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200903905 (O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any vrrounts under Section 3 of this Security lrrstrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.P.R. Part 3500), as they might he amended from time to time, or any additional or successor legislation or regulation that governs the carne subject matter. As used in this Security Instrument, "RESPA" refexs to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Bo.rrower's obligations under the Note and/or this Security lnstrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security lrrstrurnent secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with. power of sale, the following described property located in the COUNTY of HALL ~.~5~~}~~T~R~ or~~~ sd~n E.lI4'I~~'~f~?~X~~NtPf'~ rA`KsP' rYY ', J~X on] LOT 28, HOFFMAN SECOND SUBDIVISION, AN ADDITION TO THE VILLAGE OF DONIFHAN, HALL COUNTY, NEBRASKA. TAX STATEMENTS SHOULD BE SENT TO: WELLS FARGO HOME MORTGAGE, P.O. B07{ 11701, NEWARK, NJ 071014701 Parcel 1D Number: 400424916 which currently has the address of 317 E PLUM ST Jstreetl DONIPHAN [Cilyl, Nebraska 68832 llip Codel ("Property Address"): TOGETHER WITH all the improvements now or Hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also he covered by tkris Security lrrstrurrrent. All of the foregoing is referred to in this Security Instrument as the "Property. " BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except tirr encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to arty encumbrances of record. NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT -BINEI iosl n Page 3 of 15 tr,~t~ais: Form 3028 1/01 W