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I NOTICE ~""C~~.~'~i ~}~«~ Thin credit contract finances a purchase. All legal Hghts: which: the Buyer has against the Seller aHSing out qi this transaction;. including. all claims and defenses,• are also valid against-any holder of-this contract. The right to recover money; from the holder under tMs provision Is limited to the amour[[. paid by the'-buyer under this coMrecK: A claim is. a legally valid reason for suing the Seller. A defense is a legally- valid reetson for not paying. -the Seiler. A holder is anyone trying to:collect for-the,purch@se. ;INSURANCE CANCELLATION: If 1 have requested insurance in this purchase, I may canczl such request for insurance for any reason within fifteen (t 5~ days from She 'dace of this contract by notifying you or the holder of tlitscontrac[ lit wri[ing~l krww Thal the canczllauon of my-coverage will be arranged with the insura:icecarr~er(s) and ~~ ~afull refund ofmypremiu s)mgether with applicable financecharge will be credited to thisconnact. _ :PLEASE NOTE: Iflhave requested insurance inthis PPurchase,(willrecetvewithin thhty(30)daysaceruficate of insurance rnorercfulky describing the insurance coverage. Y know that if ttiere is any conflict in the coverage or ehe language of the certificate of insurance and the fo_Ilowingg Notice of proposed Insurance that 1 am covared only [o ifi8'ezteatstatedintbefoilowingNoBceotproposedlnsuranee,Talsbkgowthatihadeinsurancecoverageonlyifihayebeericliar'gedfo[it. NOTICE OF PROPOSED INSURANCE -- - 1 take notice That either Credit Life or Credit Accident and Health Insiuance,.or both, will Ixapplicable m this Safes Coituact on tlwteverse sideonly it I have chosen - 'itby signing the request for such insurance. This insurance will only cover itie person signing the request at the met for eachtype of insurance shown-Sub}ect to ac by. the insurance company: the insurance wil!-be effective-as-of today and-will emtinue oily for We number of months-after tfueffective date equal to the mmbrr of monthly payments: /understand that this particularinsurance may no[ provide coverage formy last few-(raymenrs, and that dttring'that period of liutc I wilt not have any - - insurance myerage. All. benefits and proceeds of the insurance will be paid to you or to a financial insnmtion or a bank if it putebases Elie Sales Contract to the extent of'r1s interests end any balance will be payable to tae: The initial amoitai of CreditGfiSdnsurancz is tkie amountrequired to rep~y3he-Totako~P9ptt[ert~:iheteafmr ~ chz insurance _ decreasrs by thz amount of each monthly payment on a scheduled.30 day basis. If I am77ointly obligated on the Sales Cont[aet with a Co-Btlyerard wctiave both signed the nestforCredit Life Insurance.. tleath benefits will be ayable-only-with respect to the first one ofvs to die, Sub~'ect to exclusions; eliminations or waiting period stated - ant einsurance policy or certificate.Credit Accident and Health insurance is for the benefitamovntoft/34th of each month's.paymeMfoceachday thaflamtofallY disabled _ - due town injury orsickness while I owe any payment to you; however,; I understand that I have to be preventedfrom workingdue m such tdtaldtsabHifyroor morettianfmr teen (14) consecutive days before the insurance benefi[ is--paid back to the first day of my total-disability. Llsso Itaow that I~cannot obtaiaaoK 1~ ^~' born you it i ~am over 65 yearsofage today; end ~lsso lmowthatthe insurance coverage provided to metnay containamnxit[lain amount o[toret•agew'hieh wtB noePayinsooe _ cases, tbe entire amount [hat I ovreyon. Due to the maximum amount of coverage stated in the insurance policy, I Imow that any unpaid amouotine7eeess of t nsttrattce - coverage will still have to be paid.lf the Sales Contract is prepaid in full prior to the last payment date, any unearrted insurance-pTCmrums wti be refunded to me in-dtc man- ner }irescribed by law- Within th"vty (30) days, i will receive the certrficate of insurance more fully desenbing_my insurance coverage. If fhc insurance is not accepyd by - the insurance company,Iwill receve arefund of the insurance premiumslhave paid. - '.- -,-- ., - BUYER: The nexttwo paragraphs contaiawarranties relativz:tothis sale given by oats thzf[nantial instimfion orbankincnderfoiitto buy this conQact. ~/ SELLER'S WARRANTIES AND ASSIGNMENT OF DEED OFT A INS AL SALES CONTRA ( ~-a4~ - FOR VALUE RECE[YID. Seiler hereby sells, assigns. conveys, vansfers and delivers to (Assigtta)all of itsnp~tk.'d4e a[td in[e[est in and to the Deed ofTnut and Installment Sales Contract togethermth allliens existing to set; its pav t, and the property encumberzd hereby.A-ssignce is hereby substituted as-Beneficiary under the Deed-of Truu~prov[srons of th[scontract. Seller warrants - ":'ti)tt has the righfto make this assignment; (2) All,statemetusmtd-figures in this contract and in ttK Buyer's statettre[tt am materially true and correct: (3} Thin inatraetaiusc fromthe bona fide sale of the goods and services described herein; (4) The cash down payment shovvb m this contract was acttmlly paid byHUyerandno Qetc'~Saidd°wnpaymeot was loaned aitectly or mditectly by Seller:io Buyer, (57 Each Buytr i3legally competent-ta contipci; {6) This mntiact-is ant and will not_he suhlect to any elaim•,_ dzfense, demand or right of offset: (-1} The ezecuubn of this contract and [tie underlyingg sales transaction giving rise thereto did not violak any federal or sta[elaw, di[ecnve, [tile. or regtilatren now in effect: (g) Iv the event that this contract or the underlyingsales transaction is subtect to a right of rescission or canceitarionby-the Huger, such [=scission or cancella- tionperiod has expi¢d and neittier the sale nor this contract has been cancelled or rescinded. THIS CONTRACTIS SOUL BY SELLER WTINUOT REC01iRSE. - IN TESTTMONY WHEREOF, the undersigne tyan authorized represepigtiv~ die Seller.and has signed below on behalf of ttie Seller on this day of - ~jl..S .19_. - ._ - ~ -._-, The foregoing instrument was acknow9edged before me on PACESF. PRODUCTS/If~C~-{§al)x) . ' /j / ~ : 1SJ~~ B ~i~~ ~ 1 L L2.t t /1 ,- ~, _ y by the authorized. agent of Seller who ~ ~ ~~ _ r ~ - -• - _ - Mycvimmission - - _ ~ - - r.~ FfatttliaFRAR'r-StseertaNraxYa Amt ~ ~ - - ( - -JESSIE C. GILBOW`---- ~AA""''~~~~~~~ 1 _ - ~`T~" '-'-`'r ".tv Camn. Exp. 4ac t219E4 { _~ uuuy. wbix _ - - _ L __-