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2oo9oa33~ <br />(C) "Lender"is WELLS FARGO BANK, N.A. <br />Lender is a NATIONAL ASSOCIATION <br />organized and existing under the laws of THE UNITED STATES <br />Lender's address is P.O. HOX 11701, NEWARK, NJ 071014701 <br />bender is the beneficiary under this Security Instrument. <br />(D) "Truskee"is WELLS FARGO FINANCIAL NAIL HNK <br />C/O SPEC. SERV., PO BOX 31557, BILLINGS,. MT 591D7 <br />(E) "Note"means the promissory note signed by Borrower and dated NOVEMBER 25, 2009 <br />The Note states that Harrower owes Lender ONE HUNDRED THIRTY THOUSAND FIVE HUNDRED <br />AND 0 0 / 10 0 Dollars <br />(U.S. $ ****130, 500.00 )plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than DECEMBER O1, 2039 . <br />(F) "Property"mesas the property that is described below under the heading "Transfer of Rights in the <br />property:" <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower- The following <br />Riders are to be executed by Borrower. [check box as applicable]: <br />Adjustable Rate Rider. 0 Condominium Rider 0 Second Home Rider <br />Balloon Rider 0 Planned Unit Development Rider ~ 1-4 Family Rider <br />VA Rider ~ Biweekly Payment Rider CO ether(s) [specify] <br />(n "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(d) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic. terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of--sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, sad automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds"means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurancc proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the <br />value and/or condition of the Property. <br />(1~ "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, <br />the Loan. <br />NEBRASKA- Single Family - Fanni®Mae/Freddie Mac UNIFORM INSTRUMENT <br />~~(NE) los~~~ Fags 2 oi15 Initials: ~~ Form 3028 1101 <br />