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<br /> .;�,�;�_'?'7 pedoda thut l.cndcr rcyuircs. Thc insurnnce carrier pmviding ihc i�+urw�ce shall 6e cho.,en by Borrower Fub}ctit ta Lenderk _
<br /> ___ _ approvW which rhall not be unr+ensanablY wlthhcld. !f Borrower fails to maintain covcrage described ubove,Lender may.at
<br /> �'� Lender s aptian,obtuin cover�ge to protcct t.ende�'s rights io ttu Proi�crty in accordancc with parugraph 7.
<br /> '°�� All insurance pnticiea wid renewalx shpll be accapioblc toLender wd a�hull include a slandard mongage cluure. L.ender
<br /> .� �;, sh�ll have�hc righl to hald 1hc policiss And r�enewol�. If Lenderreyuirea,Bormwer shall promptly give�o Lcnder all ntieipta
<br /> �'' of p�id premiumc and rencwol aalc@r. In tha event of los+, Borrower shull�ive prompt notice to �he inwronce camer and ---
<br /> -- —:j ��, L.rndcr. Lender may make proc�f of los�if nrn made pmmptly by B�rrowcr.
<br /> Unles.LerNk:r and Bunuwer whorwi�,c:ugRY fn writinF,In�urance praceeds shall be npplied to resi�ratfon or rcp.nir of t
<br /> the Prapeny dAmoged, if the res�orrtiun or repsiir i+econornkully fca.tiible And l.ender:s security i� nd le�sened. If the —
<br /> -- --a ..;- restoratian or nepair is nw economieally fausible nr Lender�k�urity w�wld be les�nc�l.�he insuau►ce praceeds ahall be =---
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<br /> _ ,:Yo upplied to the sums securcd by thiK Security Inatrument. whdher ar �rot Ihen due, with uny eacess puid to BoROwer. If �.r,
<br /> --_�;�v�'�; Borrower ubandana the Property,or dncr�nrn uocwe�within 3D days u notice from Lender th�t the insuronce carrier hus —`
<br /> " '-- ���:� • offered to setda a claim,th�a Lendc�r may colluct ihe insurance praceedg. l.ender may use the prcxreds to repsur or restorc _==•;;
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<br /> '°° ��'�^�� � ,, the Pro n or to Rums securcd b thiA S�.�curyt In�trume�,whether ar no[then due. The 3U�day periad will begin when
<br /> ��iw,=,�Y:�',�.•.. .. Pe Y f►aY Y Y �'
<br /> ,w__�,.�qA` the notice is given. _
<br /> " � � Unlesc l.endar nnd Burtower othanvir,e agree in wri�ing,any upplic�tion of praceeds to principal shall�ot extend or �
<br /> � '��r ^'`r pc►stpone the dua data of thu manthly paymon�R refemed ta in pu-.�graphs I nnd 2 or change the umount at the payments. Ii _
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<br /> ��-��_�-•*�=. under paragrrph 21 tha Property ir► �:yuim!by Lender, Borrowcr's ri�ht ta uny insursmce policies and praceeds resulting �-
<br />— "—'-_ ":`�,��.;�.`.� • from damage�o tha Properey prior to Ihc acyuisition shall paxs to Lender�a the extent of the sums secured by this Security ��°
<br /> •f� `��- lncuument immadiptely p�farto tha ucyuisition. �
<br /> �""�'`�:�•i��• 6. Occupaocy� Presnwatbn. Maintenitace and Prdeclion ot the Propeny: Borrower's I.oaa AppUcation; �',,-
<br /> =s�-�'_ l.taseholda Bc�rrower xhpll uccupy,es�ablixh,und use the Prapnrty ns B�xrower's prineipal residence wi�hin sixty days after �'��-•
<br />_Q,.,,�;�-,'�;�,� T;;^ ' the execution of thix Securi.ty(nr�rument und shall cominue taoccupy the Propeny as Borrower� princlpal residence for pt ��
<br />_- .=a •'" �'^ least one yeur aflar the dwe of occupancy, unless Lender otherwise agrees in writing, which consent shall nd be -'•
<br />-Y�'� •, � • unreusonably witbhald,qr unlrs.�extenuating circumstances eaist which are beyond Horrower:s controL Barrower shall not E'�-;-
<br /> '�z��p � o destroy,damago or impuir the Property,ulluw the P�operty�o deteriorAle,a�wmmit wnste on the Pmpeny. Borrower shuU
<br /> �t•`�.;, b'`'`' .�,+.� ,' be in dafAUll�iP any forfai�ure acdon or praceeding,whe�her civil or criminal,is begun that in Lender's good fAith jadgment �
<br /> °•�' � - � ` could resul� in fort'viture of the Property ur othcrwisc motednlly impair the lien crea�ed by this Security lnstrument or �R
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<br /> �-� l.end�r�security int�rer+t. Borrower may cure such u default rand reinstate,a�provided in pamgrnph IS,by causing ihe action __
<br /> `����` or pmceeding la be dismixced wi�h a ruling thnt,in I.ender's gaod faith de�erminalion,precludes forfeiture of 1he Borrower's �r_
<br />� =r ��► " inierest in.t hc P r operty or a t her maieria l impaim�en t o f t h e Ircn creA te d by t his S ecuri ry I nstrument a Lender�s secu�i ty = -
<br /> ='i��'''�' in�erest. Burrower shall also be in default if Bomower,during ihe loan applic�tion pracess, gave materially false or �i•
<br /> _ �,2+°.
<br /> °� '' '� inuccura�a informntion or statemems to Lenderlar foiled to provide Lender with any material infom�ationl in connec�lon witb
<br /> a,° �� the loan evidenced by the Note, including. but not limited b, represenlutions canceming Borcower!s occupancy of the _�'
<br /> _, ._ . -T ' - Fmyxtty as s principa!residence. If lhic Securi�y Instrument ison n le�sehold.Borrower sh�ll comQly wl�h all lhe provlsions ___
<br /> . � ' of the lease. If Borrower ucquires fee iiUe�o the Propeny,the kasehold and the fee title shall not merge unless Lender agrees Y
<br /> .-. ,:. to thc merger in writing. �_�
<br /> - ' 7. Protectbn of Lende�'s Righls in Ihe Praperty. If Horrower failx to pert'orm the covenanGs and agreements �
<br /> � F•�: �" contnined in this Security lavtrumem. or�hem is a legal proceeding that may significunNy affect Lender� rights in the
<br /> • ':�1.. • � � � Property(such a�a proceecling in bankruptcy,prohate,for condert�nation or forf'eiwre ar to enPorce luws or regulations),then �'
<br /> ' .� ;. I.ender may do and pay for whatever is necessury�o protect Uie value of ihe Propeny and Lender's rights in the Property. �'r'
<br /> " L.endcrk uctions may include puying uny,ums secun d by u 1 ica which hus priority over this Secucity Inwrument,appeuring �;�
<br /> '�` • '' , � in court,paying maconable attomeys'fees ond emering on the Propeny to mnke rcpairs. Although Lendee may take action
<br /> �`•'° �-��° . ' under this paru�rnph 7.Lender daes not huve�o clo xi. �j-
<br /> ' �°',}��t " ; Any nmounts disbursed by l.ender under this para�ruph 1 tihull berome udditianal debt of Borrower secured by this
<br /> • Security Instrument. Unless Borrower und Lender ugree to other terms uf p�ymem,thesc umounts shull bear interest from the �''
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<br /> o • dale of disbur�ement at the Note ratc nnd shull be puyable,wAh interest,upnn nutice from Lender to Borrower reyuesting _'
<br /> �� ' payment. �"~
<br /> S. Mort a e Insurance. If Lender re uired rnon o e in�urunre ns a cundition of mukin �he loan secured b this �''
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<br /> _ , �`,�.� ;��, , Security Instrumen4 Bortower zhal l pay �he premiurn+requ ircd to muinluin the mongugc in+urunce in effect. If,for uny
<br />- • reacon. the mortguge insurance covera�te reyuired by Lencler lap+es or ceuu:s to bc m efPec4 Borrower shall pay the �?�
<br />,.. �° premiums required to obtain coveruge subslantiully equivuled to�he mongage in,uruncr previously in effect, u1 u cost —��"`;
<br /> ;•�;i . „ subsluntially eyuivalent to�he cos� to Borrower of the mon�a�e intiuranre previously in effect,from sm nitemale mortgage -
<br /> insurer upproved by Lender. If substuntially equivulent mon�a�e insurancc coveruFc i+nrn uvuiluble, Burrower shnll pay to ___
<br /> � � 's� Lender each month a sum eyuul to onc-twrlfth uf Ihc yeurly nmrtg•rge in,uruncc prrmium bcing puid by Borrower when the ¢_ --
<br /> " . insurance coverage lapsed orcr•rsecl to be:in effert. Lender w ill ac:cept,u+e and rctuin the�e paymentx a+a lotis reserve in lieu "-
<br /> - �� • • of mortgage in.urnnce. L��s reservc puymeMs m•ry no long�r be rcyuired,at the option of LenJer. if monguge insurance �`''�
<br /> coveruge(in�he amount und for the periad that Lendcr reyuir�sl provided by an in�urer appmv�d by Lender again becomes _
<br /> ' ' " ' uvuilnble and is obtnined.Borrower shull puy Ihe prcmiumh n:�ired N�maintuin mortgu�:c inwrancc in effer�,or to pruvide a
<br /> �;`�� �'� '„„ • ' !'�, loss nererve.until lhe requirement for mon�uge insurance enci�in ixcurdance wi►h any wrinen c�greement between Borrower
<br /> � ��� and Lender or appliruble Inw.
<br /> � '�'•` 9. Inspection. Lender or iis �grni m:ry muAr reuti�mubk cmric+upon anJ ins�x:ctian+of thc Property. Lendcr shull
<br /> � give Borrower notice at�he timc of or prior to un ins�x:ctiun+Extiifyin�t rcu+onublc cuuse P.x the inspection.
<br /> L 10. Condemnatlon. 'Ihe pnxced�of any uwurdor claimk�rJumo�,c�,direct or conaeyucntial,in connection with uny
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