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200909338 (O) "PeriodicPayment"means the regularly scheduled amount due for (i} principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "Rl/SPA"means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500}, as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA"' refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) "Successorin Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument .and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with .power of sale, the following described property located in the COUNTY of HALL [Type of Recording jurisdiction] [Name of Recording jurisdiction] THE EASTERLY ONkI-HALF (E1/2) OF LOT NINE (9) AND ALL OF LOT TEN (10) IN $LOCIC THIRTY-TWO (32), PARTLY IN CHARLES WASHER'S ADDITION AND PARTLY IN CHARLES WASMER'S SECOND ADDITION TO THE CITY OE GRAND ISLAND, HALL COUNTY, NEBRASKA THIS IS A PURCHASE MONEY SECURITY INSTRUMENT. TAX STATEMENTS SHOULD BE SENT TO: WELLS FARGO HOME MORTGAGE, P.O. HOX 11701, NEWARK, NJ 071014701 Parcel ID Number: 400110024 which currently has the address of 1$04 W LOUISE [Street] GRAND ISLAND [City], Nebraska 68801 [Zip Code] ("Property Address"): TOGE'T'HER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. NEBRASKA- Single Family - FannleMae/Freddle Mac UNIFORM INSTRUMENT n,~ ~j,~y~ ~$(NE) (0811) Page 3 of 15 Initials: jV ~'-""i'`-' FOprn 3Q~$ 1101