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200903905 (C) "Lender" 1S WELLS FARGO BANK, N.A. Lender iS a NATIONAL ASSOCIATION organized and existing under d1e laws of THE UNITED STATES Lender's address is P . 0 . BOX 117 01, NEWARK, NJ 0710147 0 ~. Lender is the beneficiary under this Security instrument. (D) "Trustee" is WELLS FARGO FINANCIAL NAIL BNK G/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107 (E) "Note" means the promissory note signed by Borrower and dated MAY 13 , 2 0 0 9 The Note states that Borrowex owes Lender ONE HUNDRED FIFTX FIVE THOUSAND AND 00/100 Dollars (U. S. $ * * * * 15 5 , 0 0 0.0 0 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JUNE 01, 2024 (F) "Property" means die property that is described below under die heading "Transfer of Rights in the Property. " (G) "Loan" means the debt evidenced by die Note, plus interest, any prepayment charges and late charges due under the Note, Arid all sums due under this Security Tnstrument, plus interest. (H) "Riders" means all Riders to dais Security Instrurnerrt drat are executed by Borrower. The following Riders are to be executed by Borrower ~clieck box as applicable: Adjustable Rate Rider 0 Crnidominium Rider 0 Second Horne Rider ^ Balloon Rider D Planned Unit Development Rider ~ 1-4 Family Rider 0 VA Rider 0 Biweekly Payment Rider 0 Other(s) [specify] (i) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have die effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are unposed on Borrower or dre Property by a arndominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper irLStrument, which .is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a titrancial irrstitution to debit or credit an account. Such tens includes, but is not limited to, point-of-sale transfers, automated teller machine trarrsactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means arly compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) tor: (i) damage to, or destnlcdon of, the Property; (ii) colydemrratiorr or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, die value and/or condition of dle Property. (N) "Mortgage Insurance" mearxs insurance protecting Lender agairrst the nonpayment of, or default on, the Loan. NEBRASKA -Single Family -Fannie Mae!Freddie Mac UNIFORM INSTRUMENT -6INE) loei i ~ Page 2 of 1 5 Initials• ~ Form 3028 1 /01