.evidenced by the Note and any p;epayment and late c � p y pay when due ths
<br /> hargzs due under thQ Nnte_
<br /> . �.Fuads for�and YIISUrance.Sublect ta a�pdisablt taw or to a wcitten wf�iver by Lender,Eorrower sha11 pay m �
<br /> Leader on the day mar.'.h1y payments are d�e�rzder the Nate.tu►til the Note is paid in full,a sum('Funds")for:(a)ye,uly taxes
<br /> amd assessments whith may attain priority over this Securiry tnstrument as a lien an the PraP��3+:(6)Yearly leasehatd payrnents
<br /> .`.:'� or�und r�ents on th=Psoperty.if any;(c)Yearly hazard or pmgerty 8asurau�Premioms:(d)Year1Y fload insvrfuue premiums.
<br /> . if si►y;(e)yeariy mongage insurance prem;,uns, �f�y.����y s��yabie by Barrower to Lendee. in acs�rdance wich
<br /> �.; t t he grrovisioas o f p3ragra�h 8.i�z iieu of the payaaent of mortga�e inturance premiums.These Items are ca!!ed'Escrow Items." -
<br /> � . •. , Lerider may. at any tim�. coltect and Uold Fwtds in an amauat cmt to eACeed the maximum amount a lender for a f�erally
<br /> ' related mortgage loan may requin for Bosrar�er's escrow acoaunt under[he federal Real Estate Sett�ement Procedures Act of
<br /> .� � 1974 as amertd�fnnm time to timB. 12 U.S.C. Section 2601 et seq. ("RF�PA°). untess anot0er law that aggHes to the Fands —
<br />. ti � sets a Iesser aafnunt. If so. L,eader may. ai any time,coIlect and hold Funds in an amnunt aot to exceed ti�lesser ansount.
<br /> "'.{ iendea may estima+ts'the amauut of Faa�s due on the basis of a�rrent data and reasoaable estimates af exQznditures of fuhue
<br /> • � ai
<br /> ..-. � ,, F.�crorr Iteacs or oth�vise in accordance witl�agplicabte taw. �.
<br /> '[1�e.Funds shall be 6eld in ttu institution whose deposits are insared by a faderal agency, instrn�enmlit�r, or entity
<br /> • (inc[uding I.�nder.if Lender is snc#��n ic�6tution)or in any P.�ie�al.Hmaee Loan Bank.Lender shali apply the Funds to pay the =
<br /> ,; j Escrow Itsms.Le�du may nnt��e Bornnwar for holding�k'�PlYtqg the Funds.aimually anaiyzirig the escrow account,or =^
<br /> ,c
<br /> ., '�,�� �. verifying the Escrow Items,au[ess i.eader pays Bamnwer int�rr�t vn the Fuads and applicable law permits Leader to make such
<br /> ,•••,;;� . . a chaige.However,I.snder may rzquire Bonrower to pay a ona-time cha$e for an indeirendent reai estate tax reporting setvice
<br /> ra
<br /> , use� by Lender in oon�-.�ction arith this loan. as►le�s applicabte law provides othenvise. Untess an egre��nent is mnde or
<br /> • , applicable law�aites int�est to be paid,Lender shatl rrot be re.qaired to gay Borrower any int�rest or ea�nings on tlze Fuads. .'.
<br /> � Borrower aad�tr may agree in vrtiting,Aowever.tBat interest shall be paid an the Fiutds. Lender shali give to Borrower,
<br /> . witiwut charge;an atmual accounte�g of the Fuuds.showing credits ai�d'debits w tlie Funds aad-the purpnse foc�a�c.h each
<br /> , debit to the Funds w�s made.The Funds arie pledged as additioaai secnrity Crs�aU sums serured by thi»a c�:rity Insu�it.
<br /> �. . If the Fsat�ds fi�i�4�ay Lendcr exce2d the am.sunis permitted to'be I�I�'�AiicabIs law,Lender•i�13 aocount to Borrotver.
<br /> � f6r etic eaass Fums:n��ocaniance with the rer{�:,-ements of s£=.�uCable i;ztv;.�':r.g the amaubt of the Fo�held by Lender at suy
<br /> :`�' titne is rtot svfficient[o pay t�ic��vr Items a$en due.L,�nd�.tr may so noti�y gorrow�in wrinng,and��such case Borrower
<br /> F...', :� sba14 pay�to Lender th,azaoun�c:ressary to m�ce up the��ciency. Borrower s�all make up the deficiency in no morZ Wan
<br /> � . tarelve munthly payrn�a�ts�at Lender's sote discittion.
<br /> '°,r��,gd;'�:.,: -Upon payrr±en{!i,�fu!!of alE sums secured b1 this S�urity xnst�umeut, Leader shall pmmpttk�efimd to Bornower
<br /> j t��'���.�� perty,Lender. nor io the a —
<br /> Fands held b ; �
<br /> ,,,;,,,�a, ., y J.e��.If.under paragraph 21.Lender shal!acquire or se}l the Pm p' cquisitioa ar sale
<br /> ..�,�;•...: � of the Propeity.shall aP@iY a�gr Fuads hetd by Lender at the time of acquisition or sale as a credit against tl�sums secured 6y --
<br /> ,, ' ��' • this�c�s,:lity In;tiurnent.
<br /> � �'.ApP����qQ�+�ymenPs.Unless appticabie law provides othernise,aIl payaients received by���der acider Par4geIIpha
<br /> . ' 1 and 2 st�aU be Yf'�d:first.to an ya e 3�g
<br /> �J�. y prepaymeat ct�arges due under the Nate;se�ad,to amnunts p�.under paragrapii 2;
<br /> �third.'to interest d�tt�:£�snrth;to principal due;arid last.w s�ny IaLe ct�rges w`E�,��lnder the Note. .
<br /> . ._; . . Q«C6aig�;I,ieu�.Bomawer chal!pay ap taxes.assessi�ui"s,chat���ACS aad imposIti�ns attn'butabtc W th.:Praperty =
<br /> • ';: `� �rab�T3�,t��ay aitcin pxiority over t�:9 Security Instntment, swd'.t�ohetd Pa,�i��s Ar gropnd c+eau.if aay. Bonmver shai!P3Y
<br /> . `;,t. tJ���ligetions in tl�e mans�su'.pr�:::dcd fa pazagraph 2,or if not paid in�xd:'q?�ner.Boarower sbaft;�t,Y them on time direcily
<br /> , � to the person awed p4;�rnenl.ga�ri'rxer sha11 prompdy famis6 to Lender c�ItiiitfS�cs of amounts to be ' y under this
<br /> „ ��,
<br /> .'�';':;�: �If Borrower mak�s t�w�.�. 1� 1P�Bj'aph•
<br /> .�s;.;.,, QaYmenta:dire�xiy,Bcn-c��+er shall promptly fumx�4�t�Lender raxipts evidencing tIu paymems.
<br /> ._ ,. Barrower sh3ll pmmptly diccti;�e any 1i�:`Wi�ich has pr�riry over�his Security I��.�'=ameat unless Borrower:(a)agrees in
<br /> �:.,;r�'', � . wtiting ta the paytaent of the mtriigr,�i�n sect�ed 4Sy the.Lien.itt,a�tiaa►7mer acceptable to Le�i'.�r:(b)oontests in goad faith the litn -
<br /> � �'t` ' by. or'defeads
<br /> � a�inst enfurcement of the lien in, 1tga1 j��si.�ct;?.�,ngs Kb,��:t� in thr[�er's opinlo1a.vperate to prcvent�he
<br /> '��..;,'�.�. enfoi�oemettt of the.�ic�!;or(c)secur�fro�the hotder of the.���att agt��itu..°ns satisfactory to L,en�}ut:.t;t�L•ordiaating the llen to
<br /> . �.�::,•::.. .
<br /> , �,�:,,^,,� this 5ect�rity Ir�d�u�iq�tii.If Lender detetmines that any part o€t�e d�ropt�ly,,is subjecx to a{i�n�svhil�►;iramy auaia prioi►ry o�er
<br /> � :��i..i,. . this Security Iwttu�:;�at,Lender may give Borrower a aodce izlt'.tit�fying thc tien.Bamasy�c s6a11 satisfy t6e lien oa take onc or ---
<br /> �,.
<br /> � ;"J�.''' . mor.,ca8 the actIor,�set farth a6ove within 10 days of ttse giviu��pt`tatice.
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